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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (78161 reviews)

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4.90

Based on 78,161 reviews, last reviewed 20th Apr 2026

2523200% increase in 5 star reviews

in the past 90 days

7400% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Thank you Great. Not great with computers, not a problem as I got to talk with a person, they were understanding and helpful. Thank you Reviewed on: 20th April 2026

Latest lowest rating:

1

No way to reduce the credit limit, once your locked... No way to reduce the credit limit, once your locked in that's it! Reviewed on: 20th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (78161)

Excellent customer service when o had an issue with...

Excellent customer service when o had an issue with my account. Reviewed on: 6th April 2026

Very good for anything you want and you can use PayP...

Very good for anything you want and you can use PayPal everywhere Reviewed on: 6th April 2026

Perfect blend of efficiency, service & ease of use.

Perfect blend of efficiency, service & ease of use. Peace of mind for online purchases & flexible repayment options. In a confusing digital world it’s great to have a constant, reliable platform to have your back online. Reviewed on: 6th April 2026

No fuss.

No fuss. Able to access credit and kept informed of account balance, payments and relevant activities and offers. Attractive rates. Reviewed on: 6th April 2026

Please work on your customer service

I have been a victim of scam and even reported it to PayPal customer service. No one answered me and I don't know if any action has been taken for it or not. Reviewed on: 6th April 2026

Makes things easy

I am satisfying with the services from PayPal Reviewed on: 6th April 2026

seamless and problem free every time , never had in...

seamless and problem free every time , never had in issue with paypal . Reviewed on: 6th April 2026

Simple to use app that is easy to navigate.

Simple to use app that is easy to navigate. Comprehensive range of finance services, particularly the pay in 3 Reviewed on: 6th April 2026

Use PayPal credit often, it has allowed me to buy th...

Use PayPal credit often, it has allowed me to buy things that I otherwise couldn’t and spread the cost Reviewed on: 6th April 2026

Can't fault Paypal, I'd like to, since I'm not gener...

Can't fault Paypal, I'd like to, since I'm not generally a fan of large financial corporations, but there's nothing bad to say. Customer service is quick and efficient, and I get a free 0% credit line, that's insane. Reviewed on: 6th April 2026

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