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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (174920 reviews)

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4.73

Based on 174,829 reviews, last reviewed 10th Jul 2026

1347% increase in 5 star reviews

in the past 90 days

1212% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Ease of use All seemed to go through easily without too much hassle. Reviewed on: 10th July 2026

Latest lowest rating:

2

I working with paypal between 5 or 6 years , when is... I working with paypal between 5 or 6 years , when is something wrong paypal don't help me , why i used , have another credit company the process is mo... Read more Reviewed on: 10th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (174928)

It has been so easy and speedy to navigate getting a...

It has been so easy and speedy to navigate getting a credit card and also managing the balance. Reviewed on: 6th July 2026

Amazing on every step of you financial journey

Amazing on every step of you financial journey Reviewed on: 6th July 2026

Quick and easy

quick and easy to apply for and to use straight away Reviewed on: 6th July 2026

I have had to dispute a payment that I’ve made with...

I have had to dispute a payment that I’ve made with an outlet and PayPal made it so easy, even when the seller wasn’t playing ball. Reviewed on: 6th July 2026

Excellent service!

Excellent service! Easy to use, helpful customer service support Reviewed on: 6th July 2026

PayPal are always so very supportive with their exce...

PayPal are always so very supportive with their excellent customer service. I can’t rate the higher enough Reviewed on: 6th July 2026

I opened this account a long time ago and have found...

I opened this account a long time ago and have found it very useful, with low and affordable interest rates. I plan to keep using it because, compared to other credit cards on the market, this one is the best and suits me perfectly. Reviewed on: 6th July 2026

Always such good service!

Always such good service! Never had a problem with PayPal credit or pay in 3 Reviewed on: 6th July 2026

I have always had a super positive experience with P...

I have always had a super positive experience with PayPal. Any problems ive had, whether it be on ebay or elsewhere PayPal have always stepped in and sorted it out so quick. Always feel comfortable with my purchases through paypal Reviewed on: 6th July 2026

Happy customer

Pay pal is so easy to use very secure and plenty of offers and helpful if you got any problem plus you have three ways to pay Reviewed on: 6th July 2026

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