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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50808 reviews)

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4.91

Based on 50,808 reviews, last reviewed 25th Jan 2026

No new 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

Pay pal - Has had my money held to ransom on all ord... Pay pal - Has had my money held to ransom on all orders placed for 120 days before they release any funds- We have been with Pay pal for several Year... Read more Reviewed on: 22nd January 2026

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50808)

A great tool, Easy to use.

Easy to use. User friendly. Comprehensive Reviewed on: 11th June 2024

I find it easy to use and you can set your own payme...

I find it easy to use and you can set your own payments when you need to Reviewed on: 11th June 2024

Good credit value and good pay back terms

Good credit value and good pay back terms Reviewed on: 11th June 2024

Ease and compatibility

Absolute ease of use and compatibility with so many sites Reviewed on: 11th June 2024

Easy way to get your favourite things

Easy way to get your favourite things Reviewed on: 11th June 2024

I really love PayPal, it’s very easy to use and reli...

I really love PayPal, it’s very easy to use and reliable.. Reviewed on: 11th June 2024

Paypal credit is my first ever form of credit and i’...

Paypal credit is my first ever form of credit and i’ve really enjoyed how easy it is Reviewed on: 11th June 2024

PayPal Power

I've used PayPal for years, I find it's always been quick, easy and useful for payments of all kinds. Reviewed on: 11th June 2024

Very useful flexible service - good reminders and si...

Very useful flexible service - good reminders and simple to use Reviewed on: 11th June 2024

Game changer

The ease of use is second to none fantastic payment tool. Reviewed on: 11th June 2024

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