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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 77,139 reviews, last reviewed 19th Apr 2026
2428000% increase in 5 star reviews
in the past 90 days
6900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great people and helpful service. Great service made a mistake and rep helped me to rectify and put my mind at peace when the bank was unhelpful. Reviewed on: 19th April 2026
Muna PP's avatar
Muna PP

Latest lowest rating:

2

Not transparent at all. Not transparent at all. Vague statements, suspicious disconnects from customer support, Reviewed on: 19th April 2026
Greg W's avatar
Greg W
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (77139)

Trustworthy and secure

5
I find PayPal very useful and secure, I once bought something off Facebook marketplace place and I waited weeks for it and then one day they said it was delivered, except it wasn’t delivered to me as I was home waiting, I contacted the company and got no reply, contacted PayPal customer service and they checked it out and I got refund the same day, I trust PayPal and use it every time, 5***** service Reviewed on: 6th April 2026
Stevekav's avatar
Stevekav

Simple as it is

5
Is simple enough for everyone to using, money transfer in a seconds Reviewed on: 6th April 2026
Anna D's avatar
Anna D

My experience

5
I made a purchase which I did not receive so I contacted PayPal and they reach out to the seller and recover my ash for me without stress or charges Reviewed on: 6th April 2026
Osasere c's avatar
Osasere c

Really love paypal credit it helps me alot with fina...

5
Really love paypal credit it helps me alot with finances and paying for things over time Reviewed on: 6th April 2026
Coral Sanford's avatar
Coral Sanford

I use PayPal credit all the time, as getting the fir...

5
I use PayPal credit all the time, as getting the first 4 months interest free is really convenient and allows me to spread the cost for large items. They have been good with credit limits also. My only negative is that the interest rate after the free period is a little more than other credit cards. Reviewed on: 6th April 2026
Brian's avatar
Brian

nOT USED VERY MUCH BUT EVERY TRANSACTION WAS EASY AN...

4
nOT USED VERY MUCH BUT EVERY TRANSACTION WAS EASY AND CONVIENCE Reviewed on: 6th April 2026
Stephen D's avatar
Stephen D

Excellent and safest way to pay

5
Always excellent and value for money, best way to pay for goods and always 100% safe. Used PayPal credit 4 months interest free to purchase value items and is a excellent product to use. Most shops online accept PayPal so you don't have to provide your card details which is excellent for online shopping and prevents accessing your details. Reviewed on: 6th April 2026
Jason M's avatar
Jason M

Always use it

5
Never had an issue. More and more retailers added to the list Reviewed on: 6th April 2026
Kyle 's avatar
Kyle

Great experience and value for money

5
Great experience money value. Helps me out when I'm in difficult situation Reviewed on: 6th April 2026
Chimaobi E's avatar
Chimaobi E

Brilliant opportunity to pay for items and have time...

5
Brilliant opportunity to pay for items and have time to pay them off. Reviewed on: 6th April 2026
gary c's avatar
gary c

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