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PayPal: PayPal Credit reviews

4.73
Based on 181,151 reviews, last reviewed 19th Sep 2026
62% decrease in 5 star reviews
in the past 90 days
49% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is the best to use on line I am always ready to use PayPal as it is convenient, easy to use on the go. I have always bought my travel tickets knowing if there is a problem, the ... Read more Reviewed on: 19th September 2026
Angela Byakwaga's avatar
Angela Byakwaga

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181152)

Everything is fine and I like very much the process .

5
Everything is fine and I like very much the process . Reviewed on: 6th July 2026

Always reliable and great customer service when need...

5
Always reliable and great customer service when needed but never seem to have any concerns with PayPal Reviewed on: 6th July 2026

Great services, helpful and easily available

5
Great services, helpful and easily available Reviewed on: 6th July 2026

Very good and easy to use and safe

5
Very good and easy to use and safe Reviewed on: 6th July 2026

Wouldn't use anything else now

5
Paypal credit has been a god send with paying things off in installments. Its made life so much easier Reviewed on: 6th July 2026

Love the 4 months interest free credit.

5
Love the 4 months interest free credit and easy way to make payments. Displays your balances easy amd clear way linked back to purchases with exact deadline dates that your 4 months is up. Love it. Reviewed on: 6th July 2026

I use PayPal for everything.

5
I use PayPal for everything.. I often use the pay in 3 or pay over four months interest free option. Any disputes have always been resolved fairly. I don't have to be worried about scammers as I feel protected. Reviewed on: 6th July 2026

I’ll always Pay with Paypal

5
Easiest way to pay and so convenient Reviewed on: 6th July 2026

Excellent service!

5
I have been using paypal for over 10years and my experience has always been seamless plus excellent customer care when it comes to dispute resolution. The credit line has been a great help too. Reviewed on: 6th July 2026

Very effective process, prompt response and friendly...

5
Very effective process, prompt response and friendly experience Reviewed on: 6th July 2026

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