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PayPal: PayPal Credit reviews

4.90
Based on 75,660 reviews, last reviewed 18th Apr 2026
2291600% increase in 5 star reviews
in the past 90 days
6400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Amazing service. Amazing service. Quick and trustworthy Reviewed on: 18th April 2026
Piyum S's avatar
Piyum S

Latest lowest rating:

2

Frustrating I don’t understand why items that have been refunded still show as an outstanding balance. I am paying for something called Zettle by PayPal but have ... Read more Reviewed on: 18th April 2026
Suzannah W's avatar
Suzannah W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (75660)

So easy to pay with.

5
So easy to pay with. Feels trustworthy and reliable for using to make sales via selling platforms. Love using it to pay for Netflix and it coming out each month and being about to track it Reviewed on: 3rd June 2025

Excellent

5
Excellent experience great service Reviewed on: 3rd June 2025

Ok with no problems bla bla bla bla bla bla bla bla...

4
Ok with no problems bla bla bla bla bla bla bla bla bla bla bla bla bla bla bla bla Reviewed on: 3rd June 2025

I regularly use Pay in 3, which is helpful to budget.

5
I regularly use Pay in 3, which is helpful to budget. Reviewed on: 3rd June 2025

The most reliable service I've ever used

5
I've used PayPal for many years abs love it. The most reliable service I've ever used Reviewed on: 3rd June 2025

Ease of navigate through the website

5
Ease of navigate through the website Reviewed on: 3rd June 2025

I travel a dropshipper and I use many bank's but rea...

5
I travel a dropshipper and I use many bank's but really honestly PayPal is the most best bank I used in my life I love it Reviewed on: 3rd June 2025

Positive and easy to use which is helpful wine you a...

5
Positive and easy to use which is helpful wine you are busy at work and need to order something quickly Reviewed on: 3rd June 2025

Amazing App & Benefits

5
PayPal credit allows me to pay for purchases over £99, over a period of 4 months with 0% interest. They send reminders when a payment needs to be made/is due. You can view all your payment details clearly on the app. If you have consistently made your monthly payments, you receive the option to increase your credit limit which is also a great benefit. Reviewed on: 3rd June 2025

I use PayPal to make purchases on line and in store,...

5
I use PayPal to make purchases on line and in store, gives me more ways to pay interest free for four months or pay.in three. Reviewed on: 3rd June 2025

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