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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50809 reviews)

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4.91

Based on 50,809 reviews, last reviewed 1st Feb 2026

No new 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50809)

Easy to use and very helpful when wanting to make bi...

Easy to use and very helpful when wanting to make big purchases. Great ways to pay off balance very simple to access and use for any purchase. Reviewed on: 11th June 2024

Happy customer here

Faultless service, always use for online purchases. Would recommend to others. Reviewed on: 11th June 2024

Easy to use and always available

Easy to use and always available Reviewed on: 11th June 2024

Easy to use and gives me more flexibility with my pu...

Easy to use and gives me more flexibility with my purchases. Reviewed on: 11th June 2024

Good service provided, satisfactory credit limit inc...

Good service provided, satisfactory credit limit increase Reviewed on: 11th June 2024

Everything was smooth tonset up and payments have be...

Everything was smooth tonset up and payments have been easy to make through the app. Reviewed on: 11th June 2024

I buy stuff everyday then pay when I have to which m...

I buy stuff everyday then pay when I have to which me time to manage my money whenever I get paid but still save up money as well. Reviewed on: 11th June 2024

Quick and easy to use, clear on how much is outstand...

Quick and easy to use, clear on how much is outstanding and deadline to pay it by anyone could use it. No issues what so ever Reviewed on: 11th June 2024

I've been with PayPal for years now, and I wish I co...

I've been with PayPal for years now, and I wish I could use it everywhere as a credit card for example. Keep up the good work and thank you. Reviewed on: 11th June 2024

Always positive and easy to use payapl make app very...

Always positive and easy to use payapl make app very accessable and are very customer focused Reviewed on: 11th June 2024

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