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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 78,828 reviews, last reviewed 20th Apr 2026
2584600% increase in 5 star reviews
in the past 90 days
7600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

The best They are thee best, just amazing, There is no one else like them. In fact thee best doesn't cut it. THEY ARE THEE GREATEST OF ALL TIME And I mean the ... Read more Reviewed on: 20th April 2026
Nicholas H's avatar
Nicholas H

Latest lowest rating:

1

PayPal credit is difficult to use when you want to p... PayPal credit is difficult to use when you want to pay off everything before interest is charged. Reviewed on: 20th April 2026
GC's avatar
GC
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (78828)

PayPal Credit has offered me the chance to use a pay...

5
PayPal Credit has offered me the chance to use a pay later approach without the use for obtaining a credit card. I have used this for seven years with no issues. I have used both the pay in three and credit options. I am able to set up a direct debit option to pay it back or pay whatever I choose on a monthly basis. Reviewed on: 7th April 2026
rm's avatar
rm

Good experience with paypal its save platform

5
Good experience with paypal its save platform Reviewed on: 7th April 2026
Sultan Aziz's avatar
Sultan Aziz

good no problems sow far pleased sow far

5
good no problems sow far pleased sow far Reviewed on: 7th April 2026
robert f's avatar
robert f

Wouldn't be without it

5
I've been using PayPal for YEARS! It's great for me to send my kids money in Australia and pay for gifts for them without handing over my card details each time. Pay in 3 is also great when you spend a bit more than you have and just need to spread the cost a little. Love it! Reviewed on: 7th April 2026
J H's avatar
J H

Simple, Reliable and Worth It

5
I’m very happy with PayPal Credit. The process was quick and easy, and everything was clear from the start. It’s been really useful for spreading the cost without any hassle. I would definitely recommend it to anyone looking for a flexible and straightforward payment option. Reviewed on: 7th April 2026
Danu A's avatar
Danu A

PayPal is the safer way to pay online.

5
I used PayPal for many years since I remember myself. This is very safe way of paying when purchasing something online. Also we hat I like is the option to pay in stages that's great one. Thank you! Reviewed on: 7th April 2026
Veronica I's avatar
Veronica I

very convenient especially if you want to spread pay...

5
very convenient especially if you want to spread payments on a purchase. customer service is also responsive. Reviewed on: 7th April 2026
Jen's avatar
Jen

Good credit system, easy to set up payments.

4
Good credit system, easy to set up payments. Increases in credit should only ever happen when agreed and not automatic. Asides that good service. Reviewed on: 7th April 2026
RDB's avatar
RDB

Very quick and efficient dealt with straight away

5
Very quick and efficient dealt with straight away Reviewed on: 7th April 2026
Pauline M's avatar
Pauline M

They are easy to use, easy to contact and are accept...

5
They are easy to use, easy to contact and are accepted globally Reviewed on: 7th April 2026
Matthew D's avatar
Matthew D

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