Smart Money People Logo

PayPal: PayPal Credit reviews

4.91
Based on 50,804 reviews, last reviewed 24th Aug 2025
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is great for quick payments and easy credit i... PayPal is great for quick payments and easy credit if needed Reviewed on: 24th August 2025
David 's avatar
David

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025
Jane B's avatar
Jane B

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (50804)

Simple to use and safe also, have needed customer se...

5
Simple to use and safe also, have needed customer services before and they were really helpful. Reviewed on: 11th June 2024

I really like PayPal credit its really helped me ou...

5
I really like PayPal credit its really helped me out at the hard times and helped me get birthday presents for the family Reviewed on: 11th June 2024

I use PayPal whenever I am able.

5
I use PayPal whenever I am able. Reviewed on: 11th June 2024

Great experience always seamless transactions

5
Great experience always seamless transactions Reviewed on: 11th June 2024

So convenient for me and i have only had 1 reason to...

5
So convenient for me and i have only had 1 reason to phone customer service and I could not fault the help I received from them Reviewed on: 11th June 2024

Funds are SAFU

5
Paypal have always been my number one when it comes to online payments, knowing your protected gives me solid peace of mind. Reviewed on: 11th June 2024

Comfort in payments

5
Always Safe and easy , and if anything seems unusual Im notify straight away Reviewed on: 11th June 2024

Great for 4 months spread makes life great and thing...

5
Great for 4 months spread makes life great and things more affordable Reviewed on: 11th June 2024

Paypal is easy and safe to use.

5
Paypal is easy to use and provide that extra security when shopping. Reviewed on: 11th June 2024

Simply the best way to pay

5
Pay pal is safe to use , I have used this for many year without any problems, I prefer to pay by PayPal especially if I am purchasing items online Reviewed on: 11th June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.93 from 22350 reviews
    PayPal
  • Payment Provider

    from PayPal 4.91 from 3599 reviews
    PayPal
    View all products