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PayPal: PayPal Credit reviews

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4.90
Based on 78,977 reviews, last reviewed 20th Apr 2026
2598200% increase in 5 star reviews
in the past 90 days
7600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Overall good , been using it for years new had any i... Overall good , been using it for years new had any issue Reviewed on: 20th April 2026
Touqeer 's avatar
Touqeer

Latest lowest rating:

1

PayPal credit is difficult to use when you want to p... PayPal credit is difficult to use when you want to pay off everything before interest is charged. Reviewed on: 20th April 2026
GC's avatar
GC
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (78977)

Always there to help money well spent out

5
Always there to help out keeper informed about deals and offers Reviewed on: 7th April 2026
Fred bennett's avatar
Fred bennett

Much better than a credit card and a first class ser...

5
Much better than a credit card and a first class service. I love the fact you can use the app for everything and customer service is fabulous. I don’t own a credit card anymore and am very glad I don’t because PayPal does it all. Reviewed on: 7th April 2026
Jo M's avatar
Jo M

Simple fast and efficient service .

5
Simple fast and efficient service .. easy app to navigate and understand Reviewed on: 7th April 2026
Martin Corrigan 's avatar
Martin Corrigan

PayPal credit is flexible and easy to use.

5
PayPal credit is easily accessible for when ever I need it and allows flexibility to pay when it suits me. Reviewed on: 7th April 2026
Sean Balchin's avatar
Sean Balchin

Good card for online purchases and decent APR

5
Good card for online purchases and decent APR Reviewed on: 7th April 2026
BigTam's avatar
BigTam

Always my best option.

5
Always my best option. Easy and quick Reviewed on: 7th April 2026
Ana s's avatar
Ana s

I love PayPal it’s so useful!

5
I love PayPal it’s so useful! It there’s ever a problem, they sort it out straight away! So safe and easy to use! Reviewed on: 7th April 2026
Ali 's avatar
Ali

So easy to use and excellent at resolving issues

5
So easy to use and excellent at resolving issues Reviewed on: 7th April 2026
Doggos for king's avatar
Doggos for king

PayPal credit is so convenient, both virtual and phy...

5
PayPal credit is so convenient, both virtual and physical card work so well and you have the PayPal protection against fraud. Very happy with my credit limit and payments are stretched automatically interest free Reviewed on: 7th April 2026
Robert Mcdowell's avatar
Robert Mcdowell

Very helpful credit because of time

5
Very helpful credit because of time Reviewed on: 7th April 2026
Habteab G's avatar
Habteab G

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