Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

View other PayPal products

4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181153)

I regularly use PayPal as my preferred method of pay...

I regularly use PayPal as my preferred method of payment as an easy to use method with enhanced security Reviewed on: 6th July 2026

Being always with me in difficulties, easy online pa...

Being always with me in difficulties, easy online payments Reviewed on: 6th July 2026

There when I need it, easy to use self explanatory j...

There when I need it, easy to use self explanatory just how I like it. Takes the need to move money in a hurry away, buy now pay later great feature Reviewed on: 6th July 2026

Very easy to sort out credit and pay in the payments...

Very easy to sort out credit and pay in the payments and easy to use bank to pay balances Reviewed on: 6th July 2026

Efficiency and Quality

Quick decision, all arranged automatically, clear repayment instructions and self management via the app. Quality and trust worthy to deal with. Reviewed on: 6th July 2026

great for when I was going on holiday

great for when I was going on holiday Reviewed on: 6th July 2026

Always find the right support from PayPal customer s...

Always find the right support from PayPal customer service they are very patient and listen to your issues and try their best to resolve them Reviewed on: 6th July 2026

Rubbish company

Rubbish they charged me afmin fee for their error. Their contact centre is awful and I certainly would.not he recommending them to.others.Use clearoay or Clara who are more consistent. PayPal is dead now Reviewed on: 6th July 2026

How to access

It’s not really advertised and don’t really know much about it. Reviewed on: 6th July 2026

Easy and effortless.

Easy and effortless. The rates seem fair. I always pay on time so I haven't had to pay the extra. Also the 0% offers from certain vendors are unmatched. For explain KwikFit and buying 4 new performance tyres. Reviewed on: 6th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail finance
from Novuna Personal Finance 4.72 from 173 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Retail Finance
from Zebra Finance 4.08 from 6 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101307 reviews
Payments
from PayPal 4.72 from 3854 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub