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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50804 reviews)

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4.91

Based on 50,804 reviews, last reviewed 24th Aug 2025

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal is great for quick payments and easy credit i... PayPal is great for quick payments and easy credit if needed Reviewed on: 24th August 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50804)

I really love PayPal, it’s very easy to use and reli...

I really love PayPal, it’s very easy to use and reliable.. Reviewed on: 11th June 2024

Paypal credit is my first ever form of credit and i’...

Paypal credit is my first ever form of credit and i’ve really enjoyed how easy it is Reviewed on: 11th June 2024

PayPal Power

I've used PayPal for years, I find it's always been quick, easy and useful for payments of all kinds. Reviewed on: 11th June 2024

Very useful flexible service - good reminders and si...

Very useful flexible service - good reminders and simple to use Reviewed on: 11th June 2024

Game changer

The ease of use is second to none fantastic payment tool. Reviewed on: 11th June 2024

Balance transfer or Cash transfers not available to...

Balance transfer or Cash transfers not available to transfer balances from other credit cards Reviewed on: 11th June 2024

Always works and is clear.

Always works and is clear. App is well laid out. Feels secure Reviewed on: 11th June 2024

PayPal is great

I use PayPal and PayPal credit for almost any purchase online, it adds security to all my purchases meaning if anything does go wrong I can claim through PayPal and they will investigate this. It adds peace of mind to your purchases Reviewed on: 11th June 2024

PayPal credit has been a great tool for my online pu...

PayPal credit has been a great tool for my online purchases, easy to repay back monthly. Regular emails to keep me updated! Love it Reviewed on: 11th June 2024

Very helpful and easy to use.

Very helpful and easy to use. There's no surprise with payment plans, and you can choose what suits you. Reviewed on: 11th June 2024

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