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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

Have used PayPal credit several times, always made e...

Have used PayPal credit several times, always made easy to apply and very competitive rates. Hope to use again in the future. Reviewed on: 6th July 2026

Easy to use standard interest rates, handy to pay fo...

Easy to use standard interest rates, handy to pay for items on eBay and other sites Reviewed on: 6th July 2026

PayPal Team Highlights.

When ever I have ever reached to the PayPal team they have been helpful and resolved my problems. Reviewed on: 6th July 2026

This has been a live saver, I am able to do so much...

This has been a live saver, I am able to do so much with PayPal credit, and with 0% finance aswell Reviewed on: 6th July 2026

Better than a card

Easy to watch your credit. Easy to use. Reviewed on: 6th July 2026

Paypal credit is so easy to use and i can use it to...

Paypal credit is so easy to use and i can use it to pay for everything. it also gives you 4 months interest free, which i found very useful Reviewed on: 6th July 2026

Pay pal looks after its customers

Pay pal puts customers at the forefront of their business. .Their customer service is always helpful, when I have had a dispute with a seller the issue was efficiently resolved. Reviewed on: 6th July 2026

PayPal credit retail offers

Excellent experience with 0% credit offers with retailers Reviewed on: 6th July 2026

PayPal ROCKS

genuinely my favourite!!! Been using PayPal for years now and it has never let me down NEVER! Thier so reliable and their customer service is amazing!! Highly recommended Reviewed on: 6th July 2026

Not happy as PayPal is not fair - decisions are made...

Not happy as PayPal is not fair - decisions are made unfairly in sellers favour! Reviewed on: 6th July 2026

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