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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

Great service through out the years I've used them n...

Great service through out the years I've used them now with the added bonus of a physical card to use anywhere Reviewed on: 6th July 2026

Easy to use & handy

Easy to use & the 0% interest for 4 months is so handy Reviewed on: 6th July 2026

Excellent!!

My encounters with PayPal have been excellent; I can conveniently make online purchases for necessities such as apparel, electronics, and presents for my family. Reviewed on: 6th July 2026

Never had any problems if I have contacted them abou...

Never had any problems if I have contacted them about anything it's always been resolved quickly . Reviewed on: 6th July 2026

Abysmal and you dont listen

Ive called you for the past 4 months about the same thing and it continues the same old thing every month absolutely abysmal. Reviewed on: 6th July 2026

Paypal makes life easy

Great easy way to pay available via most merchants and saves having to enter card details. Time saving and simple. Reviewed on: 6th July 2026

Easy to use and you can spread the costs, interest f...

Easy to use and you can spread the costs, interest free for four months. Reviewed on: 6th July 2026

Safe and simple

I truly believe PayPal is the easiest but safest way to spend and track my money I have 100% confidence in them. Reviewed on: 6th July 2026

PayPal is a easy and secure way to pay

Making a payment through PayPal is easy and I feel secure in the transaction which is very important to me. PayPal is acceptable in .most places online and the option to pay on 3 instalments is very useful for more expensive items. Reviewed on: 6th July 2026

Great customer service

Paypal has been excellent when I have experienced issues with sellers. Reviewed on: 6th July 2026

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