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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (175534 reviews)

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4.73

Based on 174,829 reviews, last reviewed 10th Jul 2026

1347% increase in 5 star reviews

in the past 90 days

1212% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Ease of use All seemed to go through easily without too much hassle. Reviewed on: 10th July 2026

Latest lowest rating:

2

I working with paypal between 5 or 6 years , when is... I working with paypal between 5 or 6 years , when is something wrong paypal don't help me , why i used , have another credit company the process is mo... Read more Reviewed on: 10th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (175556)

I’ve had a great experience using PayPal Credit.

I’ve had a great experience using PayPal Credit. The application process was quick and straightforward, and using it for purchases has been simple and convenient. I like the flexibility it provides for managing larger purchases, and the repayment options are easy to understand. The online account is user-friendly, making it easy to keep track of balances and payments. Overall, it’s been a reliable and helpful financial tool, and I’d happily recommend it to others looking for a flexible way to spread the cost of purchases. Reviewed on: 6th July 2026

Simple and useful

Easy to use, Easy to understand, Easy to pay. Simple and useful Reviewed on: 6th July 2026

Not had any issues with PayPal in the past 20 plus y...

Not had any issues with PayPal in the past 20 plus years, the financing options that are pretty useful. When I have issues with sellers in the past its been resolved. Reviewed on: 6th July 2026

Hooray for PayPal.

Fantastic means of borrowing short term from a very trusted organisation. Thank you PayPal. Reviewed on: 6th July 2026

Fast payment

Fast payment, split payment for 3 rate Reviewed on: 6th July 2026

Paypal Credit.

Paypal Credit. Good services but credit offer is not. Reviewed on: 6th July 2026

Customer Service

Quick response, when required to assist, when orders not received. All sorted out within 24 hours. Refund returned back into my account. Good response when cancelling an order.. Reviewed on: 6th July 2026

Used PayPal since 90s it’s the safest best and my on...

Used PayPal since 90s it’s the safest best and my only saying of purchasing on line because of its security Reviewed on: 6th July 2026

Applying for an account was easy and keeping an eye...

Applying for an account was easy and keeping an eye on your spend is straight forward.Very versatile Reviewed on: 6th July 2026

All good nothing to tell more.

All good nothing to tell more.. Happy with the service Reviewed on: 6th July 2026

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