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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

Always have a good deals and offers they have on pay...

Always have a good deals and offers they have on paying back is good . Excellent service Reviewed on: 7th July 2026

Easy to deal with and works well for me

Easy to deal with and works well for me Reviewed on: 7th July 2026

Spreading the cost

The best part it's about spreading a huge costs over a period of months interest free and that what counts the most, the 4 month is ok but the 12 months would've been the sweet spot when making large purchases. Reviewed on: 7th July 2026

Love using PayPal.

Love using PayPal. Especially the pay in 3 or 0% over 4 months. Helps me budget perfectly! Reviewed on: 7th July 2026

good work all

Great pay in 3 very helpful for students and people who don’t want to spend all at once Reviewed on: 7th July 2026

Very efficient and clear to follow

Very efficient and clear to follow Reviewed on: 7th July 2026

Trust worthy .

PayPal is straight forward and secure never had a problem with PayPal Reviewed on: 7th July 2026

Easy to use with face id

PayPal is cool and easy to use. Makes transactions ready. Do wish I could transfer the balance onto a credit card though. Everytuu go no else is awesome Reviewed on: 7th July 2026

Amazing service always use paypal

Amazing service always use paypal Reviewed on: 7th July 2026

Very good feedback

Great communication, great app and great standards Reviewed on: 7th July 2026

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