Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (176907 reviews)

View other PayPal products

4.73

Based on 176,386 reviews, last reviewed 11th Jul 2026

1277% increase in 5 star reviews

in the past 90 days

1144% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It's the best way for online payments It's the best way for online payments Reviewed on: 11th July 2026

Latest lowest rating:

1

I paid through paypal for an item that turned out to... I paid through paypal for an item that turned out to be a scam. I provided proof and they still sided with the scammer with no option for me to take i... Read more Reviewed on: 11th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (176915)

PayPal experience

The app is very good efficient and very clear had not problems at all with it Reviewed on: 6th July 2026

quick, supportive, smooth, dedicated

quick, supportive, smooth, dedicated Reviewed on: 6th July 2026

Always quick and efficient.

Always quick and efficient. I had one query and it couldn’t have been dealt with any better. Reviewed on: 6th July 2026

Very easy to set up an account, manage the account a...

Very easy to set up an account, manage the account and pay off the account. Excellent customer service too. Reviewed on: 6th July 2026

Happy customer

Have used PayPal for years its a great safety net Reviewed on: 6th July 2026

Easy and a great way to spread the cost

Really easy to set up paypal credit, which meant I could upgrade my phone. Whenever I've had any questions, staff are just a quick call away and have helped me out in whatever way I need. Would definitely recommend. Reviewed on: 6th July 2026

Excellent service really helps spread the financial...

Excellent service really helps spread the financial load when purchasing expensive items. Reviewed on: 6th July 2026

Hassle free experience and easy check out process

Hassle free experience and easy check out process Reviewed on: 6th July 2026

PayPal Credit Simplified

PayPal credit is quick and easy to set up. the App is made easy in order to access your account, check your statement, make a payment etc Reviewed on: 6th July 2026

A very handy credit facility

I’ve used the PayPal credit facility a few times and like the flexibility it gives me. It’s very easy to make payments to settle the credit as well. Reviewed on: 6th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Novuna Personal Finance 4.73 from 173 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 98269 reviews
Payments
from PayPal 4.71 from 3846 reviews
Credit card
from PayPal 4.70 from 121 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub