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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (175624 reviews)

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4.73

Based on 174,829 reviews, last reviewed 10th Jul 2026

1347% increase in 5 star reviews

in the past 90 days

1212% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Ease of use All seemed to go through easily without too much hassle. Reviewed on: 10th July 2026

Latest lowest rating:

2

I working with paypal between 5 or 6 years , when is... I working with paypal between 5 or 6 years , when is something wrong paypal don't help me , why i used , have another credit company the process is mo... Read more Reviewed on: 10th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (175655)

Very handy when you don't have the funds to pay some...

Very handy when you don't have the funds to pay something all at once. Reviewed on: 6th July 2026

Great customer service and payment options.

Great customer service and payment options. Reviewed on: 6th July 2026

PayPal is my go to credit facility, much simpler to...

PayPal is my go to credit facility, much simpler to use than my other credit cards. Reviewed on: 6th July 2026

I enjoy the services

I don’t make recommendations, but I enjoy the services provided by PayPal so much, I’m pretty close to breaking my rule. Reviewed on: 6th July 2026

Easy to use

Easy to use and helpful if u have a probkem Reviewed on: 6th July 2026

Good all-round money lender, interest rates are a li...

Good all-round money lender, interest rates are a little high but online with other lenders Reviewed on: 6th July 2026

perfect credit account

perfect credit account, works most places, generous limit and clear repayments. Handy to use alongside their debit card, earning cashback. Good app (for the most part). Multiple zero percent finance options, both pay in 3 and 0% for 4 months. Reviewed on: 6th July 2026

Amazing customer service and also the services they...

Amazing customer service and also the services they offer too. I feel comfortable using PayPal when buying things online. I feel safe as PayPal look after their customers if I were to be victim or any scams Reviewed on: 6th July 2026

Very easy to use, can pay for a variety of products...

Very easy to use, can pay for a variety of products and services, with easy to manage payments Reviewed on: 6th July 2026

Straight forward no nonsense platform

Solid platform always delivers great service love the ease of use I. Terms of purchases and pay in 3 is such a plus to minimise getting in debt whilst budgeting for essential items, Reviewed on: 6th July 2026

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