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PayPal: PayPal Credit reviews

4.91
Based on 50,804 reviews, last reviewed 24th Aug 2025
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is great for quick payments and easy credit i... PayPal is great for quick payments and easy credit if needed Reviewed on: 24th August 2025
David 's avatar
David

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025
Jane B's avatar
Jane B

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (50804)

So very easy to use for us older people who are not...

5
So very easy to use for us older people who are not very tech savvy Reviewed on: 11th June 2024

PayPal App is user friendly!

5
I Watch my spending using my app & always get updates on each purchase & when payments are due to be taken out of my bank a/c Reviewed on: 11th June 2024

Always a great service, easy to use, great app

5
Always a great service, easy to use, great app Reviewed on: 11th June 2024

Paypal Marvel

5
Best service I've had with this type of service. Fully recommend and wouldn't go anywhere else. Reviewed on: 11th June 2024

No worries

5
No worries had no problems and good service Reviewed on: 11th June 2024

Excellent service.

5
Excellent service. Easy to use. Would recommended to friends and family. Excellent to use for any type of transaction. Really safe and gives you confidence with PayPal’s saftey features. Customer service excellent and quick Reviewed on: 11th June 2024

Paypal, the ultimate "I have your back" company.

5
I have used paypal for years now for multiple reasons and have never had a single issue at all with them. In fact they have helped me on numerous occasions regarding any monetary issues I have had and made the entire experience an absolute breeze. Couldn't think of a better place to manage my money and my accounts. Reviewed on: 11th June 2024

Excellent way to be able to pay for things over an e...

5
Excellent way to be able to pay for things over an extended period, easy to set up with welcome reminders for payments etc. Reviewed on: 11th June 2024

Helped me budget

5
Helped me budget my money and helped my credit rating go up too. Reviewed on: 11th June 2024

I have been using the PayPal for a lot of it's servi...

5
I have been using the PayPal for a lot of it's services.....never faced an issue. Reviewed on: 11th June 2024

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