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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (175415 reviews)

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4.73

Based on 174,829 reviews, last reviewed 10th Jul 2026

1347% increase in 5 star reviews

in the past 90 days

1212% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Ease of use All seemed to go through easily without too much hassle. Reviewed on: 10th July 2026

Latest lowest rating:

2

I working with paypal between 5 or 6 years , when is... I working with paypal between 5 or 6 years , when is something wrong paypal don't help me , why i used , have another credit company the process is mo... Read more Reviewed on: 10th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (175439)

Not a single fault

I've used PayPal credit for years and it helps me build my credit score for my mortgage and the 4 months interest free really helps with me to manage my credit. Reviewed on: 6th July 2026

I found the sign up process easy, and the service is...

I found the sign up process easy, and the service is very easy to use Reviewed on: 6th July 2026

PayPal is great in every way and helps protect money...

PayPal is great in every way and helps protect money and transactions. Reviewed on: 6th July 2026

Bigger purchases are more accessible

It makes higher purchases much more accessible by spreading the payments. Both by pay in 3 and PayPal credit Reviewed on: 6th July 2026

great safe way to pay online

always use PayPal online as safe way for purchases Also good have facility to pay over time Reviewed on: 6th July 2026

Happy customer

Always been happy with my service and like the security of PayPal. Reviewed on: 6th July 2026

Very efficient.

Very efficient. Easy and simple translation Reviewed on: 6th July 2026

Best hands down!

One of the best, if not the best. Try to change my mind. Reviewed on: 6th July 2026

What I trust

I have been using Paypal for a while now and I have never been disappointed with my payment or anything Reviewed on: 6th July 2026

Excellent service

Excellent service,very helpful when seller wouldn't sort out failed delivery. Reviewed on: 6th July 2026

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