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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 76,404 reviews, last reviewed 18th Apr 2026
2359600% increase in 5 star reviews
in the past 90 days
6800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use app. Easy to use app. Never had a valid reason to doubt their services. Great work! Reviewed on: 18th April 2026
CJ's avatar
CJ

Latest lowest rating:

1

PayPal push its credit facility without telling you... PayPal push its credit facility without telling you how it adversely affects your credit score even for a nominal amount. I only took it due to the di... Read more Reviewed on: 18th April 2026
Carl O's avatar
Carl O
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (76404)

Credit, where credit is due.

5
It’s so easy to you PayPal Credit. There are no hoops to jump through and you can set payments to suit your budget. I use it all the time Reviewed on: 6th April 2026
MS P's avatar
MS P

Never a problem really helpful glad its there to use...

5
Never a problem really helpful glad its there to use when ever its brilliant highly recommend what more can u ask for Reviewed on: 6th April 2026
Chris crazy 's avatar
Chris crazy

Problem solving.

5
They have the knowledge, and staff to sort out any problems I have had, or come across in the past which would only take a few minutes of my time, and not keep me on the phone, passing me from one department to another department. Reviewed on: 6th April 2026
Norman 's avatar
Norman

Reassurance.

5
Don’t use very often but fairly user friendly and gives you some protection against fraud . Reviewed on: 6th April 2026
Jeannette 's avatar
Jeannette

It's there for you, when ever you need it.

5
PayPal credit is always there when I need it, I've used it exclusively for emergency funds, I can always rely on it and know it's there if I need anything, I can now use it anywhere since the inclusion of the virtual credit card that's tied to the account so even if a website or store doesn't accept PayPal as a payment method, I can still use it as the virtual card functions exactly like any other payment card. Reviewed on: 6th April 2026
Randi Rabbit's avatar
Randi Rabbit

Good service

4
Easy and simple to use . Makes live easier and safe when buying online Reviewed on: 6th April 2026
Jose F's avatar
Jose F

Reliable and secure in internet purchases

5
been using this company for security reasons for the last 15 years and even when I was court out by a company bad service they stood by my side and manage to get my investment (purchase full amount) back to me. That is the best outcome I ever had . Reviewed on: 6th April 2026
Eufemio E's avatar
Eufemio E

I PayPal credit

5
I I always use PayPal credit if you pay in the three month period you don’t pay interest Reviewed on: 6th April 2026
john kaye's avatar
john kaye

Suits me

5
Suits me for more expensive purchases Reviewed on: 6th April 2026
Nick B's avatar
Nick B

A card and payment optician i trust.

5
A card and payment optician i trust.I use PayPal whenever I can. Reviewed on: 6th April 2026
Susan S's avatar
Susan S

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