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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

Great and fast easy to use and make payments fella...

Great and fast easy to use and make payments fella secure Reviewed on: 7th July 2026

Convenient for payment and budget

Convenient for payment and budget Reviewed on: 7th July 2026

PayPal credit is great to use!

PayPal credit is great to use! It’s great that you have many options for plans. It’s also great that they offer interest free. Reviewed on: 7th July 2026

Great doing business with, always easy to navigate w...

Great doing business with, always easy to navigate when paying. Refunds easily accessible and never any hassle Reviewed on: 7th July 2026

Easy to use

Easy to you and i like the verification before payment Reviewed on: 7th July 2026

Trust and reliability

PayPal is reliable. Plain and simple. I feel safe and confident using PayPal. I don't feel this way about any other financial i institution or seevice Reviewed on: 7th July 2026

Outstanding service I can rely on

I’ve been using PayPal for years and it has consistently been one of the most reliable financial services I’ve ever used. Payments are fast, secure and incredibly easy to make. The Buyer Protection gives real peace of mind, and the PayPal Credit option has been flexible and convenient whenever I’ve needed it. The app is intuitive, transactions are processed quickly, and I’ve always felt confident using PayPal for both everyday purchases and larger payments. On the rare occasions I’ve needed support, the experience has been professional and efficient. For me, PayPal has set the standard for online payments. I wouldn’t hesitate to recommend it to anyone looking for a secure, trustworthy and user-friendly payment service. Five stars. Reviewed on: 7th July 2026

I’ve switched the majority of my day to day spending...

I’ve switched the majority of my day to day spending over to paying with my PayPal card’s. My PayPal credit card also gives me four months interest free payments on any purchases above £99 so it’s easy to budget for anything big or the occasional emergency item. I also collect PayPal + points on everything I spend. Reviewed on: 7th July 2026

PayPal credit has been very easy to use and understa...

PayPal credit has been very easy to use and understand, which was very important and helpful for me as it was my first source of credit. I’m glad I went with them, Reviewed on: 7th July 2026

PayPal Credit: The real difference maker

PayPal Credit has enabled me to purchase at ease with simple repayments. It is has completely reshaped how I shop online and has made important purchases less stressful and has been the difference between hitting the pay button or passing on products and services that are important to me. Reviewed on: 7th July 2026

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