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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

PayPal is competitive but not perfect.

PayPal is competitive but not perfect. Doesn't offer flexibility like Klarna Reviewed on: 6th July 2026

dual-action

It's not only a fund platform, but also they keep your fund secure and away from scams and fraud. Reviewed on: 6th July 2026

Good customer service and good choice of retailers

Good customer service and good choice of retailers Reviewed on: 6th July 2026

I've never had a problem with PP

I've never had a problem with. PayPal Reviewed on: 6th July 2026

Never had any issues, superb safe service

Never had any issues, superb safe service Reviewed on: 6th July 2026

Fantastic for money exchange and use in foreign coun...

Fantastic for money exchange and use in foreign countries Reviewed on: 6th July 2026

Easy to use and good application for money

Easy to use and good application for money Reviewed on: 6th July 2026

Paypal does it again !!

It was so easy to order my card and the product was clearly explained and the whole process was just seamless up until the day that I actually received the product Reviewed on: 6th July 2026

Very good service most of the time

Very good service most of the time Reviewed on: 6th July 2026

Really helpful .

Really helpful. Smart way to pay for your goods. Reviewed on: 6th July 2026

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