Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

View other PayPal products

4.91

Based on 50,806 reviews, last reviewed 29th Oct 2025

88% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Good start, but tell us a little more. Good start, but tell us a little more. Reviewed on: 23rd October 2025

Latest lowest rating:

1

I have used PayPal pay in 3 for aome time and i was... I have used PayPal pay in 3 for aome time and i was happy intil 2 months ago. When I ordered items from Debenhams I was informed that they will be 2 p... Read more Reviewed on: 29th October 2025

Read all reviews Write a review

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (50806)

Very easy to use.

Very easy to use. Normally pay for my holiday then pay it of in four easy payments. Reviewed on: 12th June 2024

Helpful!

Rarely a problem but always sorted quickly by customer services team. Reviewed on: 12th June 2024

Always at hand

There always there to help you with your transactions Reviewed on: 12th June 2024

PayPal is easy to use and understand.

PayPal is easy to use and understand. The design is simple and easy to keep track of payments. The credit has multiple options to repay, keeping things on track. Reviewed on: 12th June 2024

I love paypal credit

I love paypal credit its always there when i need it Reviewed on: 12th June 2024

Always feel secure using paypal and would only use p...

Always feel secure using paypal and would only use paypal and no other system Reviewed on: 12th June 2024

Easy to use.

Easy to use. Very very secure. Always use as preferred option for online purchase Reviewed on: 12th June 2024

Its amazing I'd easily recommend it to anyone.

Its amazing I'd easily recommend it to anyone. Any problems I've had have been resolved quickly Reviewed on: 12th June 2024

Amazing, easy to use and understand

Amazing, easy to use and understand Reviewed on: 12th June 2024

Always use PayPal - excellent way to pay and finance...

Always use PayPal - excellent way to pay and finance Reviewed on: 12th June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Choice Rewards Credit Card
from Lloyds Bank 4.03 from 13 reviews
Credit Card
from Metro Bank 4.86 from 879 reviews
Gold Card
from first direct 4.32 from 8 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.93 from 22350 reviews
Payment Provider
from PayPal 4.92 from 3599 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub