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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

Dollar cost averaging into Crypto

Opened mainly to hold crypto but now using credit card too Reviewed on: 6th July 2026

PayPal is always there for you.

PayPal is always there for you. They will search and rectify any abnormalities that may arise Reviewed on: 6th July 2026

Very easy to use and very quick great way to pay for...

Very easy to use and very quick great way to pay for my stuff Reviewed on: 6th July 2026

Love Paypal & PayPal credit

I’ve been using PayPal for over 8 years. PayPal have introduced PayPal credit, this facility has really helped keep my finances in order. When I don’t have money PayPal credit allows me to buy now and pay off in instalments. Reviewed on: 6th July 2026

Trustworthy and Reliable

The generous four month 0% interest period on each purchase enables a vital way to manage credit on transactions. I've used Paypal for decades and they have been trustworthy provider of financial services for both personal and business services with excellent customer service. Reviewed on: 6th July 2026

So easy to use and straight forward.

So easy to use and straight forward. Customer service is also great. No hassle no headache. Simple clear and transparent Reviewed on: 6th July 2026

Superior payment solutions - the streamlined way !

PayPal credit has imbued me with greater flexibility in purchasing when compared with other traditional credit facilities & interest rates have remained stable and competitive over the 8 years I’ve used PayPal credit. there os also the ability to pay for a purchase over 3 as well & with the fast integration with other apps you can streamline purchase process down to a few clicks which is superior to exhaustive login / logouts and password inputs of competitors. in summary i would recommend PayPal to anyone whom is a frequent online shopper & if not PayPal credit also has virtual card facilities for when you’re carrying out high street shopping. PayPal credit is a win-win if you ask me. Reviewed on: 6th July 2026

Very quick in sorting out a fraudulent charge i had...

Very quick in sorting out a fraudulent charge i had Reviewed on: 6th July 2026

Never got my parcel and PayPal never done anything a...

Never got my parcel and PayPal never done anything about it so very very poor Reviewed on: 6th July 2026

Very user friendly

Very easy to use, and easy to pay off ensuring you don’t get charged any interest unexpectedly. Very user friendly Reviewed on: 6th July 2026

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