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PayPal: PayPal Credit reviews

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4.90
Based on 77,856 reviews, last reviewed 20th Apr 2026
2494900% increase in 5 star reviews
in the past 90 days
7200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Eazy to apply - operationally functional Eazy to apply - operationally functional Reviewed on: 20th April 2026
Arinze n's avatar
Arinze n

Latest lowest rating:

1

A great and useful application and easy for people t... A great and useful application and easy for people to deal with Reviewed on: 19th April 2026
Adnan M's avatar
Adnan M
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (77856)

Easy and reliable service

5
PayPal Credit has been very convenient and easy to use. The process is smooth, payments are flexible, and everything is clearly managed in one place. It’s helped me stay organised with my purchases and I’ve had a positive experience overall. Reviewed on: 6th April 2026
Silvia F's avatar
Silvia F

So far I am very happy with using my paypal credit.

5
So far I am very happy with using my paypal credit. Reviewed on: 6th April 2026
Lukman's avatar
Lukman

Reliable and Convenient Online Payment Service.

5
I’ve been using PayPal for quite some time now, and overall my experience has been very positive. The platform is easy to use, secure, and makes sending or receiving money incredibly convenient. I especially appreciate how quickly transactions are processed and how widely accepted PayPal is for online payments. Reviewed on: 6th April 2026
MARIA W's avatar
MARIA W

I’m so happy with PayPal.

5
I’m so happy with PayPal. I believe the app could be a bit more user friendly Reviewed on: 6th April 2026
steve S's avatar
steve S

Easy to use.

5
Easy to use. The interest free period is great Reviewed on: 6th April 2026
Karen S's avatar
Karen S

I love it .

5
I love it . It’s seemsles and easy to use. Easy setup and quick access Reviewed on: 6th April 2026
Babs's avatar
Babs

First time using PayPal credit.

5
First time using PayPal credit. Went everything smooth so far. Hope future experience is always smooth and trouble free. Reviewed on: 6th April 2026
Malik's avatar
Malik

helpful and knowledgeable

5
Any problems or issues they are so helpful and sort things out right away and know what they are doing so give proper advice to stop you from worry and stress Reviewed on: 6th April 2026
Jacqueline 's avatar
Jacqueline

PayPal lets you choose

5
I like the different choices of how to get credit and pay it back I love the app so you can keep track of your different types of credit you have and how much you owe and what your payment options are it’s very convenient and if you have a problem you get a human on your he phone who understands your queries and you can understand the choices they give you Reviewed on: 6th April 2026
Suezyque's avatar
Suezyque

Preferred safe payment for all online purchases

5
Preferred safe payment for all online purchases Reviewed on: 6th April 2026
Jenna P's avatar
Jenna P

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