Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 79,378 reviews, last reviewed 21st Apr 2026
2635000% increase in 5 star reviews
in the past 90 days
7700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I'm using PayPal 3 interst free credit. I'm using PayPal 3 interst free credit..it's helped me a lot to manage my expenses .. Reviewed on: 21st April 2026
Muskaan A's avatar
Muskaan A

Latest lowest rating:

1

Had enough will be ditching account. convenience paypal wins.. but with disputes its hit and miss and a miss can cost me a lot of money long term. recently not happy with disputes and the... Read more Reviewed on: 21st April 2026
Gabe's avatar
Gabe
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (79378)

Easy to use,no hassle,no problem, excellent service.

5
Easy to use,no hassle,no problem, excellent service. Reviewed on: 7th April 2026
James A's avatar
James A

Easy to use and comes in very handy

5
Easy to use and comes in very handy Reviewed on: 7th April 2026
Graeme A M's avatar
Graeme A M

Easy to use, flexible payment options

5
Easy to use, flexible payment options Reviewed on: 7th April 2026
Steve's avatar
Steve

Control my money my way

4
Its easy and convenient, it helps me control my money in a variety of ways and its made me far more savvy with how I spend and spread over different times Reviewed on: 7th April 2026
Bethan J's avatar
Bethan J

PayPal credit is convenient and offers an affordable...

5
PayPal credit is convenient and offers an affordable way to buy something but pay over a few months at no extra cost. Reviewed on: 7th April 2026
Anika's avatar
Anika

Really good company and the 0% interest on credit fo...

5
Really good company and the 0% interest on credit for £100 or over is good Reviewed on: 7th April 2026
Chris w's avatar
Chris w

Paypal is the best, easy to use and very handy for m...

5
Paypal is the best, easy to use and very handy for most transactions. Reviewed on: 7th April 2026
Joy G's avatar
Joy G

I use this service ac never had an issue

5
I use this service ac never had an issue Reviewed on: 7th April 2026
Massimo's avatar
Massimo

I’ve used PayPal with no issues.

5
I’ve used PayPal with no issues. Reviewed on: 7th April 2026
StevieH's avatar
StevieH

Paypal is an excellent all rounder It is a great car...

5
Paypal is an excellent all rounder It is a great card to have, and the apr is low compared to my other credit cards Reviewed on: 7th April 2026
David 's avatar
David

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill