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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (176044 reviews)

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4.73

Based on 175,893 reviews, last reviewed 10th Jul 2026

1298% increase in 5 star reviews

in the past 90 days

1240% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is good and reliable and they act as professi... PayPal is good and reliable and they act as professionals they also serve customers in excellence and always standby to help in-terms of difficulty an... Read more Reviewed on: 10th July 2026

Latest lowest rating:

1

Shockingly bad..but they get away with it I have had reason to complain to the Financial Ombudsman regarding this company. Their attitude is we won't follow instructions and when things go wro... Read more Reviewed on: 10th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (176052)

I use it when it's 0% Apr mostly because it makes th...

I use it when it's 0% Apr mostly because it makes the most sense rather than pay in full or with interest Reviewed on: 6th July 2026

Safe and trustworthy

Very safe and reliable all my transactions I feel safe whenever using PayPal Reviewed on: 6th July 2026

paypal is easy and convenient to use.

paypal is easy and convenient to use. Links well to payments and offers good interest free options plus time to pay Reviewed on: 6th July 2026

Excellent service very quick and easy through the app

Excellent service very quick and easy through the app Reviewed on: 6th July 2026

My go to finance provider, 5 star service

Excellent services, finance with a range of options to suit your purchase requirements along with peace of mind via PayPal protection. Reviewed on: 6th July 2026

Fast, Secure and Easy to Use

I've been using PayPal for a long time, and it's always been a reliable way to send and receive money. The platform is easy to use, transactions are usually fast, and I appreciate the extra layer of security when shopping online. Customer support has also been helpful whenever I've needed assistance. Overall, PayPal is a trustworthy service that makes online payments simple and convenient. I would definitely recommend it to anyone looking for a secure payment platform. Reviewed on: 6th July 2026

I’ve used PayPal for both business and personal use...

I’ve used PayPal for both business and personal use and it’s been a. Game changer with ease of collecting payment from customers. I’ve also utilised the credit facility which has been good value and easy to use Reviewed on: 6th July 2026

Great service with offers available a

Great service with offers available a Reviewed on: 6th July 2026

Very easy to use app

Very easy to use app. Easy to get credit and easy to pay. Would recommend to friends and family. Reviewed on: 6th July 2026

excelent service good customer service

excelent service good customer service Reviewed on: 6th July 2026

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