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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (174179 reviews)

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4.73

Based on 174,092 reviews, last reviewed 9th Jul 2026

1375% increase in 5 star reviews

in the past 90 days

1263% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

"I highly recommend PayPal Credit for anyone looking... "I highly recommend PayPal Credit for anyone looking for a flexible way to finance online shopping. The biggest advantage is the 0% interest offer for... Read more Reviewed on: 9th July 2026

Latest lowest rating:

2

The card keeps being rejected and I lose out on my p... The card keeps being rejected and I lose out on my points and it's embarrassing when it's declined Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (174192)

Excellent

Excellent service for me. So good. Reviewed on: 5th July 2026

Never any issues, can make things easily affordable...

Never any issues, can make things easily affordable if having a bad month I can use credit or pay in three, which helps Reviewed on: 5th July 2026

Very good to use in a variety of ways.

Have used Paypal to afford higher cost items in a variety of ways and has always been easy and painless. This allows me to afford items in the short and long term with ease. Reviewed on: 5th July 2026

Easy to navigate / make payments with PayPal.

Easy to navigate / make payments with PayPal. Easy to use when purchasing items. Reviewed on: 5th July 2026

I am a pensioner and paypal is so easy.

I am a pensioner and there has been a few things I could not have but thanks to Paypal and it's simplicity I now have all the things I want . Reviewed on: 5th July 2026

Confidence and security

Had an issue with a retailer , PayPal assisted me brilliantly and it boosted my confidence towards PayPal and started to recommend to family and friends Reviewed on: 5th July 2026

Flexible finance

It provides an efficient way to pay online and also for short term credit which I find to be a good balance Reviewed on: 5th July 2026

I have very good experience with PayPal

I have very good experience with PayPal Reviewed on: 5th July 2026

Always helpful when contacting paypal.

Always helpful when contacting paypal. Also, payments go through quickly. Reviewed on: 5th July 2026

Paypal credit offers a convenient way to split payme...

Paypal credit offers a convenient way to split payments up from a trusted source with easy to access accounts and no penalties if you are able to over pay on minimum payments. Reviewed on: 5th July 2026

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