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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (176068 reviews)

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4.73

Based on 175,893 reviews, last reviewed 10th Jul 2026

1298% increase in 5 star reviews

in the past 90 days

1240% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is good and reliable and they act as professi... PayPal is good and reliable and they act as professionals they also serve customers in excellence and always standby to help in-terms of difficulty an... Read more Reviewed on: 10th July 2026

Latest lowest rating:

1

Shockingly bad..but they get away with it I have had reason to complain to the Financial Ombudsman regarding this company. Their attitude is we won't follow instructions and when things go wro... Read more Reviewed on: 10th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience.

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PayPal PayPal Credit reviews (176122)

PayPal is great for me.

PayPal is great for me. I never notice the interest and having the app makes it easy to use Reviewed on: 6th July 2026

I really enjoy using PayPal; everything is easy to use.

I really enjoy using PayPal; everything is easy to use. Reviewed on: 6th July 2026

It met my needs and very user friendly without any f...

It met my needs and very user friendly without any fuss. Reviewed on: 6th July 2026

Pay in 3 is great.

Pay in 3 is great. Interest rates are very competitive. Reviewed on: 6th July 2026

Safe and reliable

I use paypal because it feels a safe way to buy things online. I don’t have to give my account details to anyone. I have also used their pay in 3 instalments service to help spread the amount of a more expensive item over 3 months. Reviewed on: 6th July 2026

Great Product

Very easy to use and simplifies larger purchases Reviewed on: 6th July 2026

I use it for credit, bank and 3 and has always been...

I use it for credit, bank and 3 and has always been great Reviewed on: 6th July 2026

Simply the best

I’m so in love with PayPal always there when I need something never had a bad moment Reviewed on: 6th July 2026

I have had zero issues used Paypal.

I have had zero issues used Paypal, when I needed to call Customer Services they were very helpful, but that was a personal issue and not an issue with Paypal. Reviewed on: 6th July 2026

Very good

Very good, no issues at all. Easy to apply Reviewed on: 6th July 2026

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