Write a review

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50804 reviews)

View other PayPal products

4.91

Based on 50,804 reviews, last reviewed 24th Aug 2025

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal is great for quick payments and easy credit i... PayPal is great for quick payments and easy credit if needed Reviewed on: 24th August 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

Read all reviews Write a review

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (50804)

Great, fast and easy to use paypal credit.

Great, fast and easy to use paypal credit. All credit details very clear and understandable. Reviewed on: 11th June 2024

Easy to use, easy to follow.

Easy to use, easy to follow. Great for when needing to send items back money gets refunded no faffing about Reviewed on: 11th June 2024

So easy to use, reminders so you pay on time, and do...

So easy to use, reminders so you pay on time, and don't forget Reviewed on: 11th June 2024

The great way of paying, security, clarity, and imme...

The great way of paying, security, clarity, and immediately Reviewed on: 11th June 2024

PayPal is such an excellent company keeping your m...

PayPal is such an excellent company keeping your money safe and secure weather it be in high street shops,take away food outlets or even ebay and buy now pay later.such a versatile and trusted company,you know your being looked after and especially your money....The customer service is also spot on in every way,they can't do enough for you and always on hand to deal with any problems or even queries..Absolutely fantastic and I would definitely recommend them to friends and family,work colleagues and the general public..thank you very much indeed.. Reviewed on: 11th June 2024

Excellent service customer satisfaction

Excellent service safe and secure easy to access customer service Reviewed on: 11th June 2024

So easy to use and everywhere accepts paypal!

So easy to use and everywhere accepts paypal! The interest free period is a real boon for unforeseen expenses. What's not to love?! I have already recommended paypal credit to friends and family. Reviewed on: 11th June 2024

Never had any issues, Easy to use platform

Never had any issues, Easy to use platform Reviewed on: 11th June 2024

always there when you need it

Available at any purchased I did, very clear app and great offer with no interest:-) Reviewed on: 11th June 2024

Easy way to pay

I use the credit a lot and find it an easy way to pay Reviewed on: 11th June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card (discontinued)
from Wave (inactive) 2.54 from 3 reviews
Credit card
from Post Office 2.42 from 109 reviews
Flexicard
from Halifax 4.57 from 5 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.93 from 22351 reviews
Payment Provider
from PayPal 4.91 from 3599 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub