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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (177088 reviews)

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4.73

Based on 176,386 reviews, last reviewed 11th Jul 2026

1277% increase in 5 star reviews

in the past 90 days

1144% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It's the best way for online payments It's the best way for online payments Reviewed on: 11th July 2026

Latest lowest rating:

1

I paid through paypal for an item that turned out to... I paid through paypal for an item that turned out to be a scam. I provided proof and they still sided with the scammer with no option for me to take i... Read more Reviewed on: 11th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (177094)

I’ve never had any problems with paper and I’ve been...

I’ve never had any problems with paper and I’ve been using it for quite a few years when there’s a problem with orders. PayPal get it sorted out quick as well. Reviewed on: 6th July 2026

Excellent all round service

Any issues with payments or items not recieved or scams that i have issues with have been dealt quickly and efficiently Reviewed on: 6th July 2026

Always excellent service

Always excellent service especially when dealing with bad sellers and scams. Reviewed on: 6th July 2026

Very good, reliable, good all round app

Very good, reliable, good all round app Reviewed on: 6th July 2026

Overall enjoyable credit experience

Overall enjoyable credit experience Reviewed on: 6th July 2026

GREAT SERVICE THROUGHOUT.

Very empathetic and supportive. I always found the Team able and willing to assist. Reviewed on: 6th July 2026

It’s so easy to do and help is very easily accessible.

It’s so easy to do and help is very easily accessible. It’s an easy process and compatible with pretty much all platforms Reviewed on: 6th July 2026

They have charged me twice when the payment could no...

They have charged me twice when the payment could not go through which was not my fault Reviewed on: 6th July 2026

Paypal Credit is great for 0% interest credit

I have used PayPal credit to spread payments for expensive items with no problem whatsoever. I always make the monthly payments on time and I have never had cause to use customer services. Reviewed on: 6th July 2026

It was extremely easy and straightforward to use

It was extremely easy and straightforward to use Reviewed on: 6th July 2026

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