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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

Whenever I use PayPal I feel safe secure knowing my...

Whenever I use PayPal I feel safe secure knowing my money is going where I want it to go nice and easy Reviewed on: 7th July 2026

PayPal Credit is a convenient way to pay for your pu...

PayPal Credit is a convenient way to pay for your purchases spreading your payments over time.to suit you. So far I have had no issues, payments are secure and your purchases are protected like a credit card so plenty of piece of mind when making purchases. Reviewed on: 7th July 2026

PayPal, it’s a no brainer!

I’ve used it for over 10 years, it never let me down. It makes secure money transfer a doddle. Reviewed on: 7th July 2026

Pay up holidays

Use to pay up holidays and this helps us plan more time away Reviewed on: 7th July 2026

I had good experience with PayPal never had any prob...

I had good experience with PayPal never had any problems PayPal credit is good feature works in most shops Reviewed on: 7th July 2026

Help and support

If pay for items and don’t receive them Customer Service supports you , helping you correctly Reviewed on: 7th July 2026

Amazing customer service.

Amazing customer service. Great for purchases. Easy to use Reviewed on: 7th July 2026

Made my life so much easier

I don't need my card, I have PayPal to fall to when shipping Reviewed on: 7th July 2026

Great experience with PayPal Credit.

Great experience with PayPal Credit. Easy to use, simple to manage, and very convenient for spreading the cost of purchases. Reliable service and highly recommended. Reviewed on: 7th July 2026

Great credit card .

Great credit card . Easy to use and flexible payment plan Reviewed on: 7th July 2026

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