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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50804 reviews)

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4.91

Based on 50,804 reviews, last reviewed 24th Aug 2025

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal is great for quick payments and easy credit i... PayPal is great for quick payments and easy credit if needed Reviewed on: 24th August 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50804)

Simple and Cost effective

It provides a simple and cost effective way of spreading the costs of bigger ticket items. Paypal’s ubiquitousness means it’s usually available for online purchases and it has enabled me to buy more durable things that’ll save me in the longer term Reviewed on: 11th June 2024

Easy to use and easy to bother pay one off payments...

Easy to use and easy to bother pay one off payments or set up regular payments Reviewed on: 11th June 2024

convenient credit for eBay

I wanted to make some bigger purchases on eBay and Paypal credit gave really good terms for that Reviewed on: 11th June 2024

A great help

Very easy and convenient, suitable for all needs, gives zero interest options. Reviewed on: 11th June 2024

Easy to use and very helpful when wanting to make bi...

Easy to use and very helpful when wanting to make big purchases. Great ways to pay off balance very simple to access and use for any purchase. Reviewed on: 11th June 2024

Happy customer here

Faultless service, always use for online purchases. Would recommend to others. Reviewed on: 11th June 2024

Easy to use and always available

Easy to use and always available Reviewed on: 11th June 2024

Easy to use and gives me more flexibility with my pu...

Easy to use and gives me more flexibility with my purchases. Reviewed on: 11th June 2024

Good service provided, satisfactory credit limit inc...

Good service provided, satisfactory credit limit increase Reviewed on: 11th June 2024

Everything was smooth tonset up and payments have be...

Everything was smooth tonset up and payments have been easy to make through the app. Reviewed on: 11th June 2024

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