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PayPal: PayPal Credit reviews

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4.90
Based on 77,633 reviews, last reviewed 19th Apr 2026
2474600% increase in 5 star reviews
in the past 90 days
7000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very easy to use. Very easy to use.Good Service.very . Reviewed on: 19th April 2026
Majen Shrestha's avatar
Majen Shrestha

Latest lowest rating:

1

Paypal Credit - a nightmare of an organisation. Paypal Credit is convenient but extremely fruistrating, On the one hand they offer 4 months interest free credit which allows you to spead the cost of... Read more Reviewed on: 19th April 2026
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Digby
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (77633)

It gives you 2 options to pay

5
You have to options to either use it the traditional way or opt for pay in 3 which lets you pay zero interest Reviewed on: 6th April 2026
Ayo's avatar
Ayo

I have been using PayPal for years I feel safe when...

5
I have been using PayPal for years I feel safe when using it and is my main method of payment for most things - I have recently took out their credit card Reviewed on: 6th April 2026
Charlotte M's avatar
Charlotte M

Easy and user friendly app

5
Easy to apply for credit, reminders for payment and app is user friendly. Compatible with 95% of retailers so able to use it quite frequently. Reviewed on: 6th April 2026
Jdexoxo's avatar
Jdexoxo

PayPal is the best retail provider

5
PayPal is the best retail provider Reviewed on: 6th April 2026
SATEESH R's avatar
SATEESH R

Highly recommend PayPal always there to help.

5
Highly recommend PayPal always there to help.. I have been with them a number of years an hoping to carry on . my go to credit to pay for items as they have my back if something goes wrong . Reviewed on: 6th April 2026
Nejolie p's avatar
Nejolie p

Been with PayPal from the beginning and service has...

5
Been with PayPal from the beginning and service has gone from strength to strength Reviewed on: 6th April 2026
ajrp66@sky.com's avatar
[email protected]

Highly recommended.

4
Highly recommended. Good costumer service Reviewed on: 6th April 2026
Belinia G's avatar
Belinia G

Great product & service

5
I love the range of products from debit card to credit card to pay in three. Also, I can receive payments in various currencies including USD, GBP and EUR Reviewed on: 6th April 2026
Chris K's avatar
Chris K

Very good and easy to use.

5
Very good and easy to use. Accessible for most uses / places. Reviewed on: 6th April 2026
Billy K's avatar
Billy K

Seamless and secure payments

5
PayPal offers a seamless and secure payment experience that makes online transactions incredibly efficient. Its intuitive interface and robust buyer protection provide peace of mind, while the instant transfer speeds and widespread merchant acceptance set the gold standard for digital wallets. Whether you are splitting a bill with friends or managing a business, it remains an indispensable, top-tier financial tool. Reviewed on: 6th April 2026
Lawrence T's avatar
Lawrence T

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