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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50804 reviews)

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4.91

Based on 50,804 reviews, last reviewed 24th Aug 2025

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal is great for quick payments and easy credit i... PayPal is great for quick payments and easy credit if needed Reviewed on: 24th August 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50804)

Pay Pal Pay Mate

I had no negative experience with Pay Pal Reviewed on: 11th June 2024

Good service.

Good service. Easy transactions and great optional plans Reviewed on: 11th June 2024

Easy, secure and fast.

Easy, secure and fast. The interest rate is amazing compare to other brokers Reviewed on: 11th June 2024

Excellent

Very safe and easy for going things Reviewed on: 11th June 2024

A great service

I use Paypal Credit regularly to spread the cost of large items. I‘ve found it simple to use and the interest free period is helpful and it‘s easy to check payments. Reviewed on: 11th June 2024

easy payments.

no problems what so ever, very easy to use, I am not very computer literate band its very simple this is my preferred method . Reviewed on: 11th June 2024

Good overall

Easy to navigate no issues in contacting them Reviewed on: 11th June 2024

Simple easy credit.

Simple easy credit. 4 months to pay over £100 is really helpful Reviewed on: 11th June 2024

Easy to use and protect the buyer

Easy to use and protect the buyer Reviewed on: 11th June 2024

Nice and easy

very simple and easy to use. Good way to spread out costs. Reviewed on: 11th June 2024

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