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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (174092 reviews)

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4.73

Based on 172,574 reviews, last reviewed 9th Jul 2026

1417% increase in 5 star reviews

in the past 90 days

1386% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

All good no problems. All good no problems. Easy to use interface. Reviewed on: 9th July 2026

Latest lowest rating:

1

I have had one very unpleasant experience with PayPa... I have had one very unpleasant experience with PayPal, they offered no support regardless of an exceptional circumstance and regardless of my excellen... Read more Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (174101)

I really enjoy using PayPal easy to use,no hassle.

I really enjoy using PayPal easy to use,no hassle. Reviewed on: 5th July 2026

Ease of usage through the app or online.

Ease of usage through the app or online. Never had to speak to any one to raise any issues. Reviewed on: 5th July 2026

Easy to use and a great app.

Easy to use and a great app. Available across many different retailers making purchases much easier. Reviewed on: 5th July 2026

I've used PayPal Credit for many years now mainly fo...

I've used PayPal Credit for many years now mainly for purchasing mountain bikes and it helps me spread the cost for products that I'd not normally be able to afford in one lump sum. Reviewed on: 5th July 2026

Always use paypal when I can as it provides piece of...

Always use paypal when I can as it provides piece of mind. Reviewed on: 5th July 2026

I have been a PayPal customer for almost twenty five...

I have been a PayPal customer for almost twenty five years.They have always provided me with an exemplary standard of service i Reviewed on: 5th July 2026

Easy to use and awesome

Easy to use and no stress for the app and functionality Reviewed on: 5th July 2026

Easy peasy, paypal has ever been.

Easy peasy, paypal has ever been. Now with more options than ever Reviewed on: 5th July 2026

Resolving a Dispute

I had a dispute with a company who was refusing to refund me, this was ongoing for 12 weeks. I was fed up so i opened a dispute with Paypal. Wiithin 24 hours, Paypal had refunded me £1700. Thats a first class service! Reviewed on: 5th July 2026

Very good service.

Very good service. Easy to use, quick and convenient. Very helpful to pay for things that are a larger cost Reviewed on: 5th July 2026

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