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PayPal: PayPal Credit reviews

4.73
Based on 181,153 reviews, last reviewed 21st Sep 2026
62% decrease in 5 star reviews
in the past 90 days
49% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026
Glebs D's avatar
Glebs D

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181153)

It has been wonderful and helpful using PayPal.

5
It has been wonderful and helpful using PayPal. How can I write my successes without PayPal, you are my best Reviewed on: 6th July 2026

Flexible Finance at its best

5
I have found PayPal an excellent partner in managing my purchases over the years, either giving security assurance over transactions, or giving flexible options to spread payments with no hassle and instant decision making, the app/website is also excellent, allowing you to view and track current and historical payments with timely alerts to your phone or email, would recommend to anyone Reviewed on: 6th July 2026

Great app and service , easy to use

5
Great app and service , easy to use Reviewed on: 6th July 2026

I had a good experience Good service

5
I had a good experience Good service Reviewed on: 6th July 2026

I always feel safe when paying for online purchases...

5
I always feel safe when paying for online purchases with PayPal, if I have any problems PayPal will do whatever they can to make it right Reviewed on: 6th July 2026

Easy and quick way to get finance on any bought...

5
Easy and quick way to get finance on any bought item Reviewed on: 6th July 2026

PayPal is user friendly and very easy to use.

5
PayPal is user friendly and very easy to use. Always convenient when i need it. Now i can shop anyway getting lots of cashbacks. Reviewed on: 6th July 2026

The best method of payment

5
Genuinely love using PayPal, it's safe and super easy to use Reviewed on: 6th July 2026

Good service every time!

5
Perfect service every time, fast and reliable Reviewed on: 6th July 2026

Pay Pal Credit

5
PP credit is so easy to use & accepted at so many places, I highly recommend using it Reviewed on: 6th July 2026

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