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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

Good services and secure, very easy to use anywhere...

Good services and secure, very easy to use anywhere in the world. Great customer service and excellent quality. Reviewed on: 6th July 2026

Pay pay easy to use go

Pay pay easy to use and assurance if things go wrong Reviewed on: 6th July 2026

I had a fraud problem which was dealt with and I was...

I had a fraud problem which was dealt with and I was given my money back thankfully. Although we had a bit of misunderstanding eventually it was dealt with efficiently Reviewed on: 6th July 2026

The customer service staff are knowledgeable in deal...

The customer service staff are knowledgeable in dealing with customers queries Reviewed on: 6th July 2026

Best for purchasing and transferring money , no delays

Perfect for every day use of money instant transfer I like the option pay on instalments Reviewed on: 6th July 2026

Positive experience

I’ve had a really positive experience using PayPal Credit. The application process was straightforward, payments are easy to manage, and everything is clearly laid out. It’s been a convenient way to spread the cost of purchases, and I’ve found the service reliable and simple to use. I would happily recommend PayPal Credit. Reviewed on: 6th July 2026

PayPal in general is a great service, saving you giv...

PayPal in general is a great service, saving you giving your card/bank details to sellers. PayPal Credit is a very useful addition, allowing you to spread payment over a period of time. Reviewed on: 6th July 2026

It works so well and simply, I can’t fault the servi...

It works so well and simply, I can’t fault the service and the interest rates provided Reviewed on: 6th July 2026

I always pay with pay pal.

I always pay with pay pal. Spend lot off money Reviewed on: 6th July 2026

Quick & easy to use Paypal

Using PayPal I don’t need to give my card details for online purchases Reviewed on: 6th July 2026

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