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PayPal: PayPal Credit reviews

4.90
Based on 78,021 reviews, last reviewed 20th Apr 2026
2510000% increase in 5 star reviews
in the past 90 days
7300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Best money app. Never had the problem with PayPal, fast transfers, app easy and clear in use, great offers like PayPal pay in 3/PayPal credit/PayPal+. Highly recommen... Read more Reviewed on: 20th April 2026
Krzysztof's avatar
Krzysztof

Latest lowest rating:

1

I wanted to cancel automatic top ups, they have made... I wanted to cancel automatic top ups, they have made it so difficult. I wanted to speak to someone, nope no human, only ai as customer service that ca... Read more Reviewed on: 20th April 2026
Natasha's avatar
Natasha

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (78021)

Been a great credit provider and easy to navigate pa...

5
Been a great credit provider and easy to navigate payments and changes Reviewed on: 6th April 2026

Never had a problem, really good to have different p...

5
Never had a problem, really good to have different payment options Reviewed on: 6th April 2026

Anthony Manswered quickly

5
Staff always attentive call always answered quickly and they actually listen Reviewed on: 6th April 2026

Paypal and me

5
Love Paypal, very easy to use and a great way to purchase. Paypal has made paying for purchases much easier with the different options for paying back. Also having security if things go wrong and various ways of using Paypal with its recent addition of cards. Reviewed on: 6th April 2026

Well done, thank you

5
Very easy to use for shopping. And if you need a little extra help it is always there Reviewed on: 6th April 2026

PayPal Credit and Pay in 3

5
I had PayPal linked to my current account for year but I have recently discovered the PayPal Credit and Pay in 3 features which I have found so convenient. They provide good value for money as they are 0% and are helpful as I can pay them off over a period of time. Reviewed on: 6th April 2026

Excellent service throughout .

5
Excellent service throughout . No problems and I use PayPal weekly Reviewed on: 6th April 2026

Easy to use and safe lets you know exactly what you...

5
Easy to use and safe lets you know exactly what you are spending and where Reviewed on: 6th April 2026

Easy, safe and convenient - Recommended.

5
Easy and safe access to extra funds and convenient option for payments. Reviewed on: 6th April 2026

It’s the best

5
Very good and quick service and easy to use Reviewed on: 6th April 2026

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