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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (77001 reviews)

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4.90

Based on 77,001 reviews, last reviewed 19th Apr 2026

2415100% increase in 5 star reviews

in the past 90 days

6900% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

All round top service Always have found PayPal to give an excellent service Reviewed on: 19th April 2026

Latest lowest rating:

2

Not transparent at all. Not transparent at all. Vague statements, suspicious disconnects from customer support, Reviewed on: 19th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (77001)

excellent exceptional service, love them

excellent exceptional service, love them Reviewed on: 6th April 2026

Always there when I need it.......

Paypal is always there when I need it regardless of my finances it just works Reviewed on: 6th April 2026

Has been helpful in building credit and becoming a r...

Has been helpful in building credit and becoming a responsible adult and learning and keeping track of finances also it has been good for making financial decisions and overall just making me feel more confident with money and credit Reviewed on: 6th April 2026

Used for mostly everything.

Used for mostly everything. ease of use is 5 star. would highly recommend. very secure with 2 factor authentication. Love the new reward system. Reviewed on: 6th April 2026

PayPal credit is the best credit card.

PayPal credit is the best credit card I came across. Not only you have 4 months interest free but also when you make payments the processing time takes no longer than a couple of days and the credit is available again. I don't use my bank's credit card anymore, just PayPal credit. Reviewed on: 6th April 2026

Convenient and secure.

Convenient and secure. Always keep me informed of any relevant factors relating to my transactions. Makes me feel that I am being considered at all times. Reviewed on: 6th April 2026

Easy from start to finish

Easy to use and sort out good customer service Reviewed on: 6th April 2026

GOOD CHOICE - PAYPAL

I feel safe paying for things with PayPal & I've recently used PayPal Credit which had helped me acquire my new phone Reviewed on: 6th April 2026

Built for the Modem Shopping experience.

PayPal has been around for quite a few moons at this point, however the move towards every day shopping, especially online with Pay in 3 has put them back in the game - It's very easy and efficient to use and a service I do favour in many cases. Reviewed on: 6th April 2026

Simple app online and easy to look for help

Simple app online and easy to look for help Reviewed on: 6th April 2026

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