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PayPal: PayPal Credit reviews

4.90
Based on 78,475 reviews, last reviewed 20th Apr 2026
2552600% increase in 5 star reviews
in the past 90 days
7400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is great for peace of mind purchasing I like to use PayPal for its security and payment options. The site is easy to use and very informative without being hard to understand Reviewed on: 20th April 2026
Lea B's avatar
Lea B

Latest lowest rating:

2

Not the best. Not the best. Always find it difficult to get in touch Reviewed on: 20th April 2026
Paul S's avatar
Paul S

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (78475)

Great service.

5
Great service. Nice rewards. many interest free offers. Reviewed on: 6th April 2026

normal,not enough good.

3
normal,not enough good.can increase more online split payment, like 0% 6-12 month instalments. Reviewed on: 6th April 2026

Paypal, the best of best. No challenger

5
I have been with PayPal for over 15 years and I've never had any issues with their services. Their customer service is top notch. Their conflict resolution can not be challenged. Once you report a company, they're swift to investigate and resolve the problem. Reviewed on: 6th April 2026

Paypal has your back

5
I just never have to worry about making transactions when PayPal ‘has my back. Reviewed on: 6th April 2026

Very easy to navigate & quick transactions.

5
Very easy to navigate & quick transactions. Reviewed on: 6th April 2026

Its great,versatile for everyone

5
Its great,versatile for everyone Reviewed on: 6th April 2026

5 stars excellent

5
Always excellent customer service whenever needed Reviewed on: 6th April 2026

It's easy for use the PayPal account

5
It's easy for use the PayPal account Reviewed on: 6th April 2026

I had to take them to the financial ombudsman so...

1
I had to take them to the financial ombudsman for resolution over unclear policies and being wrongly charged interest of payments that had been paid off. The ombudsman was brilliant Reviewed on: 6th April 2026

Love the Paypal 3 instalment, helps with impromptu p...

5
Love the Paypal 3 instalment, helps with impromptu purchase Reviewed on: 6th April 2026

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