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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (176602 reviews)

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4.73

Based on 176,386 reviews, last reviewed 11th Jul 2026

1277% increase in 5 star reviews

in the past 90 days

1144% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It's the best way for online payments It's the best way for online payments Reviewed on: 11th July 2026

Latest lowest rating:

1

I paid through paypal for an item that turned out to... I paid through paypal for an item that turned out to be a scam. I provided proof and they still sided with the scammer with no option for me to take i... Read more Reviewed on: 11th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (176625)

So easy to use

So easy to use customer service answer quickly if you have a problem Reviewed on: 6th July 2026

Easy to use app.

Easy to use app. Options of type of credit you want to use each purchase Reviewed on: 6th July 2026

So simple to use and payments option good

So simple to use and payments option good Reviewed on: 6th July 2026

Very easy to contact, I get to decide if I want to r...

Very easy to contact, I get to decide if I want to raise my limit and always get reminders well in advance before any payments are due Reviewed on: 6th July 2026

PayPal are brilliant

PayPal are brilliant if you have issues with any retailers.. it helped me to build my credit record better Reviewed on: 6th July 2026

Did not have to jump through hoops to be able to get...

Did not have to jump through hoops to be able to get credit and I can pay back easily Reviewed on: 6th July 2026

Convenient for making payments online.

Convenient for making payments online. Only negative it takes days to update payments Reviewed on: 6th July 2026

good and simple

Simple process, good experience. Reviewed on: 6th July 2026

Its safe and secure.

Its safe and secure. Really Recommend Reviewed on: 6th July 2026

Super Smashing Great

Quick and easy to use. even for me PayPal credit is very useful if a bit short as well as pay in 3 which is a good service to use Reviewed on: 6th July 2026

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