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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50804 reviews)

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4.91

Based on 50,804 reviews, last reviewed 24th Aug 2025

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal is great for quick payments and easy credit i... PayPal is great for quick payments and easy credit if needed Reviewed on: 24th August 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50804)

PayPal credit was used to buy a luxury item.

PayPal credit was used to buy a luxury item. The offer given was great 0% for the duration of contract, can really go wrong. Communication with Paypal team was great and fast with no waiting time. Transaction was really fast and safe. Payments were manageable. Would definitely recommend. Reviewed on: 11th June 2024

Convieiniant

Convienient and safe transactions Reviewed on: 11th June 2024

Never had a bad experience and very convenient to use.

Never had a bad experience and very convenient to use. Reviewed on: 11th June 2024

Very handy

PayPal credit is really easy to use and handy to have as some back up funds. Reviewed on: 11th June 2024

Never had any ptoblems.

Never had any ptoblems. Very reliant and trustworthy. Reviewed on: 11th June 2024

I use paypal credit alot and works great

I use paypal credit alot and works great Reviewed on: 11th June 2024

PayPal is not only very secure and safe to use its u...

PayPal is not only very secure and safe to use its user friendly quick and easy Reviewed on: 11th June 2024

Payments and credit

Whenever I have needed to make a payment and my funds have been low paypal has been excellent for retaining credit or paying via installments. Reviewed on: 11th June 2024

Easy to use, always there if needed, various options...

Easy to use, always there if needed, various options of paying back. Reviewed on: 11th June 2024

I have used PayPal for many years and highly recomme...

I have used PayPal for many years and highly recommend it. Reviewed on: 11th June 2024

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