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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50804 reviews)

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4.91

Based on 50,804 reviews, last reviewed 24th Aug 2025

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal is great for quick payments and easy credit i... PayPal is great for quick payments and easy credit if needed Reviewed on: 24th August 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50804)

Very professional

Very professional will always use PayPal if available!! Reviewed on: 11th June 2024

The best experience, I had used it to pay for flight...

The best experience, I had used it to pay for flight ticket and the 3 months repayment plans was wonderful Reviewed on: 11th June 2024

Excellent and very safe way to buy anything

Excellent and very safe way to buy anything Reviewed on: 11th June 2024

Easy to use, for paying for items and for others.

Easy to use, for paying for items and for others. Payments made to clear balance easy too. Reviewed on: 11th June 2024

I’m PayPal user a long time.

I’m PayPal user a long time, since this haven’t got credit, it was easy and safe to use. Now with credit it’s the best option to have, It is not expensive as well. The 4 months to pay without interest is a cherry on the cake. Reviewed on: 11th June 2024

I love PayPal credit because of very low interest

I love PayPal credit because of very low interest Reviewed on: 11th June 2024

Safe & secure payment method

Have been using PayPal for as long as I remember and it is a secure payment system for me. Reviewed on: 11th June 2024

Such an easy app to use, I love the pay in 3 it come...

Such an easy app to use, I love the pay in 3 it comes in so handy especially as a single mum getting things for the kids. The PayPal credit is also such a helpful thing to have especially during the cost of living crisis Reviewed on: 11th June 2024

Excellent terms and conditions.

Excellent terms and conditions. Accepted almost universally with good buyer protection. Reviewed on: 11th June 2024

Easy to use ,fair, and layed out easy to explain.

Easy to use ,fair, and layed out easy to explain. Reviewed on: 11th June 2024

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