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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50805 reviews)

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4.91

Based on 50,805 reviews, last reviewed 29th Oct 2025

100% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Good start, but tell us a little more. Good start, but tell us a little more. Reviewed on: 23rd October 2025

Latest lowest rating:

1

I have used PayPal pay in 3 for aome time and i was... I have used PayPal pay in 3 for aome time and i was happy intil 2 months ago. When I ordered items from Debenhams I was informed that they will be 2 p... Read more Reviewed on: 29th October 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50805)

I like my PayPal credit, very good.

I like my PayPal credit. I used many times , I have long time account with PayPal, and my first option to pay is by PayPal. I recommend it. Reviewed on: 12th June 2024

Better spend tracking and speed.

I think if PayPal Credit could add the option to choose which credit purchase you want to pay off that would be a great addition. Also another very good idea is to invest in transaction speed, I can stress how many times I made a payment on a Monday and the money from my main account came off next Monday. Reviewed on: 12th June 2024

A simple way to express the experience...

A simple way to express the experience is "one wallet with different compartments." Reviewed on: 12th June 2024

Really easy to use and track.

Really easy to use and track. Better than a credit card for online purchase Reviewed on: 12th June 2024

Never had a problem, always excellent.

Never had a problem, always excellent. Reviewed on: 12th June 2024

Iv used PayPal for many years I do find when I purch...

Iv used PayPal for many years I do find when I purchase something with my pay pal credit it’s hard to understand when I’m waiting on a refund or for the refund to show up on my balance I do think it should let you know when you refund as been received and you balance and been reduced other then that I think PayPal is great will always use PayPal very trusted Reviewed on: 11th June 2024

PayPal has always been there for me & is quick and e...

PayPal has always been there for me & is quick and easy to use. It’s very convenient & the credit terms are excellent. Reviewed on: 11th June 2024

A great tool, Easy to use.

Easy to use. User friendly. Comprehensive Reviewed on: 11th June 2024

I find it easy to use and you can set your own payme...

I find it easy to use and you can set your own payments when you need to Reviewed on: 11th June 2024

Good credit value and good pay back terms

Good credit value and good pay back terms Reviewed on: 11th June 2024

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