Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

View other PayPal products

4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181153)

I hate that a transaction isn’t instant.

I hate that a transaction isn’t instant. First other apps the money leaves your account immediately Reviewed on: 7th July 2026

Fantastic service

Fantastic service, My number one online payment app..Yes I would definitely recommend Paypal to looking for a safe secure way to purchase online Reviewed on: 7th July 2026

Love using PayPal.

Love using PayPal. I t makes life so easy and straightforward. You know where you are with PayPal Reviewed on: 7th July 2026

Hassle free and simple to use.

Hassle free and simple to use. Well trusted brand that is accepted everywhere and offers excellent user protection. Reviewed on: 7th July 2026

I use PayPal all the time, makes me feel more securi...

I use PayPal all the time, makes me feel more security and also use the 0% interest a lot which has made me to be able to afford things and manage my bills better. Love it Reviewed on: 7th July 2026

Its such an easy secure way to pay.

Its such an easy secure way to pay. Even offering payments over 3 months if you can't afford to pay the full price all at once especially if its a big item. Also very helpful if you ever have a problem. Reviewed on: 7th July 2026

Very excellent companyhappy with the system.

Very happy with the system. On the very rare occasions I’ve had to open disputes ( about 5 times in almost four years) I’ve been impressed with speed and efficiency of the staff. Reviewed on: 7th July 2026

Easy to use and great customer service

Easy to use and great customer service Reviewed on: 7th July 2026

No problems with the service.

No problems with the service. Never had a problem Reviewed on: 7th July 2026

Such a convenient way to pay and with a choice of us...

Such a convenient way to pay and with a choice of useful options, pay now, pay in 3 or have interest free credit Reviewed on: 7th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loan
from Snap Finance 4.81 from 370 reviews
Very Pay
from Shop Direct 3.48 from 29 reviews
Retail Finance
from Zebra Finance 4.08 from 6 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101307 reviews
Payments
from PayPal 4.72 from 3854 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub