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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50804 reviews)

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4.91

Based on 50,804 reviews, last reviewed 24th Aug 2025

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal is great for quick payments and easy credit i... PayPal is great for quick payments and easy credit if needed Reviewed on: 24th August 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50804)

PayPal is a trusted service were you have guarantee...

PayPal is a trusted service were you have guarantee for purchases, and PayPal credit has really helped me out with purchases, when not a lot of money spare Reviewed on: 11th June 2024

Brilliant service

Always had great service with my credit arrangement`s Reviewed on: 11th June 2024

Great service and very helpful.

Great service and very helpful. I run my small business with PayPal Credit with no issues. Reviewed on: 11th June 2024

The best

Always a pleasure using PayPal credit, super easy & efficient Reviewed on: 11th June 2024

Better than Credit card

I been using year and years and never let me down and there’s a good service Reviewed on: 11th June 2024

Manageable payments

Manageable payments, timely reminders Reviewed on: 11th June 2024

It is very user friendly and processing payment and...

It is very user friendly and processing payment and transfers are easy. Reviewed on: 11th June 2024

Easy to use, feels safe and straightforward to use.

Easy to use, feels safe and straightforward to use. Lots of interest-free credit offers within certain time periods. Statements eay to access and app easy to navigate. Reviewed on: 11th June 2024

Very helpful and flexible payment option

Very helpful and flexible payment option Reviewed on: 11th June 2024

Flexible options and easy to use

I've used PayPal credit for around 2 years. I find the options available to be flexible and handy to spread the cost over a few months, often with 0% interest. Reviewed on: 11th June 2024

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