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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50804 reviews)

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4.91

Based on 50,804 reviews, last reviewed 24th Aug 2025

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal is great for quick payments and easy credit i... PayPal is great for quick payments and easy credit if needed Reviewed on: 24th August 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50804)

Excellent very good.

Excellent very good. I am very happy Reviewed on: 11th June 2024

PayPal Credit is excellent!

PayPal Credit is excellent! It is extremely handy having a PayPal Credit account, and I continue to use my account to pay for all sorts of things; from buying items for my home, to buying tickets for events, and even to split the payments for a nice holiday abroad! Thanks to PayPal Credit I have been able to treat myself to nice things or tickets to events that I wouldn't have been able to afford at the time otherwise... perhaps whilst waiting for payday! Payments are also very flexible therefore I can choose to pay either the minimum payment each month, or more if I can afford to some months. PayPal Credit has genuinely been a bit of a lifeline for me over the past few years- in these difficult financial times. I honestly couldn't recommend it enough! :) Reviewed on: 11th June 2024

Clear and easy to use, any issues and customer servi...

Clear and easy to use, any issues and customer service are great to deal with Reviewed on: 11th June 2024

Easy, quick and convenient

Using PayPal credit is always easy, quick and convenient. Reviewed on: 11th June 2024

Great service

PayPal is easy to use and straightforward. Very efficient. Reviewed on: 11th June 2024

Always helpful if you need something explained on th...

Always helpful if you need something explained on the phone Reviewed on: 11th June 2024

Love PayPal

PayPal credit is easy to use + the provide easy and manageable ways to repay Reviewed on: 11th June 2024

Amazing service would highly recommend

Never had a problem with the customer service they’ve always been really helpful. PayPal credit Helps makes products more affordable. Reviewed on: 11th June 2024

Flexible & inexpensive credit

Excellent way to spread the cost of more expensive items without incurring interest charges. Very flexible. Even better now I can link my Curve card to the account. Reviewed on: 11th June 2024

PayPal is a very good way for online payments especi...

PayPal is a very good way for online payments especially when you are unsure of the vendor Reviewed on: 11th June 2024

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