Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (174325 reviews)

View other PayPal products

4.73

Based on 174,092 reviews, last reviewed 9th Jul 2026

1375% increase in 5 star reviews

in the past 90 days

1263% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

"I highly recommend PayPal Credit for anyone looking... "I highly recommend PayPal Credit for anyone looking for a flexible way to finance online shopping. The biggest advantage is the 0% interest offer for... Read more Reviewed on: 9th July 2026

Latest lowest rating:

2

The card keeps being rejected and I lose out on my p... The card keeps being rejected and I lose out on my points and it's embarrassing when it's declined Reviewed on: 9th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (174345)

Love PayPal, always there for you

Love PayPal, always there for you Reviewed on: 5th July 2026

Easily access and flexibility the most appealing, as...

Easily access and flexibility the most appealing, as you can choose credit or three instalments option Reviewed on: 5th July 2026

Never let's me down.

Never let's me down. Easy to navigate and read. Reviewed on: 5th July 2026

interest-free period should be longer than four months

PayPal Credit is a very helpful option, but I believe the interest-free period should be longer than four months. Reviewed on: 5th July 2026

Positive Experience with PayPal Customer Service

My experience with PayPal customer service was positive. The representatives were polite, professional, and willing to help with my issue. They listened carefully to my concerns, explained the process clearly, and kept me informed throughout. My problem was resolved in a reasonable amount of time, and I appreciated their patience and support. Overall, I found the customer service team to be helpful and courteous. Their commitment to resolving my issue gave me confidence in using PayPal, and I appreciate the assistance they provided. Reviewed on: 5th July 2026

My experience about paper is good

My experience about paper is good Reviewed on: 5th July 2026

Excellent service and such an easy user friendly app

Excellent service and such an easy user friendly app Reviewed on: 5th July 2026

Never had a problem with PayPal Credit

Never had a problem with PayPal Credit Reviewed on: 5th July 2026

For the long period that I be been with PayPal it’s...

For the long period that I be been with PayPal it’s very always received an excellent service. They service responses well to its customers. Reviewed on: 5th July 2026

Best payment platform .

PayPal have been my goto payment platform. Fast, responsive and protect me from fraud. They offer more and I love them Reviewed on: 5th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 96467 reviews
Payments
from PayPal 4.71 from 3840 reviews
Credit card
from PayPal 4.70 from 121 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub