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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50804 reviews)

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4.91

Based on 50,804 reviews, last reviewed 24th Aug 2025

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal is great for quick payments and easy credit i... PayPal is great for quick payments and easy credit if needed Reviewed on: 24th August 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience.

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PayPal PayPal Credit reviews (50804)

Very convenient.

Very convenient. Great credit options on interest free credit Reviewed on: 11th June 2024

Always a great option, can’t fault it

Always a great option, can’t fault it Reviewed on: 11th June 2024

Always very quick and easy.

Always very quick and easy. Gives me a sense of security when purchasing items Reviewed on: 11th June 2024

Perfect experience every single time

Perfect experience every single time Reviewed on: 11th June 2024

Never had any issues either with payments made, rece...

Never had any issues either with payments made, received, pay in 3 or PayPal credit and I’ve been using all for years! Great service! Reviewed on: 11th June 2024

Purchased a new set of golf club and spread the cost...

Purchased a new set of golf club and spread the cost over 12 months Reviewed on: 11th June 2024

Very easy to use!

Very easy to use! All the time you need it, will be there very easy and quick to use it, with plenty of time to pay it back Reviewed on: 11th June 2024

Love PayPal credit 0 % interest and any issues the c...

Love PayPal credit 0 % interest and any issues the customer services team are great Reviewed on: 11th June 2024

It’s good and it’s helps you out when money is...

It’s good and it’s helps you out when money is short Reviewed on: 11th June 2024

Very reliable

Very reliable Reviewed on: 11th June 2024

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