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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50804 reviews)

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4.91

Based on 50,804 reviews, last reviewed 24th Aug 2025

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal is great for quick payments and easy credit i... PayPal is great for quick payments and easy credit if needed Reviewed on: 24th August 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50804)

Always at hand

There always there to help you with your transactions Reviewed on: 12th June 2024

PayPal is easy to use and understand.

PayPal is easy to use and understand. The design is simple and easy to keep track of payments. The credit has multiple options to repay, keeping things on track. Reviewed on: 12th June 2024

I love paypal credit

I love paypal credit its always there when i need it Reviewed on: 12th June 2024

Always feel secure using paypal and would only use p...

Always feel secure using paypal and would only use paypal and no other system Reviewed on: 12th June 2024

Easy to use.

Easy to use. Very very secure. Always use as preferred option for online purchase Reviewed on: 12th June 2024

Its amazing I'd easily recommend it to anyone.

Its amazing I'd easily recommend it to anyone. Any problems I've had have been resolved quickly Reviewed on: 12th June 2024

Amazing, easy to use and understand

Amazing, easy to use and understand Reviewed on: 12th June 2024

Always use PayPal - excellent way to pay and finance...

Always use PayPal - excellent way to pay and finance Reviewed on: 12th June 2024

I like my PayPal credit, very good.

I like my PayPal credit. I used many times , I have long time account with PayPal, and my first option to pay is by PayPal. I recommend it. Reviewed on: 12th June 2024

Better spend tracking and speed.

I think if PayPal Credit could add the option to choose which credit purchase you want to pay off that would be a great addition. Also another very good idea is to invest in transaction speed, I can stress how many times I made a payment on a Monday and the money from my main account came off next Monday. Reviewed on: 12th June 2024

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