Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 181,153 reviews, last reviewed 21st Sep 2026
62% decrease in 5 star reviews
in the past 90 days
49% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026
Glebs D's avatar
Glebs D

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181153)

Quick and easy to use , be useful for monthly update...

4
Quick and easy to use , be useful for monthly updates on how to lower cost Reviewed on: 6th July 2026

I love the simplicity and how accurate the app is...

5
I love the simplicity and how accurate the app is Reviewed on: 6th July 2026

Perfect app for all finance online and now through A...

5
Perfect app for all finance online and now through Apple pay Reviewed on: 6th July 2026

I love PayPal.

5
I love PayPal. It’s extremely flexible and is a great way to pay for things. Reviewed on: 6th July 2026

Always quick and secure transaction when needed

5
Always quick and secure transaction when needed Reviewed on: 6th July 2026

PayPal is great, their customer service is terrible...

5
PayPal is great, their customer service is terrible but as long as you do not need help, their services are awesome Reviewed on: 6th July 2026

PayPal credit is the best fall-back.

5
It is comforting to know that PayPal credit is the best fall-back whilst they got your back. Reviewed on: 6th July 2026

brilliant app

5
Never have a problem except the pal pal extra card I dont know how it works to be fair but o love the app Reviewed on: 6th July 2026

Satisfaction.

5
Provides you with reassurance that your purchases are safe, and that PayPal have your best interest at heart.. Reviewed on: 6th July 2026

competitive, easy to use, incredible customer service

5
Paypal is very competitive. I personally use it for its ease of use and incredible costumer service. Reviewed on: 6th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 101307 reviews
    PayPal
  • Payments

    from PayPal 4.72 from 3854 reviews
    PayPal
  • Credit card

    from PayPal 4.66 from 126 reviews
    PayPal
    View all products