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PayPal: PayPal Credit reviews

4.90
Based on 79,720 reviews, last reviewed 21st Apr 2026
2667400% increase in 5 star reviews
in the past 90 days
7800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great payment medium Have used PayPal for many years now and am happy with the service provided Reviewed on: 21st April 2026
GB's avatar
GB

Latest lowest rating:

1

Direct Debit ISSUE I won't use direct debit as I had it set up to take set payment on previous balance. However I made a new purchase and it hadn't been billed and you t... Read more Reviewed on: 21st April 2026
Steve M's avatar
Steve M

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (79720)

Very professional and easy to use service, a secure...

5
Very professional and easy to use service, a secure experience when paying! Highly recommend PayPal Reviewed on: 7th April 2026

PAY PAL CREDIT EXCELLENT.

5
PAY PAL is a quick, efficient and easy to use credit system. Excellent!. I would recommend to one and all. Reviewed on: 7th April 2026

I enjoy using PayPal.

5
I enjoy using PayPal. I like to be able to split my shopping in 3 installments and also to use their credit card. Reviewed on: 7th April 2026

Absolutely brilliant best provider for service and r...

5
Absolutely brilliant best provider for service and resolutions if you have a problem and safest also I use this every transaction if PayPal is available with the merchant! Reviewed on: 7th April 2026

A1 servuce

5
No issues smooth easy applivation Reviewed on: 7th April 2026

4 months no interest, a company you can trust.

5
I’ve found PayPal credit to be very useful. I haven’t found anyone else that offers 4 months no interest and PayPal is a company I fully trust as I’ve used it for about 15 years now. Reviewed on: 7th April 2026

PayPal just works and is so convenient

5
PayPal just works and is so convenient Reviewed on: 7th April 2026

I have been using PayPal for years

5
I have been using PayPal for years and find it very easy to use. Customer service is very good. Reviewed on: 7th April 2026

Simple, flexible and reliable

5
I find that using PayPal credit offers me a simple, yet reliable way to manage both necessary purchases, and the method by which those purchases are financed. Being able to plan my budgetary outgoings helps me stay clear of overdrafts or debt, and removes any stress about having to manage future repayments. Reviewed on: 7th April 2026

Really useful

5
Easy to start. Good options. Clear information. Reviewed on: 7th April 2026

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