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PayPal: PayPal Credit reviews

4.73
Based on 172,574 reviews, last reviewed 9th Jul 2026
1417% increase in 5 star reviews
in the past 90 days
1386% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

All good no problems. All good no problems. Easy to use interface. Reviewed on: 9th July 2026
Daniel Lordan's avatar
Daniel Lordan

Latest lowest rating:

1

I have had one very unpleasant experience with PayPa... I have had one very unpleasant experience with PayPal, they offered no support regardless of an exceptional circumstance and regardless of my excellen... Read more Reviewed on: 9th July 2026
Claire's avatar
Claire

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (173731)

Bedt customer service ive ever had

5
Any time ive issues with payments paypal has always made me feel that i was safe and my money was safe. I felt i had someone on my side Reviewed on: 4th July 2026

Not sure yet

3
Had problems with transaction but no help Reviewed on: 4th July 2026

Brilliant service.

5
Brilliant service. Paypal has been able to allow me to pay for things that I wouldn't normally be able to do. I can use the Credit account to purchase and have offers with interest free months etc. This has been a great help to me - especially as my credit account is not that good. Reviewed on: 4th July 2026

PayPal helps, me afford equipment I need at a very a...

5
PayPal helps, me afford equipment I need at a very affordable, for me, payback time and ammount Reviewed on: 4th July 2026

Glad to use PayPal

5
Never had any trouble I am glad to use paypal Reviewed on: 4th July 2026

Customer Service is excellent! ...

5
If I have had to speak to anyone in Customer Service- they are always helpful, friendly and polite. Nothing is too much trouble and everything is explained fully and in an easy to understand manner. Reviewed on: 4th July 2026

I have had good experiences with PayPal credit.

5
I have had good experiences with PayPal credit. It is very easy to use. Reviewed on: 4th July 2026

It’s been good untill my account got deactivated for...

3
It’s been good untill my account got deactivated for no reason Reviewed on: 4th July 2026

got interest free credit for my holiday

5
got interest free credit for my holiday Reviewed on: 4th July 2026

Iwanna pay with my phone instead with cash

5
Iwanna pay with my phone instead with cash Reviewed on: 4th July 2026

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