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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50804 reviews)

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4.91

Based on 50,804 reviews, last reviewed 24th Aug 2025

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal is great for quick payments and easy credit i... PayPal is great for quick payments and easy credit if needed Reviewed on: 24th August 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50804)

Simple and straight forward.

Simple and straight forward. With choice around the type of credit. Reviewed on: 11th June 2024

A great payment option, so easy to use.

A great way of making payments and providing short term credit. I've not had a credit card for years but this is a good alternative. Reviewed on: 11th June 2024

It’s been really good experience

It’s been really good experience Reviewed on: 11th June 2024

Easy to use and reliable , I bought a products from...

Easy to use and reliable , I bought a products from Germany and used the PayPal service as a security transaction went very smoothly. Reviewed on: 11th June 2024

easy to use.

Really easy to use and manage. The 4 months interest free to spread costs is really useful. Reviewed on: 11th June 2024

The right friend at the right time

Since I have a PayPal credit I am more related whenever I need to use it because it gives me enough time to payback without any interest added and the protection offered is gives me the sense of security in any purchase I make. Reviewed on: 11th June 2024

Very good experience I like that company it’s easy...

Very good experience I like that company it’s easy to use Reviewed on: 11th June 2024

Never had a problem.

Never had a problem. Anything needs sorting done quickly and efficiently Reviewed on: 11th June 2024

So easy to use.

So easy to use. Love pay in three and paypal credit. Reviewed on: 11th June 2024

Excellent service.

Excellent service. I don't have any issue. Reviewed on: 11th June 2024

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