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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50804 reviews)

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4.91

Based on 50,804 reviews, last reviewed 24th Aug 2025

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal is great for quick payments and easy credit i... PayPal is great for quick payments and easy credit if needed Reviewed on: 24th August 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience.

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PayPal PayPal Credit reviews (50804)

Super simple !

It’s so simple too use and there are no hidden figures. Makes some of those big purchases so much easier Reviewed on: 11th June 2024

Makes purchasing easier

Made purchasing easier, without hassle Reviewed on: 11th June 2024

Covered by any fraudulent transactions

PayPal provide protection against any fraudulent transactions- I had one a couple of years ago and PayPal raised an investigation and I got my money back! Reviewed on: 11th June 2024

Good in flexible methods of interest free payments h...

Good in flexible methods of interest free payments help me with spread out my expenses..It's empowering my purchase power . Reviewed on: 11th June 2024

The pay in 3 interest free payments feature is great...

The pay in 3 interest free payments feature is great Reviewed on: 11th June 2024

Transactions are always transparent, and I love that...

Transactions are always transparent, and I love that I can pay in various ways Reviewed on: 11th June 2024

You can use PayPal for so many outlets

You can use PayPal for so many outlets Reviewed on: 11th June 2024

Great service

Very easy to use and helpful to spread out the cost of purchases Reviewed on: 11th June 2024

The best

The best ever. I have never had such a marvellous experience. Reviewed on: 11th June 2024

Interest free shopping

Think being able to have a 4 month interest free period on purchases is great which gives me time to clear my balance without incurring additional fees and interest Reviewed on: 11th June 2024

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