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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

Helpful, Safe and Convenient

PayPal is the most convenient and safe way to pay for things online. Their pay in three has been particularly helpful. Reviewed on: 6th July 2026

Great for money especially 0%

Great for money 0% especially plus there is always the credit side. Good experience lending and payment back. Reviewed on: 6th July 2026

PayPal has helped me massively.

PayPal has helped me massively.paying this way means I can get things when I need them and speed the payments so I don’t have a larger cost all at once.i have used it when I have needed household items as well as birthday/Christmas gifts for family. Reviewed on: 6th July 2026

Ten out of ten

Very easy and efficient service have used for years and have never had any issues. I love the many options available for payments and how easy it is to transfer money. I will be using PayPal and encouraging friends and family to use it forever Reviewed on: 6th July 2026

Easy to use.

Easy to use. I have confidence in PayPal. I know my money is safe and that payments have gone through. Plenty of info on upcoming payments Reviewed on: 6th July 2026

Very good service i like PayPal very much all online...

Very good service i like PayPal very much all online payment Reviewed on: 6th July 2026

Overall good.

Overall good. Communicate well. Easy to use. Reviewed on: 6th July 2026

Paypal easy and hasstle free.

I have used paypal to purchase things immediately, over 3 months and over 4 months, i have never had an issue. Reviewed on: 6th July 2026

Always happy to buy with Paypal.

Always happy to buy with Paypal. Feel safety and protected. Reviewed on: 6th July 2026

Super useful

PayPal provide ease of use on all formats. They have excellent customer service. Easy to contact and very helpful. Reviewed on: 6th July 2026

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