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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

Interest free credit

Great choice of interest free options Reviewed on: 7th July 2026

Nice and easy.

Nice and easy. Secure and safe. Always opt for PayPal if available. Reviewed on: 7th July 2026

Simply easy to see what your doing in PayPal app etc...

Simply easy to see what your doing in PayPal app etc always trust more than bank Reviewed on: 7th July 2026

No complaints, very few set backs and no major probl...

No complaints, very few set backs and no major problems over the years of use Reviewed on: 7th July 2026

When I needed extension for my credit payment, they...

When I needed extension for my credit payment, they were very helpful I really appreciate the help when I needed it the most. Costumer service is outstanding and I couldn't be happier. Thank you to all team members. Reviewed on: 7th July 2026

Useful payment option.

Useful payment option. Used my many retailers. Handy payment options available. Could be a little lower interest in truth! Reviewed on: 7th July 2026

Very relaxing and peaceful.

Very relaxing and peaceful. Easy to use and useful. Reviewed on: 7th July 2026

Any problems I have customer agent is always ready t...

Any problems I have customer agent is always ready to help. Kind results Reviewed on: 7th July 2026

Clear, precise instructions help you navigate the si...

Clear, precise instructions help you navigate the site or app. Everything is explained in layman's terms. Credit is not forced onto you, but your decision is made easier by understanding the terms and conditions. I also like that you can be turned down as well. Reviewed on: 7th July 2026

PayPal service experience

Easy to use and excellent customer service Reviewed on: 7th July 2026

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