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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50804 reviews)

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4.91

Based on 50,804 reviews, last reviewed 24th Aug 2025

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal is great for quick payments and easy credit i... PayPal is great for quick payments and easy credit if needed Reviewed on: 24th August 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50804)

A simple way to express the experience...

A simple way to express the experience is "one wallet with different compartments." Reviewed on: 12th June 2024

Really easy to use and track.

Really easy to use and track. Better than a credit card for online purchase Reviewed on: 12th June 2024

Never had a problem, always excellent.

Never had a problem, always excellent. Reviewed on: 12th June 2024

Iv used PayPal for many years I do find when I purch...

Iv used PayPal for many years I do find when I purchase something with my pay pal credit it’s hard to understand when I’m waiting on a refund or for the refund to show up on my balance I do think it should let you know when you refund as been received and you balance and been reduced other then that I think PayPal is great will always use PayPal very trusted Reviewed on: 11th June 2024

PayPal has always been there for me & is quick and e...

PayPal has always been there for me & is quick and easy to use. It’s very convenient & the credit terms are excellent. Reviewed on: 11th June 2024

A great tool, Easy to use.

Easy to use. User friendly. Comprehensive Reviewed on: 11th June 2024

I find it easy to use and you can set your own payme...

I find it easy to use and you can set your own payments when you need to Reviewed on: 11th June 2024

Good credit value and good pay back terms

Good credit value and good pay back terms Reviewed on: 11th June 2024

Ease and compatibility

Absolute ease of use and compatibility with so many sites Reviewed on: 11th June 2024

Easy way to get your favourite things

Easy way to get your favourite things Reviewed on: 11th June 2024

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