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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50804 reviews)

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4.91

Based on 50,804 reviews, last reviewed 24th Aug 2025

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal is great for quick payments and easy credit i... PayPal is great for quick payments and easy credit if needed Reviewed on: 24th August 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50804)

Fantastic help with short turn lending for purchases

Fantastic help with short turn lending for purchases Reviewed on: 11th June 2024

Use PayPal for many purchases and always a smooth an...

Use PayPal for many purchases and always a smooth and easy process Reviewed on: 11th June 2024

Easy way to stay in control of credit

Any problems are sorted out immediately. It's easy to pay the balance off early. It's my favourite way to use credit and I've been able to build up my credit score. Reviewed on: 11th June 2024

I feel it's very easy to manage payments .

I feel it's very easy to manage payments .. & to be fully aware of what I'm doing with my money Reviewed on: 11th June 2024

PayPal credit is great and helpful

PayPal credit is great and helpful Reviewed on: 11th June 2024

PayPal is very secure and deals with complaints prom...

PayPal is very secure and deals with complaints promptly Reviewed on: 11th June 2024

Great interest free option!

Great interest free option, helped me immensely today to secure my dream monitor Reviewed on: 11th June 2024

I enjoy PayPal credit, as long as you keep up with p...

I enjoy PayPal credit, as long as you keep up with payments it works brilliantly. Reviewed on: 11th June 2024

PayPal always in hand with any queries, my go to pay...

PayPal always in hand with any queries, my go to payment for security and protection. Reviewed on: 11th June 2024

First rate Nice and easy to use and understand

First rate Nice and easy to use and understand Reviewed on: 11th June 2024

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