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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (175919 reviews)

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4.73

Based on 175,893 reviews, last reviewed 10th Jul 2026

1298% increase in 5 star reviews

in the past 90 days

1240% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is good and reliable and they act as professi... PayPal is good and reliable and they act as professionals they also serve customers in excellence and always standby to help in-terms of difficulty an... Read more Reviewed on: 10th July 2026

Latest lowest rating:

1

Shockingly bad..but they get away with it I have had reason to complain to the Financial Ombudsman regarding this company. Their attitude is we won't follow instructions and when things go wro... Read more Reviewed on: 10th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (175926)

PayPal credit is easy to use and manage and I've nev...

PayPal credit is easy to use and manage and I've never had an issue with it. Reviewed on: 6th July 2026

Great when you can pay over a period of time

I’ve found it very helpful when I’ve needed something and been able to pay over a period of time. It’s easy to apply and get an immediate answer whether you are suitable to have credit. If it’s paid in time you don’t pay any interest. Reviewed on: 6th July 2026

Pay Pal credit provides an excellent service.

Pay Pal credit provides an excellent service. It's hassle free and straightforward to use. Reviewed on: 6th July 2026

Good Choice.

It's a very useful and convenient service which I have used frequently Reviewed on: 6th July 2026

Great product and safety barrier when buying product...

Great product and safety barrier when buying products online. Reviewed on: 6th July 2026

Very very good customer care I only use PayPal on a...

Very very good customer care I only use PayPal on all online transactions if the seller doesn’t have PayPal I don’t do any business with them Reviewed on: 6th July 2026

Been using paypal credit for a long time.

Been using paypal credit for a long time. Always taking care I can pay it off….. easy to use ….. better to pay it off as soon as possible…. like other credit options! Reviewed on: 6th July 2026

Using paypal crdit for about 4 years now, never had...

Using paypal crdit for about 4 years now, never had a problem and good acceptance for online shopping. Excallent experiance Reviewed on: 6th July 2026

Great all round loven the new paypal card

Great all round loven the new paypal card Reviewed on: 6th July 2026

Flexible and clear payment options, great support

Very easy to navigate the website for payment options and information. PayPal options are also generally clearly displayed on retailers payment pages to give you flexible and easy to understand options. Choose between PayPal debit, payment in three, 0% for 4 months or longer credit options. Great points rewards too to spend at a later date. Reviewed on: 6th July 2026

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