Smart Money People Logo

PayPal: PayPal Credit reviews

4.91
Based on 50,804 reviews, last reviewed 24th Aug 2025
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is great for quick payments and easy credit i... PayPal is great for quick payments and easy credit if needed Reviewed on: 24th August 2025
David 's avatar
David

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025
Jane B's avatar
Jane B

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (50804)

Helpful when your stuck gir presents for Xmas and bi...

5
Helpful when your stuck gir presents for Xmas and birthday s Reviewed on: 11th June 2024

I've personally found their service to be super con...

5
I've personally found their service to be super convenient and reliable. With PayPal Credit, you can easily make purchases and pay them off over time, all while enjoying the flexibility of managing your payments. It's a great option for those looking for a seamless and secure way to shop online. Plus, their customer support is top-notch! Overall, I highly recommend PayPal Credit for hassle-free shopping experiences. Reviewed on: 11th June 2024

Love the ease and safety of using PayPal.

5
Love the ease and safety of using PayPal. Easy to use app. Reviewed on: 11th June 2024

Secure way to make payments.

5
Secure way to make payments. Very useful to use credits and with at least 4 monthly payments woth no interest Reviewed on: 11th June 2024

Excellent service, secure and easy to use.

5
Excellent service, secure and easy to use. I highly recommend. Reviewed on: 11th June 2024

Easy to use and the app is excellent.

5
Easy to use and the app is excellent Reviewed on: 11th June 2024

Paypal credit simple repayment

5
Having PayPal credit has made it much easier for me to buy things over a long period and budget my spending Reviewed on: 11th June 2024

Nothing but Excellent experience with PayPal

5
Nothing but Excellent experience with PayPal Reviewed on: 11th June 2024

could be better

4
Could have better interface layout, sometimes i find it messy and hard to find simple information due to the way they choose to display things Reviewed on: 11th June 2024

PayPal is perfect

5
App is brilliant to use. Customer service is super efficient and fast at replying. Services are easy to use and clear what you are using. Offers a range of payment options and payments are protected which is a massive bonus when buying products Reviewed on: 11th June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.93 from 22351 reviews
    PayPal
  • Payment Provider

    from PayPal 4.91 from 3599 reviews
    PayPal
    View all products