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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

Excellent service.

Excellent service. Very easy to use Reviewed on: 6th July 2026

PayPal has given me the peace of mind that I can pur...

PayPal has given me the peace of mind that I can purchase something and pay it off in a extremely easy way given me as a customer more power with my purchases, knowing I can spend without worrying about it and spreading the payments over team, they customer service support is excellent I would recommend everyone use PayPal instead of the high street banks Reviewed on: 6th July 2026

Easy and excellent to use

Easy and excellent to use .. makes life more easy Reviewed on: 6th July 2026

Everything is very straightforward and well explain.

Everything is very straightforward and well explain. Reviewed on: 6th July 2026

Excellent

Always easy and great offers available for buy now pay later. Very convenient. Reviewed on: 6th July 2026

Had some problems with my account.

Had some problems with my account. Phoned them and they very professional about everything. Reviewed on: 6th July 2026

Paypal is a nice easy where to handle, transfer betw...

Paypal is a nice easy where to handle, transfer between friends and businesses. and make purchases Reviewed on: 6th July 2026

Good with a chance to be great

pay in 4 is a good option and very reasonable, paypal is easy to use especially when accessing refunds, although the process of taking money out for the payment takes quite awhile Reviewed on: 6th July 2026

The general product is great, what isn’t so great is...

The general product is great, what isn’t so great is the support for existing customers who hit financial difficulties, you seem to just get signposted away and no real help. Reviewed on: 6th July 2026

Easy and secure.

Easy and secure. Payments in one click. Reviewed on: 6th July 2026

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