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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (177054 reviews)

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4.73

Based on 176,386 reviews, last reviewed 11th Jul 2026

1277% increase in 5 star reviews

in the past 90 days

1144% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It's the best way for online payments It's the best way for online payments Reviewed on: 11th July 2026

Latest lowest rating:

1

I paid through paypal for an item that turned out to... I paid through paypal for an item that turned out to be a scam. I provided proof and they still sided with the scammer with no option for me to take i... Read more Reviewed on: 11th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (177062)

They are a good provider of credit.

They are a good provider of credit. Not had any problems Reviewed on: 6th July 2026

Very good no issues at all .

Very good no issues at all . Easy to deal with and easy to use Reviewed on: 6th July 2026

Happy camper

Ive been with paypal for 12 years, maybe more. Never once had an issue or anything to complain about, any slight or small issues that have came up, were dealt with hassle free. Ive since taken out PayPal credit, an debit cards. Both work as you'd expect. As for Shopping online, 90% of my online purchases go through payapl. Alot of times if I cant pay through PayPal. I dont purchase from that retailer. So yeah, I kind of feel you cant go wrong with them. Reviewed on: 6th July 2026

Easy to use, reliable, and convenient.

Easy to use, reliable, and convenient. The application was straightforward, payments are simple to manage, and I’ve had a positive experience overall. I would recommend PayPal Credit. The online account is easy to navigate, transactions are processed quickly, and I’ve never had any problems using the service. It’s been a helpful and flexible payment option. Reviewed on: 6th July 2026

I have used PayPal for a number of years.

I have used PayPal for a number of years. I don’t do online banking so PayPal is my go to resource and gives me an extre safeguard Reviewed on: 6th July 2026

I'm very happy with PayPal very easy to use

I'm very happy with PayPal very easy to use Reviewed on: 6th July 2026

PayPal makes yours purchase comes true

PayPal has always been reliable and I always manage to afford buying stuff using mainly their 0% interest option, it’s just make sense for me that way making the purchase more achievable without having been penalized for as long as you’re payment on time. Reviewed on: 6th July 2026

Pay Pal credit is quick and easy I have used it a fe...

Pay Pal credit is quick and easy I have used it a few times paid over 3 months and cleared it before end of term . Reviewed on: 6th July 2026

PayPal is quick and easy to use and the protection g...

PayPal is quick and easy to use and the protection gives me piece of mind Reviewed on: 6th July 2026

Outstanding service

It very easy to understand and process simple transactions. Reviewed on: 6th July 2026

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