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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

Paypal Credit has been a real asset, it has helped s...

Paypal Credit has been a real asset, it has helped spread the costs of a new baby and helped when we have needed to make a purchase before pay day. No hidden costs and easy to understand Reviewed on: 6th July 2026

Excellent service brilliant and helpful customer ser...

Excellent service brilliant and helpful customer service Reviewed on: 6th July 2026

Easy to use excepted every were very flexible with t...

Easy to use excepted every were very flexible with the added bonus of credit points Reviewed on: 6th July 2026

PayPal provides flexibility and a safe method of buy...

PayPal provides flexibility and a safe method of buying products online Reviewed on: 6th July 2026

Since I've used PayPal, the ease of use, simple and...

Since I've used PayPal, the ease of use, simple and effective interface and great customer service has kept me using their services on a day to day basis. Reviewed on: 6th July 2026

The App is so easy to use

The app is easy to use, helpful in keeping on top of budgeting. Reviewed on: 6th July 2026

Always here to help

Had a couple of disputes with companies and pay pal always sort it out.always pay money on time and get things sorted Reviewed on: 6th July 2026

I wanted to purchase my dream watch but due to visas...

I wanted to purchase my dream watch but due to visas issues I was not able to get it through insurance but then thanks to PayPal Credit I was able to get my dream watch. Thank you PayPal Reviewed on: 6th July 2026

Great all round app easy to use.

Great all round app easy to use. Never had any issues Reviewed on: 6th July 2026

I’ve had an excellent experience using PayPal.

I’ve had an excellent experience using PayPal. The platform is secure, reliable, and incredibly easy to use for both sending and receiving payments. Transactions are processed quickly, and I appreciate the added buyer and seller protection, which gives me confidence when shopping or doing business online. The app and website are user-friendly, making it simple to manage payments, track transactions, and resolve any issues. Customer support has also been helpful whenever I’ve needed assistance. Overall, PayPal is a trustworthy payment service that I highly recommend to anyone looking for a safe and convenient way to handle online payments. Reviewed on: 6th July 2026

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