Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50804 reviews)

View other PayPal products

4.91

Based on 50,804 reviews, last reviewed 24th Aug 2025

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal is great for quick payments and easy credit i... PayPal is great for quick payments and easy credit if needed Reviewed on: 24th August 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

Read all reviews Write a review

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (50804)

Excellent service would recommend it to everyone

Excellent service would recommend it to everyone Reviewed on: 11th June 2024

Safety website

I have used PayPal for over 10 years and feel safe and their Call Center is very helpful. Reviewed on: 11th June 2024

Safe and reliable

Have never had any problems at all with Paypal, it just works. Transactions are seamless and clear information, Reviewed on: 11th June 2024

I do enjoy the pay in three as this helps me to mana...

I do enjoy the pay in three as this helps me to manage my outflows at no extra charge. PayPal does not have hidden charges and I can monitor all my outflow. Reviewed on: 11th June 2024

Needing to live!

At times when necessary household items were required, PayPal credit gave me the funds needed and peace of mind into the bargain regarding security against my purchase Reviewed on: 11th June 2024

Interest free if account settled before agreed date

Give you options to spread the payments & Time to pay interest free if pay full balance before the date agreed. Reviewed on: 11th June 2024

Easy to use

It's easy to use and accepted in a number of different places now. Reviewed on: 11th June 2024

PayPal credit

I have just started to use PayPal credit, Its great way to buy things and split it over 4 interest free payments. Love just having peace of mind knowing it’s there for if I need to use it! I applied for a curve account/card and it’s basically a debit card that i can use to buy things with my PayPal! Reviewed on: 11th June 2024

I have been enjoying PayPal credit as it makes it ea...

I have been enjoying PayPal credit as it makes it easier when purchasing slightly expensive things. Reviewed on: 11th June 2024

PayPal is the best creditor I have ever used!

PayPal is the best creditor I have ever had, great service and I will only be using PayPal for credit when ever I need credit. Reviewed on: 11th June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Everyday credit cards
from Lloyds Bank 3.93 from 60 reviews
British Airways credit card
from American Express 4.19 from 81 reviews
Credit Card
from American Express 4.31 from 123 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.93 from 22351 reviews
Payment Provider
from PayPal 4.91 from 3599 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub