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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (176767 reviews)

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4.73

Based on 176,386 reviews, last reviewed 11th Jul 2026

1277% increase in 5 star reviews

in the past 90 days

1144% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It's the best way for online payments It's the best way for online payments Reviewed on: 11th July 2026

Latest lowest rating:

1

I paid through paypal for an item that turned out to... I paid through paypal for an item that turned out to be a scam. I provided proof and they still sided with the scammer with no option for me to take i... Read more Reviewed on: 11th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (176792)

Paypal great

Paypal are excellent I have never had any issues Reviewed on: 6th July 2026

Excellent payment option

I use PayPal regularly as they offer excellent payment options. I also feel it is more secure and have had to get support from PayPal for a few purchases that I have had problems with. PayPal have always dealt with it well and managed to get my money back. Reviewed on: 6th July 2026

I recommend it))))))

I have been using it for many years and everything is always clear and transparent, I recommend it Reviewed on: 6th July 2026

Don’t really use it!

Don’t really use it, it feels very hard to raise credit limit. Other companies do this automatically. There is no reason for me to use PayPal credit . Reviewed on: 6th July 2026

Easy to use and plenty of options how to pay for goods.

Easy to use and plenty of options how to pay for goods. Free money when you need it, interest free! Reviewed on: 6th July 2026

PayPal credit has been really useful for me.

PayPal credit has been really useful for me. In particular the 3 month zero interest on some purchases makes it much more manageable for larger purchases. I also appreciate how easy it is to accept or reject limit increases. Reviewed on: 6th July 2026

Quick and easy to setup and available on a wide rang...

Quick and easy to setup and available on a wide range of products. Reviewed on: 6th July 2026

I use PayPal as often as I can

I use PayPal as often as I can because their security has kept me safe online for years and their new rewards program offers excellent value when using the PayPal card in store. I've never been let down - can't recommend enough. Reviewed on: 6th July 2026

Great service, fantastic product.

Great service, fantastic product. Brilliant delivery. Reviewed on: 6th July 2026

Good option when you need extra cash

When I needed extra money to buy goods for myself, PayPal Credit was exactly what I needed. Reviewed on: 6th July 2026

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