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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

Easy to use and to pay by direct debit

Easy to use and to pay by direct debit Reviewed on: 6th July 2026

Opens doors

I genuinely did tell my friend to get PayPal credit the other day,. We are newly graduated students and we’ve had an amazing experience on here Reviewed on: 6th July 2026

Amazing Customer Service

Paypal credit have been amazing and also provided great customer service during challenging times Reviewed on: 6th July 2026

I haven't had any bad experience but whenever I've c...

I haven't had any bad experience but whenever I've called PayPal customer service I've had nothing but good vibes Reviewed on: 6th July 2026

Very good for pay in 3 interest free but needs work...

Very good for pay in 3 interest free but needs work on buy now pay later as it set it up a few times then after a month it took all the money out in one go. Reviewed on: 6th July 2026

I've been using PayPal for years and it's my preferr...

I've been using PayPal for years and it's my preferred way to pay online. I like knowing my card details aren't shared with every retailer, and payments are fast and easy. The app is straightforward to use, and overall I've had a positive experience. I'd definitely recommend PayPal to friends and family. Reviewed on: 6th July 2026

Reliable.

Reliable. Competitive interest rates And protection Reviewed on: 6th July 2026

safe, secure way of purchasing goods and services...

Paying with PayPal is a safe, secure way of purchasing goods and services Reviewed on: 6th July 2026

Always a good experience.

Always a good experience. When I have had an issue quickly resolved. Reviewed on: 6th July 2026

Easy to use

Easy to use, reliable and good pay back options Reviewed on: 6th July 2026

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