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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (173806 reviews)

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4.73

Based on 172,574 reviews, last reviewed 9th Jul 2026

1417% increase in 5 star reviews

in the past 90 days

1386% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

All good no problems. All good no problems. Easy to use interface. Reviewed on: 9th July 2026

Latest lowest rating:

1

I have had one very unpleasant experience with PayPa... I have had one very unpleasant experience with PayPal, they offered no support regardless of an exceptional circumstance and regardless of my excellen... Read more Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (173836)

Always safe

Use on a regular basis and always feel safe and protected Reviewed on: 5th July 2026

Feels safe to make payments using PayPal

Feels safe to make payments using PayPal Reviewed on: 5th July 2026

Perfect PayPal

It's just so easy to use and I can use on everything I want. Reviewed on: 5th July 2026

Would be lost without PayPal!

I use PayPal alot and have done for years. It's handy for buying online for birthdays and Christmas and pay in 3. Making things adorable in bitesize! Would be lost without it!!! Reviewed on: 5th July 2026

Safe and reliable payment method

Safe and reliable payment method Reviewed on: 5th July 2026

Never had any issues with PayPal.

Never had any issues with PayPal. Always smooth and easy Reviewed on: 4th July 2026

Happy with PayPal

I use Paypal on a regular basis to pay for items outright, on credit or payment in 3. I find their credit terms very favourable, especially payment in 3 and having 4 months interest free for amounts over £100 - this is a very rare commodity and I really appreciate being able to budget to pay for larger cost items over 4 months. Thank you Paypal! :) Reviewed on: 4th July 2026

PayPal has good offers and is really great as you ca...

PayPal has good offers and is really great as you can use it in so many places! Also now with their credit card Reviewed on: 4th July 2026

Absolutely brilliant and so easy to manage

Absolutely brilliant and so easy to manage Reviewed on: 4th July 2026

I like being able to easily spread costs when purcha...

I like being able to easily spread costs when purchasing over £100 and the bonus points are great too. Getting the digital card and physical card was easy and used it abroad with no issue. Reviewed on: 4th July 2026

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