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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (175280 reviews)

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4.73

Based on 174,829 reviews, last reviewed 10th Jul 2026

1347% increase in 5 star reviews

in the past 90 days

1212% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Ease of use All seemed to go through easily without too much hassle. Reviewed on: 10th July 2026

Latest lowest rating:

2

I working with paypal between 5 or 6 years , when is... I working with paypal between 5 or 6 years , when is something wrong paypal don't help me , why i used , have another credit company the process is mo... Read more Reviewed on: 10th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (175314)

Ninja knife sharpening block.

PayPal is accepted online by many companies which are scammers. It's seems very easy for scammers to use your Logo and transfer you to paypal. You declined my last transaction which was a SCAM using Paypal. After calls and complaints you refunded my money. It was ridiculous because I was given a Chinese tracking number. Which was unobtainable. You must get your act together. Reviewed on: 6th July 2026

Easy transaction

Easy to make payments over 4 months no fees Reviewed on: 6th July 2026

I use PayPal all the time.

I use PayPal all the time. Especially their 3in3 facility where I can spread my costs at 0% interest. Once I had an issue with a purchase and complained. PayPal sorted it out really quickly. Very impressed. Reviewed on: 6th July 2026

PayPal Credit has been one of the best financial ser...

PayPal Credit has been one of the best financial services I’ve used. It’s incredibly easy to use, the application was quick, and having the option to spread the cost of purchases has been a huge help. The interest-free offers on eligible purchases are fantastic and have saved me money when I’ve planned my payments well. Everything is managed seamlessly through my PayPal account, making it simple to check my balance, make payments, and keep track of spending. The service has always been reliable, convenient, and hassle-free. I would highly recommend PayPal Credit to anyone looking for a flexible and trustworthy way to manage larger purchases. Reviewed on: 6th July 2026

Credit at the touch of a button and a great company...

Credit at the touch of a button and a great company to work with Reviewed on: 6th July 2026

Very slick!

I've bought several items from eBay using PayPal. It's easy to do as the sites are well integrated. Reviewed on: 6th July 2026

Easy to manage debt.

Easy to manage debt. Clear layout and transaction data. Reviewed on: 6th July 2026

Very good experience

Very good experience… always present Reviewed on: 6th July 2026

Brilliant easy option to pay with

Brilliant easy option to pay with.Makes me feel secure as well if any problems I get help easier.Definitely recommend it for friends and family and using it in my business account. Reviewed on: 6th July 2026

Hassle free

I've always had easy transactions. PayPal credit has allowed me to purchase items that I otherwise couldn't have paid for up front. It's hassle free with regular monthly payments and I can top up with extra payments too. I find the interest free period and fees to be very fair and competitive Reviewed on: 6th July 2026

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