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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (176020 reviews)

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4.73

Based on 175,893 reviews, last reviewed 10th Jul 2026

1298% increase in 5 star reviews

in the past 90 days

1240% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is good and reliable and they act as professi... PayPal is good and reliable and they act as professionals they also serve customers in excellence and always standby to help in-terms of difficulty an... Read more Reviewed on: 10th July 2026

Latest lowest rating:

1

Shockingly bad..but they get away with it I have had reason to complain to the Financial Ombudsman regarding this company. Their attitude is we won't follow instructions and when things go wro... Read more Reviewed on: 10th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (176021)

Excellent experience love to use PayPal

Excellent experience love to use PayPal Reviewed on: 6th July 2026

It’s just like any other credit card

It’s just like any other credit card Reviewed on: 6th July 2026

Paypal credit allows me to buy things

Paypal credit allows me to buy things I could not afford in 1 go, I can pay interest free within the agreed timescale. Reviewed on: 6th July 2026

Excellent paypal...

I have always had a great experience and when there’s a problem thee always there to help Reviewed on: 6th July 2026

A pain trying to pay a bill won’t be using...

A pain trying to pay a bill won’t be using again Reviewed on: 6th July 2026

I wouldn't had what I have bought with PayPal Help e...

I wouldn't had what I have bought with PayPal Help especially PayPal in 3 Reviewed on: 6th July 2026

Have been using PayPal credit for years now.

Have been using PayPal credit for years now. And it’s been easy and straight forward to use. The 4 month 0% option is great option. Also the app is very convenient and easy to use, Especially for online purchases. Reviewed on: 6th July 2026

Pay pall pay in 3 is a handy feature and kan make bi...

Pay pall pay in 3 is a handy feature and kan make bigger purchases not as bad. Reviewed on: 6th July 2026

Very good servivce I've had no problems since using...

Very good servivce I've had no problems since using paypal Reviewed on: 6th July 2026

Ease of use

Paypal is easy to use and very clear with their consumer help. The website is clear and easy to navigate. Reviewed on: 6th July 2026

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