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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181152 reviews)

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4.73

Based on 181,151 reviews, last reviewed 19th Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is the best to use on line I am always ready to use PayPal as it is convenient, easy to use on the go. I have always bought my travel tickets knowing if there is a problem, the ... Read more Reviewed on: 19th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181152)

II like to use PayPal .

II like to use PayPal . It help me make sure m money is safe , Very easy to use,very good for subscription's, also very flexible it many other ways that i am still learning about , i wouldn't be without it in a modern world. Reviewed on: 6th July 2026

Credible Credit Option That came When I Needed It Most

PayPal Credit has been a great financial tool for me. It gave me the flexibility to spread the cost of important purchases without putting immediate pressure on my budget. The application process was straightforward, and I found it easy to use alongside my PayPal account. What I appreciate most is the convenience. Being able to make purchases quickly and manage repayments in one place has made budgeting much easier. Whenever I had questions, I found the information available to be clear and helpful, giving me confidence in using the service. Overall, my experience has been very positive. As long as you understand the terms and make your payments on time, PayPal Credit can be a really useful option. I would happily recommend it to anyone looking for a flexible and convenient way to manage larger purchases. Reviewed on: 6th July 2026

Easy payment

Easy to use, and good terms of payment Reviewed on: 6th July 2026

Easy to apply and easy to use whatever you need...

Easy to apply and easy to use whatever you need Reviewed on: 6th July 2026

Very straight forward, no hidden nasties.

Very straight forward, no hidden nasties. Decision in minutes. Issues sorted promptly. Will continue to be my go to for credit. Reviewed on: 6th July 2026

First Class

Used them for years and offer amazing payment options. Have family in France and Canada and it’s a great way to transfer money for birthday’s and Christmas. The 4 months interest free for purchases over £100 and pay in 3 for smaller purchases are excellent and I use them all the time. I always choose PayPal as my preferred payment option. Reviewed on: 6th July 2026

PayPal credit always comes in handy for the bigger p...

PayPal credit always comes in handy for the bigger purchases which may hurt the wallet and in current times that’s very helpful. Reviewed on: 6th July 2026

Fabulous!

Fabulous! 5star service, would recommend Reviewed on: 6th July 2026

Been using PayPal for a long time and never had any...

Been using PayPal for a long time and never had any bad experience. Reviewed on: 6th July 2026

Excellent .

Outstanding, reliable service always on point. Reviewed on: 6th July 2026

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