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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (174244 reviews)

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4.73

Based on 174,092 reviews, last reviewed 9th Jul 2026

1375% increase in 5 star reviews

in the past 90 days

1263% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

"I highly recommend PayPal Credit for anyone looking... "I highly recommend PayPal Credit for anyone looking for a flexible way to finance online shopping. The biggest advantage is the 0% interest offer for... Read more Reviewed on: 9th July 2026

Latest lowest rating:

2

The card keeps being rejected and I lose out on my p... The card keeps being rejected and I lose out on my points and it's embarrassing when it's declined Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (174252)

Simple, straightforward and convenient

It’s always been an easy, straightforward way to spread payments over a short fixed period, at times when having a little credit and breathing space is a godsend. It’s helped me out on more than one occasion and the repayment structure is simple and clear to follow Reviewed on: 5th July 2026

Very good and helpful app making easy to use funds l...

Very good and helpful app making easy to use funds linked to hundreds of websites Reviewed on: 5th July 2026

It's a very fabulous experience to spent money from...

It's a very fabulous experience to spent money from pay pal Reviewed on: 5th July 2026

very bad.

very bad. they keep lowering peoples credit limit Reviewed on: 5th July 2026

Always treated fairly by customer service agents.

Always treated fairly by customer service agents. I have disputes unrecognised transactions, which have been swiftly resolved. Reviewed on: 5th July 2026

Everything safe and simple.

Everything safe and simple nothing is difficult to understand Reviewed on: 5th July 2026

I’ve had a positive experience using PayPal Credit.

I’ve had a positive experience using PayPal Credit. The application process was straightforward, payments are easy to manage through the app, and the interest-free promotional offers have been helpful when making larger purchases. Statements are clear, and customer service has been responsive whenever I’ve needed assistance. Overall, it’s been a convenient and reliable way to spread the cost of purchases. Reviewed on: 5th July 2026

Always very helpful with any issues I phoned up about

Always very helpful with any issues I phoned up about Reviewed on: 5th July 2026

Good update communication

Good update and clear communication waiting for reminders Reviewed on: 5th July 2026

I have been using PayPal for many years and it’s a s...

I have been using PayPal for many years and it’s a service you can trust Reviewed on: 5th July 2026

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