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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

I’ve been with PayPal for many years and I’ve always...

I’ve been with PayPal for many years and I’ve always been able to rely on them and now with card service also it’s a real game changer Reviewed on: 6th July 2026

Ian Powell

When buying online, always use PayPal if offered. Often use 3 payment offer. Recommended. Reviewed on: 6th July 2026

Fantastic

Fantastic experience always. I highly recommend Reviewed on: 6th July 2026

Helps out when other options arnt available

It’s convenient but at times too convenient and end up spending more then needed. Reviewed on: 6th July 2026

Very easy to buy products & make transactions

Very easy to buy products & make transactions Reviewed on: 6th July 2026

Always good dealing with and through PayPal never sh...

Always good dealing with and through PayPal never short of satisfying Reviewed on: 6th July 2026

All good easy to contact and problem solved instantly

All good easy to contact and problem solved instantly Reviewed on: 6th July 2026

With PayPal Credit and Pay in 3, and the added layer...

With PayPal Credit and Pay in 3, and the added layer of protection in payments, PayPal is invaluable. Reviewed on: 6th July 2026

Great service, didn’t know their team was so friendl...

Great service, didn’t know their team was so friendly and helpful when I called for my query they were happy to help and a great service made my whole year dealing with PayPal. I was able to get exactly what I needed, with confidence and support Reviewed on: 6th July 2026

Life saver

Helps me put massively. Allows me to not rely on all my own money Reviewed on: 6th July 2026

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