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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50804 reviews)

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4.91

Based on 50,804 reviews, last reviewed 24th Aug 2025

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal is great for quick payments and easy credit i... PayPal is great for quick payments and easy credit if needed Reviewed on: 24th August 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50804)

Hard to find chat agent when needed

Hard to find chat agent and is quite difficult to navigate to find what you need as info Reviewed on: 11th June 2024

PAYPAL always provided me with great service wh...

PayPal have always provided me with great service when things go wrong and money needs to be refunded Reviewed on: 11th June 2024

Great at investigating any issues with purchase and...

Great at investigating any issues with purchase and issuing refunds where appropriate. Easy to pay minimum or additional instalments each month and clear breakdown of purchase etc. Reviewed on: 11th June 2024

Excellent credit service

I have asked questions and had them answered quickly and any credit I have I can pay off early with no penalties. Reviewed on: 11th June 2024

PayPal app has always been easy to navigate and I fe...

PayPal app has always been easy to navigate and I feel completely safe and trust using PayPal to make any payments on websites! Automatically use PayPal if that is an option once heading to checkout :) Reviewed on: 11th June 2024

It has really help me though the hard times

It has really help me though the hard times Reviewed on: 11th June 2024

Excellent Credit Service

I’ve been with PayPal Credit a number of years and never had any issues! Reviewed on: 11th June 2024

Easy and best way for payments and at the same time...

Easy and best way for payments and at the same time secure and reliable. Pay in 3 is the best as well as the credit. I enjoy using PayPal most of my transactions are from PayPal Reviewed on: 11th June 2024

It is always serious company.

It is always serious company. With a lovely and professional customer service, when you give them a call always answer without to much waiting. Reviewed on: 11th June 2024

Safe&easy

Everything i do and use paypal is great and safe Reviewed on: 11th June 2024

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