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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 174,092 reviews, last reviewed 9th Jul 2026
1375% increase in 5 star reviews
in the past 90 days
1263% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

"I highly recommend PayPal Credit for anyone looking... "I highly recommend PayPal Credit for anyone looking for a flexible way to finance online shopping. The biggest advantage is the 0% interest offer for... Read more Reviewed on: 9th July 2026
Janusz D's avatar
Janusz D

Latest lowest rating:

2

The card keeps being rejected and I lose out on my p... The card keeps being rejected and I lose out on my points and it's embarrassing when it's declined Reviewed on: 9th July 2026
Mark P's avatar
Mark P
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (174540)

Great service easy to manage

5
Great service, the options are great and easy to manage. Reviewed on: 6th July 2026
John h's avatar
John h

In the early days I had issues with you changing me...

5
In the early days I had issues with you changing me £12 but it was a direct debit issue not my fault not had the issue in years now Reviewed on: 6th July 2026
Zachary G's avatar
Zachary G

Easy to use

5
Easy to use and offering of multiple ways to pay for items, it's just as easy as any other credit Reviewed on: 6th July 2026
Rob Parkinson's avatar
Rob Parkinson

Great product especially with the 4 months interest...

5
Great product especially with the 4 months interest free offer Reviewed on: 6th July 2026
Ryan b's avatar
Ryan b

Always easy to use.

5
Always easy to use. 4 months interest free is an amazing deal. Reviewed on: 6th July 2026
Tanya M's avatar
Tanya M

Easy to use

5
Easy to use with various payment options, i like it Reviewed on: 6th July 2026
Debbie 's avatar
Debbie

Easy application, clearly presented information, ea...

5
Easy application, clearly presented information, easy-to-use app Reviewed on: 6th July 2026
Karolina l's avatar
Karolina l

Easy to use, good app.

5
Easy to use, good app. Never had an issues and the security is outstanding Reviewed on: 6th July 2026
Simon T's avatar
Simon T

Easy, quick, efficient, can't complain.

5
Easy, quick, efficient, can't complain. the management of both their lending products and their online payment unified is very handy. Reviewed on: 6th July 2026
Antonio A's avatar
Antonio A

Great service

5
It’s just so easy to use and you know you have there backing Reviewed on: 6th July 2026
Nigel Brogan's avatar
Nigel Brogan

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