Write a review

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50804 reviews)

View other PayPal products

4.91

Based on 50,804 reviews, last reviewed 24th Aug 2025

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal is great for quick payments and easy credit i... PayPal is great for quick payments and easy credit if needed Reviewed on: 24th August 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

Read all reviews Write a review

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (50804)

Never had any problems and I'm given a reminder of m...

Never had any problems and I'm given a reminder of monthly payments due Reviewed on: 11th June 2024

Easy and reliable safe me from fraud

I always had a good experience while making payments to family and friends because it’s easy and straightforward no hidden charges. Reviewed on: 11th June 2024

PayPal is very helpful, and flexible.

PayPal is very helpful, and flexible. They have a great customer service and support, very quick response. I will definitely recommend to all my friends. Thanks, Cristi Reviewed on: 11th June 2024

Always been top quality.

Always been top quality. Been using paypal for years wouldn't use anything else Reviewed on: 11th June 2024

Best service ever

Always used, for over 10 years, two different countries and never had any problem. Used for everything in my daily life. Can't live without it. Reviewed on: 11th June 2024

Good Service Levels and Competitive Interest Rates

I have had a PayPal Account for many years I find it to be a very accessible service, competitive rates of interest and easy to use app. The staff are always polite and efficient when you speak with them on the phone and it is good to know they have some UK based staff. Reviewed on: 11th June 2024

Good Credit £ safe and effective respective

Good Credit £ safe and effective respective Reviewed on: 11th June 2024

It’s exactly what I need from a credit provider

It’s exactly what I need from a credit provider Reviewed on: 11th June 2024

Simple and efficient to use.

Simple and efficient to use. Easy to contact if need of assistance. Only flaw would be how long it takes for them to take a payment. Reviewed on: 11th June 2024

PayPal way should be the only way to pay!

PayPal always my choice of payment, easy, secure and great rates!! Reviewed on: 11th June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from HSBC 2.94 from 116 reviews
Gold Credit Card
from American Express 4.58 from 24 reviews
Platinum credit cards
from Barclaycard 3.87 from 313 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.93 from 22351 reviews
Payment Provider
from PayPal 4.91 from 3599 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub