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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

The opportunity to spread the costs over a few payme...

The opportunity to spread the costs over a few payments interest free is an excellent offer. Most credit cards charge interest and the auto repayment helps customers avoid missing payments. Reviewed on: 7th July 2026

Pay in three it’s easy to do

PayPal pay in three is so easy it spreads it over three months which makes life easier for those luxuries so you by it and spread the costs Reviewed on: 7th July 2026

PayPal Credit is really useful for larger purchases...

PayPal Credit is really useful for larger purchases that are needed and cannot wait for you to save up for them. It’s easy to see what’s been purchased, what the offers or rates are, and make payments. Reviewed on: 7th July 2026

Loved using PayPal!

Loved using PayPal! very easy to use and makes me feel protected Reviewed on: 7th July 2026

Simple, fast and easy to use

Easy to see my payment date and make adjustments when needed Reviewed on: 7th July 2026

Happy customer

Used pay pal for years , love there ease to use , great customer service , great buyer protecting unfortunately had to use this but again they resolved there issues Reviewed on: 6th July 2026

It very nice to have as a buffer

It very nice to have as a buffer Reviewed on: 6th July 2026

Simple, painless and easy to use.

Simple, painless and easy to use. Reviewed on: 6th July 2026

Everything is straightforward, intuitive layout, easy!

Everything is straightforward, intuitive layout, easy! Reviewed on: 6th July 2026

I think I tried every option that is available, so f...

I think I tried every option that is available, so far so good. Reviewed on: 6th July 2026

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