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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (77245 reviews)

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4.90

Based on 77,245 reviews, last reviewed 19th Apr 2026

2438300% increase in 5 star reviews

in the past 90 days

6900% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Always a pleasant experience. Always a pleasant experience. Quick and easy to use. Would highly recommend do others. Reviewed on: 19th April 2026

Latest lowest rating:

2

Not transparent at all. Not transparent at all. Vague statements, suspicious disconnects from customer support, Reviewed on: 19th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (77245)

Brilliant

Always feel safe using pay pal, so convenient Reviewed on: 6th April 2026

So happy with my control

Amazing they have given me a way to control my money and spending. Reviewed on: 6th April 2026

Excellent 0% offers

Excellent 0% offers and credit limit availability Reviewed on: 6th April 2026

regularly expands and improves its services

regularly expands and improves its services Reviewed on: 6th April 2026

PayPal is very convenient and very trust worthy for...

PayPal is very convenient and very trust worthy for buying Reviewed on: 6th April 2026

Really good alternative

I don’t have a credit card as I have anxieties and a lack of education around it. PayPal Credit has been a great alternative in helping me improve my credit score and spread out expensive payments for years now. I feel in control of payments. I am always reminded when a payment is upcoming and I am happy to continue to use. Reviewed on: 6th April 2026

Very Easy no hassle

Was easy and quick to set up very easy to use just log in and go Reviewed on: 6th April 2026

4 months interest free

When offered, the 4 months interest free is very convenient. Reviewed on: 6th April 2026

Used PayPal for a number of years.

Been using PayPal for a number of years , never had any problems. First time using PayPal credit easy to set up. Reviewed on: 6th April 2026

Pay pay is a great place if you need to spead the co...

Pay pay is a great place if you need to spead the cost of items Reviewed on: 6th April 2026

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