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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

PayPal credit works well for larger purchases.

PayPal credit works well for larger purchases. Knowing it's an option to pay in three helps the decision making process. Might have taken longer to look around before a final decision if I didn't have the PayPal pay in three options. Reviewed on: 6th July 2026

Very nice apps.

Very nice apps. Credit limit available when needed Reviewed on: 6th July 2026

I've used this site for many products and found pret...

I've used this site for many products and found pretty much anything I wanted all in one place. It's even better when you need something that's not easy available anymore, by simply typing in your item and like magic a list appears. Reviewed on: 6th July 2026

Excellent service and always use pay in 3

Excellent service and always use pay in 3 Reviewed on: 6th July 2026

The pal that is always there to help !

The pal that is always there to help ! Reviewed on: 6th July 2026

I always use PayPal as its very easy to use and it g...

I always use PayPal as its very easy to use and it gives me a piece of mind knowing I can pay over time. Reviewed on: 6th July 2026

Easy and convenient way to spread costs of transacti...

Easy and convenient way to spread costs of transactions over a 4 mo the span without any interest. Always managed to complete transactions without issues and always managed to keep up with payment thanks to thei easy way of setting up direct debit and other payment types. Reviewed on: 6th July 2026

10 years of great service and help

I’ve used PayPal Credit for 10 years and it’s helped me in some tough times to spread costs and keep things moving. Just when I thought it couldn’t get any better I get a card for non-online purchases and it gets even more useful. Reviewed on: 6th July 2026

Payment by PayPal are clear and concise with availab...

Payment by PayPal are clear and concise with available offers. One click Payment method which i love it. Time to Time there are intres free payment options which gives me more flexibility to pay. App is great which will give you easy to understand details about what comes in and goes out. Peace of mind while paying by PayPal. Reviewed on: 6th July 2026

Yes to paypal credit

PayPal credit,good for everyone and gives people chance overall to manage their expenses Reviewed on: 6th July 2026

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