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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (176439 reviews)

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4.73

Based on 176,386 reviews, last reviewed 11th Jul 2026

1277% increase in 5 star reviews

in the past 90 days

1144% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It's the best way for online payments It's the best way for online payments Reviewed on: 11th July 2026

Latest lowest rating:

1

I paid through paypal for an item that turned out to... I paid through paypal for an item that turned out to be a scam. I provided proof and they still sided with the scammer with no option for me to take i... Read more Reviewed on: 11th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (176490)

Using PayPal has always been a seamless and reliable...

Using PayPal has always been a seamless and reliable experience for my online transactions. The checkout process is incredibly fast, allowing me to complete purchases with just a few clicks without constantly digging out my credit card. I also love the added peace of mind that comes with their robust Buyer Protection, which makes shopping from new stores completely stress-free. Plus, sending money to friends or splitting bills is instant and hassle-free every single time. Reviewed on: 6th July 2026

Always on hand to help.

Always on hand to help. Brilliant customer service Reviewed on: 6th July 2026

Great service used for many years

Used it for years great service for credit sending money to businesses and friends and easy checkout when buying online Reviewed on: 6th July 2026

Makes life a little easier.

Makes life a little easier.. easy to use Reviewed on: 6th July 2026

Never had any problems and customer service is excel...

Never had any problems and customer service is excellent Reviewed on: 6th July 2026

I wouldn’t be without PayPal

I have now been using PayPal for many years. As well as making online purchasing easier and quicker I also know that I have the added protection of PayPal security behind each transaction. I love Paypal credit system… large purchases, Christmas, unexpected purchases can all be put onto my credit facility so that I can budget for their repayment in easy instalments. Would recommend to anyone to use PayPal! Reviewed on: 6th July 2026

Points help

Fantastic way to use card and enjoy spending points Reviewed on: 6th July 2026

Good deal with reasonable APR and payment terms.

Good deal with reasonable APR and payment terms. Reviewed on: 6th July 2026

would recommend to anyone

Always there when you need it and always safe and secure Reviewed on: 6th July 2026

Ease of use.

Ease of use. Just all round good experience. Especially those who might want to keep a low amount. Reviewed on: 6th July 2026

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