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PayPal: PayPal Credit reviews

4.90
Based on 79,272 reviews, last reviewed 20th Apr 2026
2625700% increase in 5 star reviews
in the past 90 days
7600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very easy to use, very trusted , i can use... Very easy to use, very trusted , i can use anywhere , Reviewed on: 20th April 2026
Marcel 's avatar
Marcel

Latest lowest rating:

1

PayPal credit is difficult to use when you want to p... PayPal credit is difficult to use when you want to pay off everything before interest is charged. Reviewed on: 20th April 2026
GC's avatar
GC

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (79272)

Excellent service and excellent customer service - t...

5
Excellent service and excellent customer service - the simplest way to have credit I’ve ever had Reviewed on: 7th April 2026

Straight forward process.

5
Straight forward process. Easy to use and quick Reviewed on: 7th April 2026

amazing really good the best i would recommend

5
amazing really good the best i would recommend Reviewed on: 7th April 2026

Satisfactory services

5
Satisfactory services rendered most of the time Reviewed on: 7th April 2026

Recommended to everyone.

5
They take care of security of your payment unlike others including banks. Refund money taken by doggy sellers. Four months free credit is a great option when you need it. Reviewed on: 7th April 2026

Easy process and great plans.

5
Easy process and great plans. Borrowing made easy! Reviewed on: 7th April 2026

APP IS EASY TO USE AND MAKING PAYMENTS IS A...

5
APP IS EASY TO USE AND MAKING PAYMENTS IS A BREEZE Reviewed on: 7th April 2026

My experience with PayPal has been the best ever and...

5
My experience with PayPal has been the best ever and I truly recommend people to join it. Reviewed on: 7th April 2026

Great help when making purchasing and information ar...

5
Great help when making purchasing and information around borrowing is clear. Easy to set up and use. Can set up a direct debit so is paid off at correct time. I have used it 3 times now and every time it has been really good. Reviewed on: 7th April 2026

I like how they offer interest free payments for up...

4
I like how they offer interest free payments for up to 4 months Reviewed on: 7th April 2026

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