Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 181,153 reviews, last reviewed 21st Sep 2026
62% decrease in 5 star reviews
in the past 90 days
49% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026
Glebs D's avatar
Glebs D

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181153)

PayPal Credit is convenient & Flexible

5
PayPal Credit has been a convenient and flexible way to spread the cost of purchases, with a simple application process and easy-to-use account management. It's a reliable payment option that makes larger purchases more manageable while giving added peace of mind when shopping online. Reviewed on: 6th July 2026

Paypal revjew

5
Fast friendly service with knowledgeable staff who will happily assist Reviewed on: 6th July 2026

It just makes life easier and just a monthly payment...

5
It just makes life easier and just a monthly payment Reviewed on: 6th July 2026

Secure and safe. Paypal

5
What can I say, paypal is a safe and secure way if buying online, you know you are protected financially. I wouldn't use anything else Reviewed on: 6th July 2026

Enjoyment

5
I'm enjoying PayPal to the fullness Reviewed on: 6th July 2026

Payment’s are secure.

5
Payment’s are secure.Incase of any fraud our payments are safe and secure Reviewed on: 6th July 2026

So far, a good experience, always a good service

5
So far, a good experience, always a good service Reviewed on: 6th July 2026

An excellent service!!!

5
Paypal has provided me with an excellent service for years now and hundreds of faultless transactions,and any problem ive ever experienced has been dealt with swiftly and efficiently, Reviewed on: 6th July 2026

PayPal credit helps me to manage my finances and it...

4
PayPal credit helps me to manage my finances and it enables me to me make payments when I don’t presently have the funds Reviewed on: 6th July 2026

absolutely spectacularly beautifully brilliant

5
absolutely spectacularly beautifully brilliant Reviewed on: 6th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 101307 reviews
    PayPal
  • Payments

    from PayPal 4.72 from 3854 reviews
    PayPal
  • Credit card

    from PayPal 4.66 from 126 reviews
    PayPal
    View all products