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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 79,135 reviews, last reviewed 20th Apr 2026
2612900% increase in 5 star reviews
in the past 90 days
7600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have used PayPal for 8 years, and it's very reliab... I have used PayPal for 8 years, and it's very reliable, I've used it for purchases which when refunds were required I got my refund on time. I have be... Read more Reviewed on: 20th April 2026
Abdullahi M's avatar
Abdullahi M

Latest lowest rating:

1

PayPal credit is difficult to use when you want to p... PayPal credit is difficult to use when you want to pay off everything before interest is charged. Reviewed on: 20th April 2026
GC's avatar
GC
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (79136)

Excellent

5
Easy to use, instant money movement, and now bonuses too, brilliant and safe way to pay Reviewed on: 7th April 2026
Su S's avatar
Su S

Good deals quick and easy

5
Quick and easy to use the card is great and have great deals as well Reviewed on: 7th April 2026
claire wakeman's avatar
claire wakeman

Very good experience.

5
Very good experience.pay pal really helps Reviewed on: 7th April 2026
Julierichardson's avatar
Julierichardson

Love the app!

5
Love the app! Simple to use, credit time of interest free is fab too! Reviewed on: 7th April 2026
Morgan T's avatar
Morgan T

Financial helper

5
PayPal Credit really comes through when you're looking for great value. It makes spreading out payments super easy, so you don't have to worry about a big upfront cost. Plus, managing your account is a breeze right from your phone. It's a solid option for getting what you need without breaking the bank. Honestly, it's one of the most convenient ways to shop. Reviewed on: 7th April 2026
Flo B's avatar
Flo B

It helped me efficiently pay off my laptop without t...

5
It helped me efficiently pay off my laptop without the worry of paying all at once. It was easy to set up and unlike other services, it stopped charging me when it was supposed to. Reviewed on: 7th April 2026
Nathan's avatar
Nathan

When it comes to credit accounts I have no complaint...

5
When it comes to credit accounts I have no complaints at all. Easy communication to solve any problem I may have. No problems using my account anywhere with my online account, virtual credit card in my phone ap and physical card in my wallet. I have found their rates competative and the many rewards very useful. Reviewed on: 7th April 2026
Stephen M's avatar
Stephen M

Quick and easy transactions

5
I've never had a problem with Paypal credit, if there was a slight blip I've managed to contact customer service and get it resolved really quickly. The transactions and payments are quick and easy and allow for a little more freedom when trying to pay for certain items. Reviewed on: 7th April 2026
Gabrielle Chase's avatar
Gabrielle Chase

Spread the cost, at no cost!

5
Spreading the cost of a big purchase makes sense for me as a pensioner. I have a limited budget but needed / wanted a new laptop. PayPal Credit made it possible for me to buy a new machine, without spending a chunk of my savings, at no extra cost. Perfect! Reviewed on: 7th April 2026
Jacqueline S's avatar
Jacqueline S

Fantastic and safe method of payments

5
Fantastic and safe method of payments Reviewed on: 7th April 2026
Anthony Heaford's avatar
Anthony Heaford

Review PayPal: PayPal Credit now

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