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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (77925 reviews)

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4.90

Based on 77,925 reviews, last reviewed 20th Apr 2026

2501000% increase in 5 star reviews

in the past 90 days

7300% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Very user friendly. Very user friendly. Rewards are really good. Reviewed on: 20th April 2026

Latest lowest rating:

1

I wanted to cancel automatic top ups, they have made... I wanted to cancel automatic top ups, they have made it so difficult. I wanted to speak to someone, nope no human, only ai as customer service that ca... Read more Reviewed on: 20th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (77925)

My Pal the Paypal credit service.

So easy to buy transitions go through security and so speedy but safe , Reviewed on: 6th April 2026

It’s a very easy to use easy to use

It’s a very easy to use very helpful I would recommend it Reviewed on: 6th April 2026

I called customer service because I wasn't sure if I...

I called customer service because I wasn't sure if I'd set up my pay in 4 correctly, they checked and confirmed I had in no time Reviewed on: 6th April 2026

Why can't all banks be like PayPal?

Apps have behaved flawlessly. Security levels have never made me feel at all concerned. I had one occasion to speak to customer services and the process was prompt and professional. Reviewed on: 6th April 2026

Quick and easy to make purchases

Quick and easy to make purchases Reviewed on: 6th April 2026

great flexible credit options,

great flexible credit options, a great way to spread the cost of larger purchases. Reviewed on: 6th April 2026

It’s a very safe system to use with the benefit of t...

It’s a very safe system to use with the benefit of the protected purchasing Reviewed on: 6th April 2026

sending money abroad

i need to send money to a friend in usa & find it cheaper & easier with paypal Reviewed on: 6th April 2026

Keeps things simple.

I've found the repayment arrangements & keeping track of my outstanding balance to be pretty straightforward. Reviewed on: 6th April 2026

Works for me

I have had a straight forward process from start to finish with your product and services The benefits of using credit allow me to be more flexible with my money. Life tends to throw curveballs and unexpected costs occur. The cost of living is at record highs which is making buying luxury items difficult for many people to afford. PayPal credit takes away cost worries. Reviewed on: 6th April 2026

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