Write a review

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50804 reviews)

View other PayPal products

4.91

Based on 50,804 reviews, last reviewed 24th Aug 2025

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal is great for quick payments and easy credit i... PayPal is great for quick payments and easy credit if needed Reviewed on: 24th August 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

Read all reviews Write a review

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (50804)

Using PayPal has been easy, customer service are ver...

Using PayPal has been easy, customer service are very helpful and very friendly Reviewed on: 11th June 2024

Very good service , never had problems and work perf...

Very good service , never had problems and work perfectly Reviewed on: 11th June 2024

Reliable.

Reliable. Chased a merchant who didn’t supply goods Reviewed on: 11th June 2024

Always supportive and good customer service

Always supportive and good customer service Reviewed on: 11th June 2024

Easy to use service, quick response time

Easy to use service, quick response time Reviewed on: 11th June 2024

Excellent payment plans

Excellent payment plans,safe online shopping. Reviewed on: 11th June 2024

Easy to use and super convenient

Easy to use and super convenient Reviewed on: 11th June 2024

The Apr could be better.

The Apr could be better. Kind of expensive if you go to far with your credit but it's quick and easy to use Reviewed on: 11th June 2024

Easy to use and manage.

Easy to use and manage. Pay pal has given me the opportunity to make purchases with ease and helps I can pay each month with low interest. Love it! Reviewed on: 11th June 2024

Great, no issues

Great. No issues regarding any interaction Reviewed on: 11th June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Choice Rewards Credit Card
from Lloyds Bank 4.10 from 13 reviews
Credit Builder
from Chime 0.00 from 0 reviews
Freedom Rewards Credit Card
from Barclaycard 3.93 from 60 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.93 from 22351 reviews
Payment Provider
from PayPal 4.91 from 3599 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub