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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

Easy to use

Every aspect has been easy to use, credit and pay in three is great. Customer services were helpful abd efficient when required. Reviewed on: 6th July 2026

I have had Two problems before and they sorted it ve...

I have had Two problems before and they sorted it very quickly Reviewed on: 6th July 2026

PayPal are very good company to deal with

PayPal are very good if got any problems with sellers or disputes and PayPal credit is also very handy I use PayPal credit all the the especially for things for my car and bookings holidays, and if any problems PayPal there to help you sort it out Reviewed on: 6th July 2026

Amazing benefits and service

I think PayPal is great and a really convenient way of paying, especially for larger purchases with the pay in 3. The card is a really good idea to help build points and convert to money off purchases etc. the downside is charging interest on the PayPal credit balance which didn’t happen before. Reviewed on: 6th July 2026

5 Star Overall

Easy to use App, available on most online stores to checkout, easy payment system, great that they have added a credit card that connects to your account to use anywhere, great value. Reviewed on: 6th July 2026

It works, never had any kind of problems

It works, never had any kind of problems Reviewed on: 6th July 2026

I like the flexibility

I like the flexibility it gives me to pick up bits as I need them, I do wish it would warn you if the credit limit will breach when the interest get added like a warning that you are within this threshold before it goes over but its defiantly not an everyday occurance Reviewed on: 6th July 2026

Love that I can buy now pay in 4 months very trustwo...

Love that I can buy now pay in 4 months very trustworthy and good customer service Reviewed on: 6th July 2026

Loyal customer

I have been a PayPal customer for many years and can honestly say I've never had any issues with them whatsoever any queries or issues have been sorted quickly with good customer service, highly recommended Reviewed on: 6th July 2026

Great facility for spreading costs easy to use, grea...

Great facility for spreading costs easy to use, great customer service Reviewed on: 6th July 2026

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