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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (76171 reviews)

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4.90

Based on 76,171 reviews, last reviewed 18th Apr 2026

2337900% increase in 5 star reviews

in the past 90 days

6700% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Always use for transfers to family, excellent prompt... Always use for transfers to family, excellent prompt and efficient service Reviewed on: 18th April 2026

Latest lowest rating:

1

When we are pay back money for credit card statement... When we are pay back money for credit card statements balance initially it takes time and second customers are having hard to get how much they deposi... Read more Reviewed on: 18th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (76171)

Great service - PayPal since 2002!

I have been using PayPal since 2002 (as far as I can remember), when I opened an eBay account. Since then, it has been great, and I’ve never had any issues. PayPal Credit is another excellent service that allows me to spread the cost over 3–4 months without interest, so I don’t have to worry about paying everything at once. Reviewed on: 29th June 2025

Love the flexability that is provided by PayPal.

Have loved the flexability that is provided by PayPal. Means I can break a larger payment over 3 months which is much easier to manage than in one large payment up front. You've helped me on many occassions, so thank you. Reviewed on: 28th June 2025

Great option

Credit quick approval and makes bigger purchases much easier on the wallet. Reviewed on: 28th June 2025

Great customer service!

Very helpful to me when dealing with a consumer issue - I could do actually speak to somebody & discuss instead of chat bot & I appreciated that Reviewed on: 28th June 2025

PayPal Credit is easy to use but tricky to pay...

PayPal Credit is easy to use but tricky to pay off Reviewed on: 28th June 2025

It was very helpful to be able to pay for the goods

It was very helpful to be able to pay for the goods in 3 instalment interest free Reviewed on: 27th June 2025

I have always been satisfied with the service I rece...

I have always been satisfied with the service I receive. Reviewed on: 27th June 2025

Paypal are clear

I have had good a good experience Reviewed on: 27th June 2025

Quick answer for credit

Such help when buying things outside my immediate budget. Reviewed on: 27th June 2025

Excellent Service .

Always positive my go to when buying online. Love the flexibility options which can really help with large purchases Reviewed on: 27th June 2025

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