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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (176540 reviews)

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4.73

Based on 176,386 reviews, last reviewed 11th Jul 2026

1277% increase in 5 star reviews

in the past 90 days

1144% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It's the best way for online payments It's the best way for online payments Reviewed on: 11th July 2026

Latest lowest rating:

1

I paid through paypal for an item that turned out to... I paid through paypal for an item that turned out to be a scam. I provided proof and they still sided with the scammer with no option for me to take i... Read more Reviewed on: 11th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (176573)

I trust PayPal

I much prefer it if PayPal is available to pay for an item. I trust them to look after me and my money, I feel safe with PayPal Reviewed on: 6th July 2026

Easy apply very useful.

Easy apply very useful. Does what i needed at the time. Give it a whirl if you need. Reviewed on: 6th July 2026

Paypal credit is a convenient and easy to use service.

Paypal credit is a convenient and easy to use service. I would recommend it to others. Reviewed on: 6th July 2026

A must have modern easy Very practical account!

Very organised system easy to understand and very helpful Reviewed on: 6th July 2026

Paypal Credit is super awesome!

Paypal Credit is super convenient because I don't have to use any card details - it's safe and have 4 months free interest perpetually. Reviewed on: 6th July 2026

Always a top class experience .

Always a top class experience .gets transactions right every time Reviewed on: 6th July 2026

PayPal review A*

I enjoy using PayPal for the ease of linking to providers, good reputation too and it is clear to use Reviewed on: 6th July 2026

Verry good card with just right leanth of time to pa...

Verry good card with just right leanth of time to pay balance excepted at most place. Reviewed on: 6th July 2026

It’s so simple!

It’s so simple to pay by PayPal, I cannot recommend it highly enough! Reviewed on: 6th July 2026

Spreading the cost could not be better

Convenient, easy too use, and great service, would definately use again. Spreading the cost could not be better. Reviewed on: 6th July 2026

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