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PayPal: PayPal Credit reviews

4.91
Based on 50,804 reviews, last reviewed 24th Aug 2025
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is great for quick payments and easy credit i... PayPal is great for quick payments and easy credit if needed Reviewed on: 24th August 2025
David 's avatar
David

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025
Jane B's avatar
Jane B

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (50804)

Excellent Service with PayPal.

5
Never had any issues or problem with using PayPal. If I've had problems with refunds etc paypal have been very helpful and directed me on the procedures. Reviewed on: 11th June 2024

All good never had any issues easy to use

5
All good never had any issues easy to use Reviewed on: 11th June 2024

Easy to use .

5
Easy to use . No need bank card every time Reviewed on: 11th June 2024

Paypal credit helps a lot when you are buying and sh...

5
Paypal credit helps a lot when you are buying and short of money. Reviewed on: 11th June 2024

I find it great to be able to pay over time.

5
I find it great to be able to buy things over time I wouldn’t otherwise be able to pay for although it can be tempting to just keep spending need to be mindful it still has to be paid off Reviewed on: 11th June 2024

PayPal credit is really helpful when finances are an...

5
PayPal credit is really helpful when finances are an issue so nice to have that assurance really Reviewed on: 11th June 2024

Outstanding

5
There when needed always there for support and deal with queries efficiently Reviewed on: 11th June 2024

best of the best out there

4
I have used paypal for years and never had a bad experience Reviewed on: 11th June 2024

Access is Easy

4
Good the service quick and easy. Reviewed on: 11th June 2024

Amazing, never an issue !

5
Amazing, never an issue ! - so much ease, and reliability goes into this ! Reviewed on: 11th June 2024

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