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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (174284 reviews)

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4.73

Based on 174,092 reviews, last reviewed 9th Jul 2026

1375% increase in 5 star reviews

in the past 90 days

1263% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

"I highly recommend PayPal Credit for anyone looking... "I highly recommend PayPal Credit for anyone looking for a flexible way to finance online shopping. The biggest advantage is the 0% interest offer for... Read more Reviewed on: 9th July 2026

Latest lowest rating:

2

The card keeps being rejected and I lose out on my p... The card keeps being rejected and I lose out on my points and it's embarrassing when it's declined Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (174287)

Feedback

qualified and quick answers are always available with PayPal Reviewed on: 5th July 2026

Hassle free

Best. Period. Hassle free safe banking. Reviewed on: 5th July 2026

I am finding PayPal credit a great way to keep track...

I am finding PayPal credit a great way to keep track of my payments, and I can use it anytime and anywhere on the go, Reviewed on: 5th July 2026

Easy to use, no fuss and feel secure when shopping o...

Easy to use, no fuss and feel secure when shopping on line Reviewed on: 5th July 2026

I always use PayPal for online purchases

I recently made a purchase for goods off an online store without checking the reviews of the site first. The site had terrible reviews with the majority of buyers rating it 1 star. I immediately received an email stating that my order was being processed. After a couple of weeks and numerous emails bouncing back I contacted PayPal. Within 2 days my money was refunded. I never order anything online without using PayPal Reviewed on: 5th July 2026

Excellent service

Great offers. Easy to use. Excellent service Reviewed on: 5th July 2026

Lastest changes help a lot with customer service and...

Lastest changes help a lot with customer service and app navigation Reviewed on: 5th July 2026

I use this service a lot over many years and I can h...

I use this service a lot over many years and I can honestly say that I have only ever had a couple of small issues and they were resolved quite quickly and handled well. The staff were very helpful too !! Reviewed on: 5th July 2026

Expensive BitCoin fees

Expensive BitCoin fees, you can find much cheaper elsewhere Reviewed on: 5th July 2026

Perfecto

Amazing service, secure and easy Reviewed on: 5th July 2026

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