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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

pay it off early

Like haw easily you can finance something and pay it off early Reviewed on: 7th July 2026

Perfect partner

Paypal is the perfect partner when shopping Reviewed on: 7th July 2026

Easy to use and very convenient

Easy to use and very convenient … I like the fact that you have many places you can use it, from travel to general retail spending . It’s immediate without waiting around which makes it a perfect option when booking things online Reviewed on: 7th July 2026

Paypal credit has been great!

I have had a good experience using paypal credit. I really like the 0% interest free option you get when you spend over £100, as it allows me to make big purchases, and pay them off over 4 months, with no additional costs or issues. Reviewed on: 7th July 2026

The support is excellent the infrastructure and tech...

The support is excellent the infrastructure and technology is brilliant faultless in my experience. Absolutely great service. Reviewed on: 7th July 2026

Peace of mind PayPal makes it eay

I’m able to pay for services without worrying always puts my mind at peace Reviewed on: 7th July 2026

The best pay in 3

I’ve been using PayPal Pay in 3 and honestly, it’s been really helpful. It makes bigger purchases much easier to manage without the stress of paying everything at once. The payments are simple, interest-free, and everything has worked smoothly for me. I’m really happy with it and would definitely recommend it. Reviewed on: 7th July 2026

Paypal is easy and convenient to use.

Paypal is easy and convenient to use. Reviewed on: 7th July 2026

All smooth never had any issues, works as intended

All smooth never had any issues, works as intended Reviewed on: 7th July 2026

Great all round service

Very good all round been using PayPal for years very satisfied customer service is fantastic there to help pay in 3 services is great thank you Reviewed on: 7th July 2026

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