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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50804 reviews)

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4.91

Based on 50,804 reviews, last reviewed 24th Aug 2025

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal is great for quick payments and easy credit i... PayPal is great for quick payments and easy credit if needed Reviewed on: 24th August 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50804)

Always reliable.

Always reliable. An excellent product. Reviewed on: 11th June 2024

Really easy to use, convenient

Really easy to use. I’m able to access the app easily. Payment plans help spread the cost too. Reviewed on: 11th June 2024

Interesting Had no problem with using the app runs...

Interesting Had no problem with using the app runs very smoothly Reviewed on: 11th June 2024

Great option to spread payments

Easy to organise credit. Easy to track what you owe and when payments are due. The interest free options are really helpful for more costly purchases. Reviewed on: 11th June 2024

flexible, easy and cost effective

It’s been flexible, easy and cost effective to deal with PayPal Credit Reviewed on: 11th June 2024

Great value service (life saver)

Overall i feel paypal credit provides great value. Having this service availible helps supports me and my family with purchases, we could not possibly afford with one off transaction. This month so far i have been able to pay for a holiday, buy clothes for a wedding holyliday and purchase a dyson vacuum for my mum. Reviewed on: 11th June 2024

Really good, customer service is great, and the prom...

Really good, customer service is great, and the promotional rate is really helpful Reviewed on: 11th June 2024

Easy to use, pay in 3 is always a good...

Easy to use, pay in 3 is always a good option Reviewed on: 11th June 2024

Ease of use

Really easy to use and gives piece of mind being safe from scams Reviewed on: 11th June 2024

I think this service is just second to none, it’s so...

I think this service is just second to none, it’s so handy, and low interest and low repayments. Just couldn’t beat it. Reviewed on: 11th June 2024

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