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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50804 reviews)

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4.91

Based on 50,804 reviews, last reviewed 24th Aug 2025

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal is great for quick payments and easy credit i... PayPal is great for quick payments and easy credit if needed Reviewed on: 24th August 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50804)

No issues always smooth transactions

No issues always smooth transactions Reviewed on: 11th June 2024

PayPal credit is the best line of credit

PayPal credit is the best line of credit I have received and I love to take advantage of their 4months no interest offer and the limit I have received is perfect for me Reviewed on: 11th June 2024

It’s just nice and easy for smaller to mid purchases...

It’s just nice and easy for smaller to mid purchases - a short interest free period that’s easy to manage. The app always works fine and more and more companies are allowing PayPal Credit. Reviewed on: 11th June 2024

Easy to use to pay for goods and to make payments al...

Easy to use to pay for goods and to make payments also very helpful when you have upcoming bills Reviewed on: 11th June 2024

Great value and very easy to use

Great value and very easy to use Reviewed on: 11th June 2024

So versatile and any problems which are rare are cor...

So versatile and any problems which are rare are corrected quickly Reviewed on: 11th June 2024

Great way to pay

Love this way to pay great to boost credit rating. Reviewed on: 11th June 2024

Family holiday

Great to book a family holiday and pay over 3 months helping to spread the cost. Definitely appreciated in today's cost of living crisis. Thank you, paypal Reviewed on: 11th June 2024

Easy to use and easy to sort problems out if they ar...

Easy to use and easy to sort problems out if they arise. Never had a issue that hasn't been sorted. Reviewed on: 11th June 2024

Very Good Service and easy to operate

Very Good Service and easy to operate Reviewed on: 11th June 2024

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