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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

Pay in 3 is brilliant

Easy to use, pay in 3 helps with big purchases, Incredibly useful Reviewed on: 6th July 2026

I have always had great experience with PayPal and e...

I have always had great experience with PayPal and everything is clear Reviewed on: 6th July 2026

Very easy to use!

Very easy to use! Helps out a lot for big purchases. Reviewed on: 6th July 2026

I have very good experience here doing great jo...

I have very good experience here doing great job i love to stay Reviewed on: 6th July 2026

Pay pal gives me confidence online.

Pay pal gives me confidence online to make safe purchases keeping a buffer between my bank account and any possible scammers. Reviewed on: 6th July 2026

Great service and easy to use.

Great service and easy to use. Everything is made simple and the support when needed is amazing too. Reviewed on: 6th July 2026

Love paypal

PayPal is very user friendly, the pay in 3 ways is amazing and so handy, as well as the virtual card. PayPal is always my go to Reviewed on: 6th July 2026

Just all round the best for buying

Just all round the best for buying Reviewed on: 6th July 2026

Great All Rounder with no downsides

With a good attitude to dealing wwith fraud and easy online access combined with good foreign currency rates makes a winning combination Reviewed on: 6th July 2026

I have been with PayPal over 15 years now and I can...

I have been with PayPal over 15 years now and I can sleep at night knowing my payment transactions are safe and secure. And there customer service is second to none too! Reviewed on: 6th July 2026

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