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PayPal: PayPal Credit reviews

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4.90
Based on 76,569 reviews, last reviewed 19th Apr 2026
2373900% increase in 5 star reviews
in the past 90 days
6800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Reliable and Secure Way to Pay PayPal has been reliable, easy to use, and a service I continue to depend on for safe online payments. Reviewed on: 19th April 2026
Patrick E's avatar
Patrick E

Latest lowest rating:

2

Complicated and unexpected fees deduction Complicated and unexpected fees deduction Reviewed on: 19th April 2026
Ear E's avatar
Ear E
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (76569)

Week to week month to month

5
You know where you're at, you can pay more and manage your finances transparently Reviewed on: 6th April 2026
Adrian C's avatar
Adrian C

Does what it says on the tin. Can’t complain.

5
Saved me loads of time and trouble when I was short. Helped with Christmas shopping with kids. Would recommend but to use responsibly and pay it off as soon as possible. Reviewed on: 6th April 2026
Darren s's avatar
Darren s

Very easy to use.

5
Very easy to use. Flexible and speedy Reviewed on: 6th April 2026
S H's avatar
S H

Good easy to navigate and easy to pay off

4
Good easy to navigate and easy to pay off Reviewed on: 6th April 2026
David M's avatar
David M

Great service with plenty of payment options

5
Paypal offers me the option for pay in 3, allowing me to spread the cost of purchases over a manageable time without incurring interest. There are so many retailers that allow you to pay by PayPal its fantastic. Reviewed on: 6th April 2026
Rebecca D's avatar
Rebecca D

Easy to use, nice staff when I have had to talk to t...

5
Easy to use, nice staff when I have had to talk to them, always polite and helpful Reviewed on: 6th April 2026
Sally Obray's avatar
Sally Obray

Extreme good service, easy to apply and great value...

5
Extreme good service, easy to apply and great value credit. Reviewed on: 6th April 2026
Shaun Marshall's avatar
Shaun Marshall

Would recommend

5
I have used PayPal for years . I am happy that it offers excellent protection when things go wrong, I was able to get my money back by raising a dispute recently when something I bought was not sent. I can trust that my details are kept secure for each transaction.. Reviewed on: 6th April 2026
Laura's avatar
Laura

PayPal have been very consistent since using them

5
PayPal have been very consistent since using them Reviewed on: 6th April 2026
Michael O's avatar
Michael O

Only online service I would use been a customer for...

5
Only online service I would use been a customer for years and service and layout of apps is second to none Reviewed on: 6th April 2026
Paul W's avatar
Paul W

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