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PayPal: PayPal Credit reviews

4.73
Based on 181,153 reviews, last reviewed 21st Sep 2026
62% decrease in 5 star reviews
in the past 90 days
49% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026
Glebs D's avatar
Glebs D

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181153)

The credit service is a great tool if you prefer to...

5
The credit service is a great tool if you prefer to pay more expensive services over a course of time. They offer great interest rates, if any. The customer service is also extremely informative and helpful unlike other credit service companies. Reviewed on: 6th July 2026

PayPal best pal

5
Great for protecting your purchasing Reviewed on: 6th July 2026

Great service, I would recommend

4
Great service, I would recommend Reviewed on: 6th July 2026

Very easy to use, everything at your fingertips.

5
Very easy to use, everything at your fingertips. Love using PayPal. Reviewed on: 6th July 2026

PayPal is has been in a convenient and excellent way...

5
PayPal is has been in a convenient and excellent way to pay subscriptions , extending your payments over three periods and also providing a first class credit card service. Reviewed on: 6th July 2026

Best service

5
I am using for a while and PayPal has some good options. Reviewed on: 6th July 2026

Alway good experience and treated with professional...

5
Always good experience and treated with professionalism with any help required. Have recommended PayPal to family and friends. Will use PayPal as and when required Reviewed on: 6th July 2026

Never had a bad experience with PayPal.

5
Never had a bad experience with PayPal. Any issues with sellers have always been dealt with quickly and fairly. Reviewed on: 6th July 2026

Always amazed by the service PayPal provides use it...

5
Always amazed by the service PayPal provides use it for most my purchases knowing that it’s safe Reviewed on: 6th July 2026

Very simple.

4
Very simple. Explained everything well, helpful prompts. Reviewed on: 6th July 2026

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