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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

PayPal has a seamless transaction process.

PayPal has a seamless transaction process. Totally hassle free and has a very easy to use customer interface. Highly recommended. Reviewed on: 7th July 2026

Amazingly convenient and transparent.

Amazingly convenient and transparent. Issues with payments they resolve quickly and I have no complaints. Reviewed on: 7th July 2026

I love PayPal, I love payment options and I’m with P...

I love PayPal, I love payment options and I’m with PayPal from ages. Reviewed on: 7th July 2026

Top level servicce

I never have a problem and if I have the service is excellent Reviewed on: 7th July 2026

I find PayPal to be very safe and will only use site...

I find PayPal to be very safe and will only use sites that use PayPal Reviewed on: 7th July 2026

Easy and stressful, good repayments

Easy and stressful, good repayments Reviewed on: 7th July 2026

IM not very good with tech but using PayPal is very...

IAM not very good with tech but using PayPal is very easy Reviewed on: 7th July 2026

Safety with PayPal

Never had a problem always use PayPal for security Reviewed on: 7th July 2026

Easy and convenient to use

I’ve been using PayPal Credit for a while and I’m really happy with it. It’s easy to use, everything is clear in the app, and it gives me a bit more flexibility when I need to spread the cost of a larger purchase. Payments are simple to manage and I’ve never had any problems with the service. Overall, very convenient and reliable. Reviewed on: 7th July 2026

I use it every week so it’s been great for...

I use it every week so it’s been great for myself Reviewed on: 7th July 2026

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