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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50804 reviews)

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4.91

Based on 50,804 reviews, last reviewed 24th Aug 2025

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal is great for quick payments and easy credit i... PayPal is great for quick payments and easy credit if needed Reviewed on: 24th August 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience.

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PayPal PayPal Credit reviews (50804)

Found it easy to use

Found it easy to use and straightforward compared to other apps Reviewed on: 11th June 2024

I like the fact i can share repayments over 3/4 mont...

I like the fact i can share repayments over 3/4 months without interest rate Reviewed on: 11th June 2024

excellent

very good in all side. easy for my online check out. and good in security conciousness Reviewed on: 11th June 2024

Very happy whit the app and customer service

Very happy whit the app and customer service Reviewed on: 11th June 2024

Simple and convenient

Simple to setup, easy to use and no hidden charges - which is great! Reviewed on: 11th June 2024

Pay using Paypal - the Checkout dream!

Whenever I'm at checkout and see I'm able to use PayPal I'm instantly relived knowing that I can easily afford my purchase and have the option of using paypal credit or pay in 3. Shopping made so much simpler for me.. thank you Reviewed on: 11th June 2024

Very easy to use and very versatile

Very easy to use and very versatile with where to use. Highly recommended Reviewed on: 11th June 2024

So easy to use

Everything is very easy from making a payment to getting credit to make the purchase you want. Such a great app and can do all the things I need to Reviewed on: 11th June 2024

Paypal is there when i needed!

Paypal is there when i needed and the customer service team is helping if i have a problem. Thank you Reviewed on: 11th June 2024

PayPal Credit Review - Excellent

Throughly enjoyed using PayPal credit, excellent platform with a generous credit limit that is regularly reviewed. Great customer service, with support available throughout the day to assist with any queries or problems. Reviewed on: 11th June 2024

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