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PayPal: PayPal Credit reviews

4.91
Based on 50,804 reviews, last reviewed 24th Aug 2025
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is great for quick payments and easy credit i... PayPal is great for quick payments and easy credit if needed Reviewed on: 24th August 2025
David 's avatar
David

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025
Jane B's avatar
Jane B

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50804)

Very satisfied

5
PayPal Credit is fast and easy, no stress. it makes life so much easier. I'm very satisfied. Reviewed on: 11th June 2024

Convenient, super easy and transparent and most of a...

5
Convenient, super easy and transparent and most of all safe. I love using this service and will continue to do so. Reviewed on: 11th June 2024

Quick and convenient.

5
Quick and convenient. Lots of different ways to pay. Reviewed on: 11th June 2024

Personal Choice

5
Very happy to have choice when purchasing Reviewed on: 11th June 2024

I have been using Paypal for over 5years and its alw...

5
I have been using Paypal for over 5years and its always convenient nd reasonably priced for services,not to mention the credit purchase guarantee and flexible credit terms. Reviewed on: 11th June 2024

My pal paypal

5
Very good account to have very handy to purchase things on line given peace of mind that my purchases are covered Reviewed on: 11th June 2024

Excellent service and no troubles when trying to pur...

5
Excellent service and no troubles when trying to purchase products Reviewed on: 11th June 2024

Great service keeps me updated so I am aware of my p...

5
Great service keeps me updated so I am aware of my payments Reviewed on: 11th June 2024

PayPal credit is a great way to buy

5
PayPal credit is a great way to buy Reviewed on: 11th June 2024

PayPal is my pal

5
Easy to use in app.smooth process and rewarding Reviewed on: 11th June 2024

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