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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 75,877 reviews, last reviewed 18th Apr 2026
2311200% increase in 5 star reviews
in the past 90 days
6600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy simple way to pay. Easy simple way to pay. No issues. Reviewed on: 18th April 2026
Christopher R's avatar
Christopher R

Latest lowest rating:

1

Dia company would really think twice about using them Dia company would really think twice about using them Reviewed on: 18th April 2026
Christopher Poyser's avatar
Christopher Poyser
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (75877)

Safe m to make payment to pay pal good to improve

5
Safe my money easy to use and easy to make payment to paypal credit and can improve my credit limit Reviewed on: 8th June 2025
Basma J's avatar
Basma J

I think PayPal credit are excellent lenders, fair wi...

5
I think PayPal credit are excellent lenders, fair with their limits and very easy to use Reviewed on: 8th June 2025
Chelsea C's avatar
Chelsea C

A trustworthy Company who provide a variety of produ...

5
A trustworthy Company who provide a variety of products for individual needs. Safe and secure way to purchase. Excellent customer support. Reviewed on: 8th June 2025
Marcia L's avatar
Marcia L

Reliable, effective online payment.

5
Reliable, effective online payment. Reviewed on: 8th June 2025
Dexter L's avatar
Dexter L

At the moment has been ok, the only thing is the inc...

3
At the moment has been ok, the only thing is the increases in interest Reviewed on: 8th June 2025
Edda R's avatar
Edda R

PayPal credit offers great flexibility purchases...

5
PayPal credit offers great flexibility for purchases to be spread across 3 or 4 months Reviewed on: 8th June 2025
F's avatar
F

If used correctly a great product

5
I use PayPal credit for large purchases associated with a house renovation, I'm yet to pay any interest and this flexibility has allowed me to get work done. Reviewed on: 8th June 2025
RW's avatar
RW

Easy and convenient.

5
Easy to use and can pay with PayPal at lots of different places. Can keep track of transactions easily too. Have been using PayPal for years because it suits my needs. Reviewed on: 8th June 2025
Andrea 's avatar
Andrea

Customer service is 5 stars every time I call them t...

5
Customer service is 5 stars every time I call them they always resolve any issue, never had an issue Reviewed on: 8th June 2025
Craig Wedderburn's avatar
Craig Wedderburn

Good experiences good value I wood recommend

5
Good experiences I would recommend Reviewed on: 8th June 2025
Otis R's avatar
Otis R

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