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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (176972 reviews)

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4.73

Based on 176,386 reviews, last reviewed 11th Jul 2026

1277% increase in 5 star reviews

in the past 90 days

1144% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It's the best way for online payments It's the best way for online payments Reviewed on: 11th July 2026

Latest lowest rating:

1

I paid through paypal for an item that turned out to... I paid through paypal for an item that turned out to be a scam. I provided proof and they still sided with the scammer with no option for me to take i... Read more Reviewed on: 11th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (176983)

Easy to set up and use.

Easy to set up and use. Rewards are great Reviewed on: 6th July 2026

Great experience

Great experience really gives me confidence and security when making purchases Reviewed on: 6th July 2026

Easy and fluid.

Easy and fluid. No issues. Used Paypal for years now. Never had a problem. Reviewed on: 6th July 2026

PayPal is easy and excellent!

PayPal is easy and excellent! I have used PayPal for a decade now and it’s nothing short of excellent and easy, I think it really changed online payments alongside quick transfers and fair borrowing rates. I would highly recommend for anyone to use!! Reviewed on: 6th July 2026

Been a PayPal member since creation and the addition...

Been a PayPal member since creation and the addition of Credit is now amazing. Use PayPal for everything. Reviewed on: 6th July 2026

So convenient, easy to use, clean interface, payment...

So convenient, easy to use, clean interface, payment options are great. Reviewed on: 6th July 2026

Helped me so many times on purchases & the 4 month i...

Helped me so many times on purchases & the 4 month interest free on purchases over £100 gives you time to get ahead with payments. Reviewed on: 6th July 2026

Paypal keeps my transactions secured, and if I want...

Paypal keeps my transactions secured, and if I want to buy something and want to split the cost. The 3 monthly payment zero interest is very handy! Reviewed on: 6th July 2026

Efficient and helpful.

Efficient and helpful. Would recommend to anyone for security and peace of mind. Reviewed on: 6th July 2026

Never had a problem with Paypal

Never had a problem with Paypal, supportive & helpful when requiring customer service. Reviewed on: 6th July 2026

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