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PayPal: PayPal Credit reviews

4.90
Based on 79,433 reviews, last reviewed 21st Apr 2026
2640300% increase in 5 star reviews
in the past 90 days
7700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good service. Good service.easy to use. Very simple to make payments as well Reviewed on: 21st April 2026
Shaun M's avatar
Shaun M

Latest lowest rating:

1

Had enough will be ditching account. convenience paypal wins.. but with disputes its hit and miss and a miss can cost me a lot of money long term. recently not happy with disputes and the... Read more Reviewed on: 21st April 2026
Gabe's avatar
Gabe

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (79433)

Great Safe way of shopping on line never once been s...

5
Great Safe way of shopping on line never once been scammed or lost money and the 1 time I had an issue it was resolved in under 5 mins Reviewed on: 7th April 2026

Easy to make payments & transactions are always smooth

5
Easy to make payments & transactions are always smooth Reviewed on: 7th April 2026

It offers great flexibility in buying products and s...

5
It offers great flexibility in buying products and services. Reviewed on: 7th April 2026

Always easy to use, the team are always very helpful.

5
Always easy to use, the team are always very helpful. Reviewed on: 7th April 2026

Online payment method

5
I use PayPal to buy online when the option is available and never had an issue with the pay in 3 instalments helping spread the cost over 3 months Reviewed on: 7th April 2026

Good option

5
It is a good service but don't expect a credit limit raise Reviewed on: 7th April 2026

Great rates and user friendly app

5
Very good rates and easy to be able to use PayPal credit almost anywhere to help make purchases. The app is easy to use and clear to help monitor payments. Reviewed on: 7th April 2026

Most trusted

5
Trusted and very easy to use, never had any problems. Very secure. Reviewed on: 7th April 2026

Very good and easy

5
Very good and easy to use, user friendly Reviewed on: 7th April 2026

I love how easy it is to talk to customer...

5
I especially love how easy it is to talk to customer service, very quick and they are always nice Reviewed on: 7th April 2026

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