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PayPal: PayPal Credit reviews

4.73
Based on 176,386 reviews, last reviewed 11th Jul 2026
1277% increase in 5 star reviews
in the past 90 days
1144% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It's the best way for online payments It's the best way for online payments Reviewed on: 11th July 2026
Claire s's avatar
Claire s

Latest lowest rating:

1

I paid through paypal for an item that turned out to... I paid through paypal for an item that turned out to be a scam. I provided proof and they still sided with the scammer with no option for me to take i... Read more Reviewed on: 11th July 2026
C M's avatar
C M

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (176853)

The best

5
Over the years I have found PayPal , the best way to buy goods, with a reliable customer service. Reviewed on: 6th July 2026

Easy set up

5
Paypal credit and pay in 3 is easy to set up, interest is low and there are offers of interest free months. You are kept up to date with information when payments due, and you can see all information about your account online, it is easy to use Reviewed on: 6th July 2026

Flexible and Easy

5
PayPal have been flexible and easy to use. Their customer service is fabulous and I would recommend PayPal to anyone. Reviewed on: 6th July 2026

Paypal is always efficient and reliable.

5
Paypal is always efficient and reliable. Top class service and no errors in all of the years I have been with them. Reviewed on: 6th July 2026

Excellent!

5
Always been a very quick method of paying in line , with good back up if anything goes wrong! Reviewed on: 6th July 2026

App is easy to use, service is always helpful and ea...

5
App is easy to use, service is always helpful and easy to access Reviewed on: 6th July 2026

Good service, happy with benefits

5
Good service, happy with benefits Reviewed on: 6th July 2026

Simple to use and trustworthy when problems arise

5
I find PayPal very convenient to use in my everyday dealings with payments. I had one query where money had been paid out and I was concerned about it. I emailed PayPal and explained the problem.I had an immediate response and they immediately reassured me and dealt with the problem. very good customer service. Reviewed on: 6th July 2026

Gave me what my own longstanding bank couldn’t!

5
Gave me what my own longstanding bank couldn’t! Reviewed on: 6th July 2026

Good secure way to purchase!

5
Good secure way to purchase! Products,safe in the knowledge your money is protected Reviewed on: 6th July 2026

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