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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50804 reviews)

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4.91

Based on 50,804 reviews, last reviewed 24th Aug 2025

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal is great for quick payments and easy credit i... PayPal is great for quick payments and easy credit if needed Reviewed on: 24th August 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50804)

Love the app- easy to use and great benefits also.

Love the app- easy to use and great benefits also. Reviewed on: 11th June 2024

PayPal Credit is very Handy

Used PayPal Credit a couple of times, and found it to be very good with helpful support if required. It’s a shame that it’s not available everywhere at the moment and for the terms to over a longer period. Reviewed on: 11th June 2024

PayPal credit is so easy to use it could be worrying...

PayPal credit is so easy to use it could be worrying as easily could get into debt Reviewed on: 11th June 2024

I was approved for credit, the terms were reasonable...

I was approved for credit, the terms were reasonable and I paid back in time with no issues Reviewed on: 11th June 2024

Better than many credit cards.

I find this option better than many credit cards. I usually use the pay in 3 or pay all in 4 months option. Reviewed on: 11th June 2024

PayPal to the rescue!!

I, like many others, live on a tight budget and if I need something I have multiple options for buying items with different budgets. £50-£100 I can 'pay in 3' interest free payments and if it's over £100 I can pay with credit over 4 or 6 months interest free. It feels like PayPal are seemingly the only finance provider that genuinely want to help the 'end user'. Reviewed on: 11th June 2024

Good service great to no you you can trust PayPal an...

Good service great to no you you can trust PayPal and can pay in 3 months if you need to also I have found PayPal is really safe to use on the internet Reviewed on: 11th June 2024

For everything and everyone

Paypal service most of the online retailers I use. I always feel as if my details are safe. App interface is clear and easy to use. Customer service is accessible and human. Help is well received Reviewed on: 11th June 2024

All is great when it comes to the services been offe...

All is great when it comes to the services been offered Reviewed on: 11th June 2024

Always simple and clear.

Always simple and clear. Using the app is easy and everything is explained very clearly. A simple process, with pay in 3 an excellent feature. Also, offering 4 months interest free is great. Managing your direct debit is easy too. Reviewed on: 11th June 2024

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