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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

PayPal is my rest of mind.

PayPal is my rest of mind.it give me a sense of belonging. It involves me in making decisions and growing a subtle awareness of your finances. A secured financial structure base for me. Reviewed on: 6th July 2026

Flexible and easy

In the past I have had bad debt and struggled to make payments when I have had credit cards or payday loans. Since I sorted myself I have discovered PayPal credit it is flexible, easy to understand and I have managed to not get myself in trouble since. Reviewed on: 6th July 2026

Best app ever

Best app ever straight forward and user friendly been Paypal user for over 15 years Reviewed on: 6th July 2026

Highly recommend. Take a look

Excellent service and detailed. Easy to understand virtual card is a bonus don't have to carry cards around with me can pay everything through my mobile. Also have time to pay no interest for 4 months. Awesome. Highly recommend having a look Reviewed on: 6th July 2026

Quick easy and pain free

Quick easy and pain free also no adverse credit checks - not had any issues and is good to have for online shopping Reviewed on: 6th July 2026

It's always a smooth experience with PayPal but mana...

It's always a smooth experience with PayPal but managing my online account is difficult but it doesn't guide clearly when I have to do a payment or to check my balance. Reviewed on: 6th July 2026

Great system

Fast withdrawals. Cheap fees. Clean interface. Reviewed on: 6th July 2026

I have used paypal credit now for many years

I have used paypal credit now for many years it has always worked for and I have always been able to use it at point of purchase really easily within my predetermined credit limit Thank you PayPal Reviewed on: 6th July 2026

Very fair options for credit I find it suitable to f...

Very fair options for credit I find it suitable to fit my needs some time I use pay in 3 instalments some times I get interest free more time to pay really helpful and now that I can pay with card to any retail I will prefer PayPal over any bank Reviewed on: 6th July 2026

Very easy to use and interest free option very helpful.

Very easy to use and interest free option very helpful. Reviewed on: 6th July 2026

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