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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 78,713 reviews, last reviewed 20th Apr 2026
2574100% increase in 5 star reviews
in the past 90 days
7500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Gave me a chance Gave me a chance. I use my PayPal credit often & always pay more than the monthly minimum payment. Great full for PayPal!! Reviewed on: 20th April 2026
Samantha B's avatar
Samantha B

Latest lowest rating:

1

Terrible service disaster charge for nothing but toot Terrible service disaster charge for nothing but toot Reviewed on: 20th April 2026
Kev Rogers's avatar
Kev Rogers
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (78713)

Easy to use

5
Been using PayPal for years and only had a couple of minor problems that were dealt with swiftly. Reviewed on: 7th April 2026
Dave B's avatar
Dave B

Always there when you need it

5
It’s a great way to buy what you need without breaking your budget. They often offer an interest-free period, and the whole process is simple and easy to use. I use PayPal credit all the time; for everything from gadgets and furniture to flights and holidays. Reviewed on: 7th April 2026
Kally 's avatar
Kally

PayPal is convenient,it is easy to use.

5
PayPal is convenient,it is easy to use. It is easy to manage and control ones expenses. Reviewed on: 7th April 2026
Abimbola 's avatar
Abimbola

All positive and have been very quick to respond to...

5
All positive and have been very quick to respond to any query Reviewed on: 7th April 2026
Steffan G's avatar
Steffan G

Excellent service with points system

5
Excellent service with points system Reviewed on: 7th April 2026
Kathleen S's avatar
Kathleen S

It's easy and reliable to use and a trust worthy pay...

4
It's easy and reliable to use and a trust worthy payment option with good perks. Reviewed on: 7th April 2026
Christopher B's avatar
Christopher B

Best money provider in the market

5
Best money provider in the market Reviewed on: 7th April 2026
Margaret Z's avatar
Margaret Z

I use and recommend PayPal all the time

5
I’ve had a few ups and downs with PayPal over the 20+ years but this was because others sellers, but never enough to put me off or lose faith in the company. Their finance options are a great perk, though the longer 0% APR deals they definitely vary depending on the seller. I used to use PayPal for business card payments, but these days I just stick to a personal account as I no longer have a business due to ill health, and I trust the company. Reviewed on: 7th April 2026
DannyLee's avatar
DannyLee

Love the 4 months interest free.

5
Love the 4 months interest free. Really helps to make big purchases both affordable and achievable without worrying about crippling interest payments. Reviewed on: 7th April 2026
Nicola A's avatar
Nicola A

PayPal credit is extremely helpful with online purch...

5
PayPal credit is extremely helpful with online purchases as it spreads instalments in 4, and the first one even starts one month after the time of purchase. This is indeed very competitive and nothing like anything else offered in the UK market. Excellent service!!!! Reviewed on: 7th April 2026
Dimitrios T's avatar
Dimitrios T

Review PayPal: PayPal Credit now

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