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PayPal: PayPal Credit reviews

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4.90
Based on 77,951 reviews, last reviewed 20th Apr 2026
2503600% increase in 5 star reviews
in the past 90 days
7300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very handy when i need to spend big. Very handy when i need to spend big and split payment. Reviewed on: 20th April 2026
Maztee's avatar
Maztee

Latest lowest rating:

1

I wanted to cancel automatic top ups, they have made... I wanted to cancel automatic top ups, they have made it so difficult. I wanted to speak to someone, nope no human, only ai as customer service that ca... Read more Reviewed on: 20th April 2026
Natasha's avatar
Natasha
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (77951)

A very reliable app

5
Safe and reliable means of making payments Reviewed on: 6th April 2026
Cynthia O's avatar
Cynthia O

Great help whenever I’ve had an issue

4
Whenever I have had an issue, PayPal has really tried to help out, and got me my money back when things have gone a little bit awry, however the only thing that would be easier would be actually seeing money coming in, it would make it much easier if there was someway to see that, and sometimes it’s a little slow in updating Paypal Credit and three month plans, however on the whole I would say that Paypal has been excellent Reviewed on: 6th April 2026
Jade's avatar
Jade

Excellent web interface, hard to beat 4 months zero...

5
Excellent web interface, hard to beat 4 months zero interest offers Reviewed on: 6th April 2026
Eugene M's avatar
Eugene M

I've been using PayPal for years, great service thro...

5
I've been using PayPal for years, great service throughout especially with protection against purchases. Their credit function is also great giving ways to potentially split or spread payments across different methods. Reviewed on: 6th April 2026
Fackreformers's avatar
Fackreformers

Always easy and straightforward with payment reminders

5
Always easy and straightforward with payment reminders Reviewed on: 6th April 2026
Stewart R's avatar
Stewart R

I have used PayPal for years, excellent

5
I have used PayPal for years, excellent Reviewed on: 6th April 2026
M Anwar's avatar
M Anwar

I've been a PayPal member for a good number of years...

5
I've been a PayPal member for a good number of years now and I've always find PayPal reliable, secure and convenient, I would and I have recommended PayPal to friends and family and will continue to do so... fantastic !! Reviewed on: 6th April 2026
rebecca s's avatar
rebecca s

Best way to pay by finance if you are in...

5
Best way to pay by finance if you are in a pinch Reviewed on: 6th April 2026
Kieran Unwin 's avatar
Kieran Unwin

Very easy transactions and excellent credit facility...

5
Very easy transactions and excellent credit facility, very fare and honest Reviewed on: 6th April 2026
Michael s's avatar
Michael s

PayPal forever

5
I pay with PayPal whenever I can - especially on-line purchases - it makes me feel secure in the knowledge that if something is amiss - I have the expertise of PayPal behind with me - helping me. Reviewed on: 6th April 2026
June C's avatar
June C

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