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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (175973 reviews)

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4.73

Based on 175,893 reviews, last reviewed 10th Jul 2026

1298% increase in 5 star reviews

in the past 90 days

1240% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is good and reliable and they act as professi... PayPal is good and reliable and they act as professionals they also serve customers in excellence and always standby to help in-terms of difficulty an... Read more Reviewed on: 10th July 2026

Latest lowest rating:

1

Shockingly bad..but they get away with it I have had reason to complain to the Financial Ombudsman regarding this company. Their attitude is we won't follow instructions and when things go wro... Read more Reviewed on: 10th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (175978)

Spend With COnfidence!

Great credit offers and buyer safety assured. What more can one ask? Reviewed on: 6th July 2026

I have always found PayPal customer service to be ea...

I have always found PayPal customer service to be easy to deal with and they have been helpful and able to resolve any issues. Reviewed on: 6th July 2026

Simple, Reliable, and So Helpful

PayPal Credit has honestly been so helpful for me. It’s really easy to use, I’ve never had any issues, and everything has always gone smoothly. Having that extra flexibility when I need it has made a real difference, and managing my account couldn’t be simpler. It’s a service I genuinely trust, and I’d definitely recommend it to anyone looking for a reliable and stress-free way to spread the cost of purchases. Reviewed on: 6th July 2026

Who can you trust more

Having been a customer for a few years, whenever ive had any enquiries about my credit account, theyve always been happy enough to take the time to talk me through anything I was unsure about. Not sure I'd be willing to trust any other online credit provider... PayPal have proven themselves trustworthy with retailers, and more than trustworthy with me for both the credit facility as well as the preexisting payment service. What i really appreciate, is the extra security options available such as the OTPs that I can set as standard on top of my UserID/email and password to gain access to my account Reviewed on: 6th July 2026

I feel safe using the PayPal app

I feel safe using the PayPal app Reviewed on: 6th July 2026

Very good, easy purchasing, good payment options.

Very good, easy purchasing, good payment options. Reliable and trustworthy company. No issues so far. Helpful having a physical credit card for the credit account that I can use. Easy to set up direct debit Reviewed on: 6th July 2026

Timely help if you use it efficiently

Timely help if you use it efficiently Reviewed on: 6th July 2026

Well done.

Well done. Accurate, reliable, fast, secure transaction. Reviewed on: 6th July 2026

First class product

Absolutely first class product - excellent experience using them, easy to use on any platform Reviewed on: 6th July 2026

Help in paying

Its been a real help buying things and paying for things i vouldnt afford at the time. Reviewed on: 6th July 2026

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