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PayPal: PayPal Credit reviews

4.73
Based on 174,829 reviews, last reviewed 10th Jul 2026
1347% increase in 5 star reviews
in the past 90 days
1212% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Ease of use All seemed to go through easily without too much hassle. Reviewed on: 10th July 2026
Daniel P's avatar
Daniel P

Latest lowest rating:

2

I working with paypal between 5 or 6 years , when is... I working with paypal between 5 or 6 years , when is something wrong paypal don't help me , why i used , have another credit company the process is mo... Read more Reviewed on: 10th July 2026
marcio 's avatar
marcio

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (175206)

Pay PayPal credit is the the best

5
Pay PayPal credit is the the best Reviewed on: 6th July 2026

PayPal great service

5
I've used PayPal years now great app and able pay in installments helps also Reviewed on: 6th July 2026

Easy, flexible credit!

5
PayPal gives me the flexibility to make purchases all month while managing how much I pay back. It’s easy to use and great support if something goes wrong. Reviewed on: 6th July 2026

Paypal credit is very efficient and has a low intere...

5
Paypal credit is very efficient and has a low interest rate Reviewed on: 6th July 2026

My preferred payment

5
Paypal credit let me purchase something I wouldn't ordinarily be able to just buy outright. The option to pay over a year or two is so handy and is my preferred way of paying for expensive items. I would recommend it to anyone short on cash. Reviewed on: 6th July 2026

Overall, a good experience with PayPal credit.

4
Overall, a good experience with PayPal credit. Easy to use and view. Reviewed on: 6th July 2026

Easy Setup

5
Easy to set up, handy to pay larger purchases in instalments Reviewed on: 6th July 2026

I have Been with PayPal credit a very long time , th...

5
I have Been with PayPal credit a very long time , they have helped me out on a number of occasions when sometimes we need a little helping hand along the way , like friendly smile when things get tough . Reviewed on: 6th July 2026

Excellent customer service

5
You can always rely on PayPal. Their customer service is excellent, providing prompt support and an extra layer of safety and protection whenever you need it. Thank you for your outstanding service!You can always rely on PayPal. Their customer service is excellent, providing prompt support and an extra layer of safety and protection whenever you need it. Thank you for your outstanding service! Reviewed on: 6th July 2026

PayPal is extremely awesome and great.

5
PayPal is extremely awesome and great. PayPal is Easy to use and also reliable. Reviewed on: 6th July 2026

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