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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50804 reviews)

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4.91

Based on 50,804 reviews, last reviewed 24th Aug 2025

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal is great for quick payments and easy credit i... PayPal is great for quick payments and easy credit if needed Reviewed on: 24th August 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50804)

Easy, convenient and clear about payments.

Easy, convenient and clear about payments. Will use again in the future Reviewed on: 11th June 2024

Never had a problem with them

Never had a problem with them always good service Reviewed on: 11th June 2024

PayPal is a very useful and convenient way of paying...

PayPal is a very useful and convenient way of paying for products and services and definitely suits the current modern day systems that we have to live with in terms of speed and accuracy Reviewed on: 11th June 2024

What can I say it’s Best when ever I spread happened...

What can I say it’s Best when ever I spread happened straight Reviewed on: 11th June 2024

Never had a problem with Pay Pal it’s a great app fo...

Never had a problem with Pay Pal it’s a great app for money management and transferring and transactions. PayPal credit has been a godsend for someone like me who struggles to keep afloat, even though you do need to pay back it’s been very helpful. Reviewed on: 11th June 2024

Any issues I've had was sorted out in no time, and g...

Any issues I've had was sorted out in no time, and get good information when needed the 4 or 3 months credit helps you out in times it's needed Reviewed on: 11th June 2024

I used PayPal credit to pay for my car insurance.

I used PayPal credit to pay for my car insurance. PayPal provided 6 months interest free to pay this and I received a £25 voucher off Reviewed on: 11th June 2024

It’s been an amazing experience

Since joining the PayPal payment platform over ten years ago, it’s been an amazing experience indeed. PayPal offers online payment security that’s light years ahead of others. PayPal credit has also been a lifesaver with its amazingly competitive interest rate. Additionally, PayPal’s interest-free pay in 3 offering gives me a lot of breather as it enables me to split some payments into 3. Reviewed on: 11th June 2024

Easy to use, gives enough time to payback

Easy to use, gives enough time to payback Reviewed on: 11th June 2024

I think it’s just great, I keep telling my friends t...

I think it’s just great, I keep telling my friends to join PayPal! Reviewed on: 11th June 2024

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