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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50807 reviews)

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4.91

Based on 50,807 reviews, last reviewed 22nd Jan 2026

50% decrease in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

An unusually long interest free period A four month interest free period is almost unprecedented, except for six or 12 months interest free periods on specific items with larger retailers. ... Read more Reviewed on: 22nd January 2026

Latest lowest rating:

1

Pay pal - Has had my money held to ransom on all ord... Pay pal - Has had my money held to ransom on all orders placed for 120 days before they release any funds- We have been with Pay pal for several Year... Read more Reviewed on: 22nd January 2026

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50807)

Very helpful and easy to use, can log on to check re...

Very helpful and easy to use, can log on to check regularly Reviewed on: 12th June 2024

PayPal is the perfect alternative to traditional ban...

PayPal is the perfect alternative to traditional banking. Also offers the best way of finance payments with no interest repayments which is very unusual between tradit7bankd. Reviewed on: 12th June 2024

Very easy to use.

Very easy to use. Normally pay for my holiday then pay it of in four easy payments. Reviewed on: 12th June 2024

Helpful!

Rarely a problem but always sorted quickly by customer services team. Reviewed on: 12th June 2024

Always at hand

There always there to help you with your transactions Reviewed on: 12th June 2024

PayPal is easy to use and understand.

PayPal is easy to use and understand. The design is simple and easy to keep track of payments. The credit has multiple options to repay, keeping things on track. Reviewed on: 12th June 2024

I love paypal credit

I love paypal credit its always there when i need it Reviewed on: 12th June 2024

Always feel secure using paypal and would only use p...

Always feel secure using paypal and would only use paypal and no other system Reviewed on: 12th June 2024

Easy to use.

Easy to use. Very very secure. Always use as preferred option for online purchase Reviewed on: 12th June 2024

Its amazing I'd easily recommend it to anyone.

Its amazing I'd easily recommend it to anyone. Any problems I've had have been resolved quickly Reviewed on: 12th June 2024

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