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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

Nothing to complain about.

Nothing to complain about. I am just enjoying the service provided. Reviewed on: 6th July 2026

App Easy to navigate , great customer service

App Easy to navigate , great customer service Reviewed on: 6th July 2026

Paypal review

I have found it is difficult to get hold of real human Reviewed on: 6th July 2026

I have used them for years never had any issues.

I have used them for years never had any issues. Reviewed on: 6th July 2026

Handy but watch the interest

PayPal Credit is great for 0% interest offers on purchases, and it’s quick to set up. I like that it’s built right into PayPal checkout. Just be sure to pay within the promotional period, as the interest can be quite high after that. Good for flexibility, but you need to stay on top of repayments. Reviewed on: 6th July 2026

Easy to use.

Easy to use. Great for making purchases and paying back over time. Reviewed on: 6th July 2026

Trusted & 5* Supportive lender!

Supportive lender! Best finance lifeline for me personally Reviewed on: 6th July 2026

I find it very easy to pay with PayPal.

I find it very easy to pay with PayPal it’s a fair and reasonable way to pay for anything. Also I get the 0% finance for four months. what’s not to like about PayPal. I love the thought that I’m also protected by their anti scam umbrella and high security they provide in getting you your money back in dodgy sellers. If I’m buying something big I always use PayPal. Reviewed on: 6th July 2026

I was scam by some flight agency all my pension mone...

I was scam by some flight agency all my pension money, my bank couldn’t help, frustrated and I had to travel, luckily I was advised to check with pay pal which I had an account with for long, requested for credit cards which covered my family’s flights tickets am so happy. Reviewed on: 6th July 2026

Good online protection for people

Good online protection, it’s nice not to give out details like card numbers. Reviewed on: 6th July 2026

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