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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 76,498 reviews, last reviewed 19th Apr 2026
2367800% increase in 5 star reviews
in the past 90 days
6800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great way to buy something you need pay over 4 month... Great way to buy something you need pay over 4 months, easy to do Reviewed on: 19th April 2026
Debbie H's avatar
Debbie H

Latest lowest rating:

1

PayPal push its credit facility without telling you... PayPal push its credit facility without telling you how it adversely affects your credit score even for a nominal amount. I only took it due to the di... Read more Reviewed on: 18th April 2026
Carl O's avatar
Carl O
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (76498)

I like the 4 month interest free

5
I like the 4 month interest free Reviewed on: 6th April 2026
Roy j's avatar
Roy j

Good interest rates and good offers.

5
Good interest rates and good offers. Easy to use for paying things and peace of mind. Reviewed on: 6th April 2026
Michael R's avatar
Michael R

Does the job

4
Does the job of saving, spending and transferring money. Reviewed on: 6th April 2026
Craig R's avatar
Craig R

Very very good, I’m really happy

5
Very very good, I’m really happy Reviewed on: 6th April 2026
Monica S's avatar
Monica S

Always Excellient.

5
Always Excellient. I've used them for around 10 years now and have always found them to be excellent and secure, for my online banking. Reviewed on: 6th April 2026
Mr B's avatar
Mr B

PayPal compliments real life

5
Really easy to use and love the credit and debit cards. Reviewed on: 6th April 2026
Frank M's avatar
Frank M

Used very ofter, never had any issues with it.

5
Used very ofter, never had any issues with it. Reviewed on: 6th April 2026
Simon W's avatar
Simon W

Easy to use and keep track of spending.

5
Easy to use and keep track of spending. Everything in app is helpful. Reviewed on: 6th April 2026
Lauren S's avatar
Lauren S

Easy to use, all terms laid out clearly and easily u...

5
Easy to use, all terms laid out clearly and easily understood. Great credit limit and easy application process Reviewed on: 6th April 2026
Thomas M's avatar
Thomas M

Paypal is the best thing since fridbread, excellent...

5
Paypal is the best thing since fridbread, excellent way to protect your money Reviewed on: 6th April 2026
Jeffrey H's avatar
Jeffrey H

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