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PayPal: PayPal Credit reviews

4.73
Based on 175,893 reviews, last reviewed 10th Jul 2026
1298% increase in 5 star reviews
in the past 90 days
1240% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is good and reliable and they act as professi... PayPal is good and reliable and they act as professionals they also serve customers in excellence and always standby to help in-terms of difficulty an... Read more Reviewed on: 10th July 2026
Benedicta A's avatar
Benedicta A

Latest lowest rating:

1

Shockingly bad..but they get away with it I have had reason to complain to the Financial Ombudsman regarding this company. Their attitude is we won't follow instructions and when things go wro... Read more Reviewed on: 10th July 2026
Sarah P's avatar
Sarah P

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (176355)

Shop with confidence

5
Where do I start? Paypal was the go to for online purchasing from almost the start of internet shopping , its helped keep millions of people's accounts secure , paypal is well trusted and you can almost guarantee its on you're side. You can shop with confidence with paypal. Reviewed on: 6th July 2026

Good but i would be change few things like when I pa...

5
Good but i would be change few things like when I pay back money I need wait 1 day to they fake money to paypal . Everythink it's fine just this i would like to be changed Reviewed on: 6th July 2026

Lots of 0% apr opportunities and easily managed repa...

5
Lots of 0% apr opportunities and easily managed repayments Reviewed on: 6th July 2026

Less stress More Fun

5
Makes buying items alot less stressful and easier for families Reviewed on: 6th July 2026

APACHE .

5
ALL i can say about paypal is they are the Best. Been with them for a good while dont know what i would do they have helped me with different problems, they are quick to sort out your problem really nice people, Thankyou paypal. Reviewed on: 6th July 2026

Safe and quicker way to shop online

4
Safe and quicker way to shop online Reviewed on: 6th July 2026

Simple, straightforward process and approval.

5
Simple, straightforward process and approval. Great communication and support. Reviewed on: 6th July 2026

Reliable Services

5
I have been using PayPal services for almost 5 years and app is user friendly with robust security features and points based rewards system is impressive. Thanks PayPal. Reviewed on: 6th July 2026

Reliable and safe

5
Fab good quick safe payments Service Reviewed on: 6th July 2026

Ease of use makes paypal the go to method of payment...

5
Ease of use makes paypal the go to method of payment forvme Reviewed on: 6th July 2026

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