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PayPal: PayPal Credit reviews

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4.90
Based on 78,341 reviews, last reviewed 20th Apr 2026
2540300% increase in 5 star reviews
in the past 90 days
7400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fabulous PayPal is definitely my go to paying it easy and prompt plus great cover for those scams Reviewed on: 20th April 2026
Gail 's avatar
Gail

Latest lowest rating:

2

Not the best. Not the best. Always find it difficult to get in touch Reviewed on: 20th April 2026
Paul S's avatar
Paul S
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (78341)

Useful when needed and easy to pay back

5
Useful when needed and easy to pay back Reviewed on: 6th April 2026
Star 's avatar
Star

My experience with PayPal has been fantastic so far,...

4
My experience with PayPal has been fantastic so far, I do hope that it will be even better in the future. Reviewed on: 6th April 2026
Ronnet V's avatar
Ronnet V

Very easy to use, great customer service when I have...

5
Very easy to use, great customer service when I have had issues Reviewed on: 6th April 2026
Francesca B's avatar
Francesca B

Been using it for years gives me that extra security...

5
Been using it for years gives me that extra security when buying or selling online Reviewed on: 6th April 2026
phil billot's avatar
phil billot

I have used paypal for many years and its always bee...

5
I have used paypal for many years and its always been exactly what i needed at the time ,for whatever i needed to use it for Reviewed on: 6th April 2026
steven d's avatar
steven d

I’ve been using PayPal for 23 years!

5
I’ve been using PayPal for 23 years!! And I’ll use it for 23 more god willing! I’ve always found the PayPal resolution centre the best aspect of PayPal. It gives the consumer so much protection that it automatically filters out scammers and fraud. I always offer paying for unorthodox purchases via PayPal! It protects me and frankly saves me from dodgy people! It’s the safest payment exchange out there! Reviewed on: 6th April 2026
Claudia Oxford's avatar
Claudia Oxford

Paypal is a brand i trust.

5
Paypal is a brand i trust. I have had an account with them for many years and have never had any problems. Reviewed on: 6th April 2026
jonathan f's avatar
jonathan f

I can always trust PayPal

5
I've been using PayPal for years, and got PayPal credit a few years ago. Always been a fantastic experience Reviewed on: 6th April 2026
Holly B's avatar
Holly B

Love the 4 months interest free credit.

5
Love the 4 months interest free credit. Makes planning big purchase and pay off so much easier and the easy to use app gives me some much more confidence managing my money Reviewed on: 6th April 2026
Scott Richardson's avatar
Scott Richardson

4 months free interest rate

5
Very easy and practical to use the credit. With minimum spent of 99 pound I will get a 4 months free interest or I can split the payment in three instalments with interest free Reviewed on: 6th April 2026
Van T's avatar
Van T

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