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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181152 reviews)

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4.73

Based on 181,151 reviews, last reviewed 19th Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is the best to use on line I am always ready to use PayPal as it is convenient, easy to use on the go. I have always bought my travel tickets knowing if there is a problem, the ... Read more Reviewed on: 19th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181152)

Paypal - pay this way, stay safe today!

Paypal - pay this way, stay safe today! Safest way to pay online. Quick, easy, reliable. And the pay in 3 is so convenient for spreading the cost and budgeting. Always a relief to see the paypal logo as a payment option. Like an old-fashioned excellent bank manager. Reviewed on: 6th July 2026

Great service to customers

Explains the terms and rates straight away. Makes a decision quickly. Answers calls with a human if you have a problem and solves it with you. No massive amount of emails from affiliates either! Highly recommend Reviewed on: 6th July 2026

Good customer service and good benefits joining PayPal.

Good customer service and good benefits joining PayPal. Reviewed on: 6th July 2026

The best way to pay

The best way to pay - the interest free credit over four months and the ability to use it on a vast variety of locations with no hassle make it my first choice for payments online, and their new virtual cards make it easier to pay when out and about too! Reviewed on: 6th July 2026

Ok don’t see the big deal of it really not benefitte...

Ok don’t see the big deal of it really not benefitted but ok Reviewed on: 6th July 2026

Easy to use, clear instructions.

Easy to use, clear instructions. Useful choices for credit Reviewed on: 6th July 2026

Transaction went very smoothly no issues and plenty...

Transaction went very smoothly no issues and plenty communication plenty of time to pay Reviewed on: 6th July 2026

Excellent service, highly appreciated.

Excellent service, highly appreciated. Risk free buying just because of PayPal Reviewed on: 6th July 2026

The pay in three option is a really handy interest f...

The pay in three option is a really handy interest free way to pay for larger purchases. Reviewed on: 6th July 2026

It’s been a breeze.

It’s been great. Really easy, with no human interaction needed Reviewed on: 6th July 2026

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