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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50804 reviews)

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4.91

Based on 50,804 reviews, last reviewed 24th Aug 2025

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal is great for quick payments and easy credit i... PayPal is great for quick payments and easy credit if needed Reviewed on: 24th August 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50804)

PayPal credit is one of the most helpful types of cr...

PayPal credit is one of the most helpful types of credit I have as it is accepted widely! This has enabled me to use it to buy from everyday essentials to bigger home buys and be able to pay them off instead of in a lump sum! I have found my credit limit increases helpful as well. The only thing is the interest rate has gone up but obviously that is to be expected with the current inflation unfortunately Reviewed on: 11th June 2024

PayPal has provided a flawless and steadfast payment...

PayPal has provided a flawless and steadfast payment provider for myself and many friends for many years we couldn’t recommend it enough Reviewed on: 11th June 2024

Quick, easy and simple

Paypal credit is easy to apply for, simple to manage your credit limit as well as any transactions, ingoing and outgoing. Reviewed on: 11th June 2024

It is all perfect!

It is all perfect! Never had any complaints. Very helpful if I make any mistakes. Reviewed on: 11th June 2024

Great experience using the PayPal to make transactions

Great experience using the PayPal to make transactions Reviewed on: 11th June 2024

PayPal is very safe to purchase not just eBay lots o...

PayPal is very safe to purchase not just eBay lots of different retailers and you can do shopping too I’ll recommend to anyone Reviewed on: 11th June 2024

PayPal is just so easy to use.

PayPal is just so easy to use. You can keep an eye on your account and the purchases and returns and refunds are really quick on PayPal. Reviewed on: 11th June 2024

Have used PayPal for years.

Have used PayPal for years and have never had a single problem even with refunds. Reviewed on: 11th June 2024

Great response time

Great response time, I had an issue a while back will credit allowance and they responded very quickly and sorted the issue immediately . Reviewed on: 11th June 2024

Good simple to use system which is clear and intuitive.

Good simple to use system which is clear and intuitive. Reviewed on: 11th June 2024

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