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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (174223 reviews)

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4.73

Based on 174,092 reviews, last reviewed 9th Jul 2026

1375% increase in 5 star reviews

in the past 90 days

1263% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

"I highly recommend PayPal Credit for anyone looking... "I highly recommend PayPal Credit for anyone looking for a flexible way to finance online shopping. The biggest advantage is the 0% interest offer for... Read more Reviewed on: 9th July 2026

Latest lowest rating:

2

The card keeps being rejected and I lose out on my p... The card keeps being rejected and I lose out on my points and it's embarrassing when it's declined Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience.

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PayPal PayPal Credit reviews (174229)

I use paypal for everything.

I use paypal for everything. I feel more protected when shopping online and have needed help a few times and paypal always gets me a positive outcome Reviewed on: 5th July 2026

Simple and easy to you and gives you protection for...

Simple and easy to you and gives you protection for your money. Reviewed on: 5th July 2026

Very high quality service and accessible but late in...

Very high quality service and accessible but late in higher credit limit Reviewed on: 5th July 2026

Used PayPal for years and never had an issue awesome...

Used PayPal for years and never had an issue awesome at all times keep it uppaypal Reviewed on: 5th July 2026

PayPal gives

PayPal are always good in giving you the option and the time to pay things off Reviewed on: 5th July 2026

Good but can be improved by bringing more value

Good but can be improved by bringing more value Reviewed on: 5th July 2026

Easy simple no fuss takes a minute or less to...

Easy simple no fuss takes a minute or less to set it up Reviewed on: 5th July 2026

It's good choice having PayPal account.

It's good choice having PayPal account. Reviewed on: 5th July 2026

Great option to pay back big finances

Great option to pay back big finances Reviewed on: 5th July 2026

Happy with the service

Happy with the service provided. Reviewed on: 5th July 2026

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