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PayPal: PayPal Credit reviews

4.91
Based on 50,804 reviews, last reviewed 24th Aug 2025
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is great for quick payments and easy credit i... PayPal is great for quick payments and easy credit if needed Reviewed on: 24th August 2025
David 's avatar
David

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025
Jane B's avatar
Jane B

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (50804)

Always had ease with PayPal credit

5
Always had ease with PayPal credit, never had any issues or added interest, really simple to use and to pay. They’re very clear about all fee’s, overall it’s flexible and brilliant. Reviewed on: 11th June 2024

I always get free interest to pay four months

5
I always get free interest to pay four months Reviewed on: 11th June 2024

Excellent service always ordered numerous items thro...

5
Excellent service always ordered numerous items through PayPal and always fantastic customer service and support Reviewed on: 11th June 2024

All good.

5
All good... I have had a positive experience using this c card Reviewed on: 11th June 2024

I've been using PayPal for over 10 years and I am ha...

5
I've been using PayPal for over 10 years and I am happy it has options for families that struggle to pay for items in full Reviewed on: 11th June 2024

A highly versatile online credit card alternative

5
A highly versatile online credit card alternative Reviewed on: 11th June 2024

I am with PayPal for long long time and very secure...

5
I am with PayPal for long long time and very secure and safe always Reviewed on: 11th June 2024

Easy to use and there when I need it

5
Easy to use and there when I need it Reviewed on: 11th June 2024

Every time I have rung up with any problems, they ha...

5
Every time I have rung up with any problems, they have solved them and been very polite and friendly. Reviewed on: 11th June 2024

Simple, easy, hassle free making purchasing from web...

5
Simple, easy, hassle free making purchasing from websites and paying people easy and safe!! Love it!! Reviewed on: 11th June 2024

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