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PayPal: PayPal Credit reviews

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4.90
Based on 79,405 reviews, last reviewed 21st Apr 2026
2637500% increase in 5 star reviews
in the past 90 days
7700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Pleasant, informative helpful Always a pleasant experience when dealing with PayPal credit. Smooth transaction in all corners if the app and great value for money. Customer service... Read more Reviewed on: 21st April 2026
Pete's avatar
Pete

Latest lowest rating:

1

Had enough will be ditching account. convenience paypal wins.. but with disputes its hit and miss and a miss can cost me a lot of money long term. recently not happy with disputes and the... Read more Reviewed on: 21st April 2026
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Gabe
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (79405)

An all in one tin.

5
You get what it says on the tin and without any leaks!! Reviewed on: 7th April 2026
Dave Thompson's avatar
Dave Thompson

Excellent service

5
Can't fault the service. Easy to set up and use. Payment reminders put in place. Reviewed on: 7th April 2026
Heather E's avatar
Heather E

Very very helpful, always here to help when needed

5
Very very helpful, always here to help when needed Reviewed on: 7th April 2026
Donna B's avatar
Donna B

PayPal is easy and clear way to pay for things.

5
PayPal is easy and clear way to pay for things. It offers reassurance with online spending. Communication is good and you can speak with a human if you need to. It's such a well recognised brand, thats supported by so many companies. Reviewed on: 7th April 2026
FarrellFraggle's avatar
FarrellFraggle

PayPal Credit has been really useful for me.

5
PayPal Credit has been really useful for me. The 0% interest period makes it easy to spread the cost, and it’s super quick and simple to use at checkout. I like having the flexibility without needing a credit card. As long as you pay it off in time, it’s a great option. Reviewed on: 7th April 2026
Carms's avatar
Carms

Excellent service.

5
Excellent service. Use them for every online purchase Reviewed on: 7th April 2026
Patricia C's avatar
Patricia C

I like the interest free 4 months when spending over...

5
I like the interest free 4 months when spending over £100 on PayPal credit Reviewed on: 7th April 2026
Gail M's avatar
Gail M

Customer service needs improvement, some human inter...

5
Customer service needs improvement, some human interaction for complex issues Reviewed on: 7th April 2026
Nelly's avatar
Nelly

Great service excelllant for spreading large purchas...

5
Great service excelllant for spreading large purchases with no extra charges Reviewed on: 7th April 2026
Lesley M's avatar
Lesley M

Great customer service

5
Any time I have had an issue, Paypal customer service has been excellent and quickly resolved the issue, often in my favour. Reviewed on: 7th April 2026
Rosalyn A's avatar
Rosalyn A

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