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PayPal: PayPal Credit reviews

4.90
Based on 80,014 reviews, last reviewed 21st Apr 2026
2694000% increase in 5 star reviews
in the past 90 days
7900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great app and great service. Great app and great service. Really helpful Reviewed on: 21st April 2026
Ionut I's avatar
Ionut I

Latest lowest rating:

2

Not bad but you can find better deals Not bad but you can find better deals Reviewed on: 21st April 2026
Pablo E's avatar
Pablo E

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (80014)

Just everything gets sorted straight away

5
Just everything gets sorted straight away Reviewed on: 7th April 2026

Good service

5
Never had an issue accessing funds, easy to use app and great for keeping an eye on spending Reviewed on: 7th April 2026

So easy to use the pay pal site.

5
So easy to use the pay pal site. Brilliant app for getting extended time to pay with the Pay in Yhrrr scheme i used so many tomes. Put you more in controm pf your moneu . Reviewed on: 7th April 2026

Wouldn’t use any other form of credit.

5
Wouldn’t use any other form of credit. Take 3 works best for me and I highly recommend PayPal credit to anyone. Reviewed on: 7th April 2026

It's handy for spreading the cost over a period of...

5
It's handy for spreading the cost over a period of time, making getting things you need easily. Sending money to family or friends is an absolute gem too . Reviewed on: 7th April 2026

A useful service but communication can be a little p...

4
A useful service but communication can be a little peeving, Reviewed on: 7th April 2026

Fantastic option for bigger purchases and emergencies!

5
Fantastic option for bigger purchases and emergencies! Reviewed on: 7th April 2026

Pay pal very secured payment and trusted account

4
Pay pal very secured payment and trusted account Reviewed on: 7th April 2026

Have used on large purchases.

5
Have used on large purchases. Quick and easy to use. Reviewed on: 7th April 2026

safe reliable payments

5
I always feel that it is a safe way to pay for something rather than give random companies your payment details. I like the fact it runs smoothly and the repayments are easy and manageable Reviewed on: 7th April 2026

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