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PayPal: PayPal Credit reviews

4.90
Based on 76,872 reviews, last reviewed 19th Apr 2026
2402800% increase in 5 star reviews
in the past 90 days
6900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Brilliant as always very safe, quick service and exc... Brilliant as always very safe, quick service and excellent customer service should you have a query Reviewed on: 19th April 2026
Smcs's avatar
Smcs

Latest lowest rating:

2

Not transparent at all. Not transparent at all. Vague statements, suspicious disconnects from customer support, Reviewed on: 19th April 2026
Greg W's avatar
Greg W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (76872)

I like to have a choice of pay in 3 or longer term c...

5
I like to have a choice of pay in 3 or longer term credit without interest Reviewed on: 6th April 2026

The safest way to shop online with the support and s...

5
The safest way to shop online with the support and security you get. Reviewed on: 6th April 2026

I love PayPal

5
Love PayPal I’m using it more and more for everyday purchases and try to use it to pay for most purchases because I know if I have any issues, PayPal will deal with it Reviewed on: 6th April 2026

Faultless, easy to set up and easy to use.

5
Faultless, easy to set up and easy to use. I definitely recommend setting up an account to anyone, but make sure that you pay it off in full or make sure that you can afford to pay the monthly interest. Reviewed on: 6th April 2026

Love using PayPal credit for big purchases so easy t...

5
Love using PayPal credit for big purchases so easy to use and keep up with payments. Reviewed on: 6th April 2026

Great Credit Option

5
Great credit option. Very easy to apply, use and pay Reviewed on: 6th April 2026

Pay your Pal

5
I have been using PayPal finance for many years. They made things affordable for me when I didnt have it. Reviewed on: 6th April 2026

Is easy to use, accepted by most suppliers, and make...

5
Is easy to use, accepted by most suppliers, and makes easier for consumer Reviewed on: 6th April 2026

Smooth and seamless online transactions

5
Paypal credit makes my online transaction smooth and seamless. Reviewed on: 6th April 2026

I use PayPal for all my shopping.

5
I use PayPal for all my shopping.. they are excellent and I know my money is safe with them.. they keep me updated and are very see through.. 100% always put PayPal forward to other people Reviewed on: 6th April 2026

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