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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50804 reviews)

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4.91

Based on 50,804 reviews, last reviewed 24th Aug 2025

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal is great for quick payments and easy credit i... PayPal is great for quick payments and easy credit if needed Reviewed on: 24th August 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50804)

It’s brilliant really helpful when you need to buy s...

It’s brilliant really helpful when you need to buy something urgently and then pay it back over a few months Reviewed on: 11th June 2024

Long time customer 5*

I’ve been a customer for many years, they have good offers and are always available and helpful if necessary . staff seem pleasant and knowledgeable too Reviewed on: 11th June 2024

Fantastic customer service

I have used PayPal for years and only had one problem with a supplier and they were on 100% and sorted it out for me. Fantastic customer service. Reviewed on: 11th June 2024

Good and flexible means to pay for large purchases

Good and flexible means to pay for large purchases Reviewed on: 11th June 2024

Smooth transactions for years.

Smooth transactions for years. And great buyer protection also the customer service is also pleasant Reviewed on: 11th June 2024

Great Business

Really like the service and the easiest way. Reviewed on: 11th June 2024

Easy, self serving management.

Easy, self serving management of funds. Reliable. Reviewed on: 11th June 2024

So simple and hassle free

So easy, great credit options especially interest free Reviewed on: 11th June 2024

Using PayPal credit is easy and good value

Using PayPal credit is easy and good value Reviewed on: 11th June 2024

Easy and efficient .

Easy and efficient . I would recommend using whenever possible . Reviewed on: 11th June 2024

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