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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50804 reviews)

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4.91

Based on 50,804 reviews, last reviewed 24th Aug 2025

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal is great for quick payments and easy credit i... PayPal is great for quick payments and easy credit if needed Reviewed on: 24th August 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50804)

Used PayPal credit, it was easy and convenient.

Used PayPal credit, it was easy and convenient. Reviewed on: 11th June 2024

Paypal helps scammers to scam people.

Paypal helps scammers to scam people. Reviewed on: 11th June 2024

Handy PayPal Credit!

PayPal credit is a great way to pay for any amount of purchases. From small buys to big one's, it comes in very handy. Never had any issue's with using them, always recommend it to friends or family needing to make a purchase but hasn't got the funds. Easy to keep up with payments, see your statements and just real simple to use. Reviewed on: 11th June 2024

I'm very happy with my PayPal credit experience.

I'm very happy with my PayPal credit experience. Over £99 you get 4 months interest free which is great.The pay in 3 is also a fantastic option which I use alot. Reviewed on: 11th June 2024

I'm very satisfied customer

I'm very satisfied customer, few times cases were opened and Paypal stepped in and helped. If it's possible, I am always trying to pay via Paypal. Reviewed on: 11th June 2024

Great way of purchasing things needed or want, being...

Great way of purchasing things needed or want, being able to spread the cost over instalments helps a great deal. Reviewed on: 11th June 2024

Very easy to use and smooth.

Very easy to use and smooth. Approval is on the spot. Reviewed on: 11th June 2024

Great service, very convenient to use.

Great service, very convenient to use. Reviewed on: 11th June 2024

Convenient and responsible

I like that it’s convenient and handy if you want to spread out a slightly bigger purchase, but they don’t have massive credit limits etc and review them regularly to prevent people from getting into trouble. Reviewed on: 11th June 2024

If I ever have any issues with my direct debit payme...

If I ever have any issues with my direct debit payments PayPal are easily contacted and help me out effectively Reviewed on: 11th June 2024

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