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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50804 reviews)

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4.91

Based on 50,804 reviews, last reviewed 24th Aug 2025

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal is great for quick payments and easy credit i... PayPal is great for quick payments and easy credit if needed Reviewed on: 24th August 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50804)

Great service,4 months interest free is really good...

Great service,4 months interest free is really good option Reviewed on: 11th June 2024

Guarantee that your money back when you use your Pay...

Guarantee that your money back when you use your PayPal to pay specially for those scammer. It’s very easy to pay. Safe and secure. Thank you… Reviewed on: 11th June 2024

Good to spread out payment, interest free, I can buy...

Good to spread out payment, interest free, I can buy those needed items quicker with no worries. Reviewed on: 11th June 2024

Always had a great experience with PayPal.

Always had a great experience with PayPal. Reviewed on: 11th June 2024

Excellent payment scheme to afford more expensive items

Excellent payment scheme to afford more expensive items with affordable repayments.Great communication by giving advance information when payments will be drawn from your account.Smooth transactions every time. Reviewed on: 11th June 2024

I love to use and easy to make payments with...

I love to use and easy to make payments with PayPal Reviewed on: 11th June 2024

Everything so quick and easy.

Everything so quick and easy. The reminders or repayments is so good. I prefer this method over some of the other credit firms. It’s my number 1. Reviewed on: 11th June 2024

Ok, it is what it is.

Ok, it is what it is. Charges a little high. Reviewed on: 11th June 2024

Top draw PayPal

Used PayPal since the beginning, they have spent a lot of time ironing out any problems, and now always get it right in the end. Reviewed on: 11th June 2024

I like how the interest is limited until 6 months fo...

I like how the interest is limited until 6 months for purchases and limited amounts to pay back. Reviewed on: 11th June 2024

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