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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 75,477 reviews, last reviewed 18th Apr 2026
2274600% increase in 5 star reviews
in the past 90 days
6400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Student teacher life saver As a student teacher, PayPal credit got me through uni! It is so easy and simple to pay back and is simple to use, and allows you to make the most of ... Read more Reviewed on: 18th April 2026
Jessica B's avatar
Jessica B

Latest lowest rating:

2

Frustrating I don’t understand why items that have been refunded still show as an outstanding balance. I am paying for something called Zettle by PayPal but have ... Read more Reviewed on: 18th April 2026
Suzannah W's avatar
Suzannah W
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (75477)

Simple and clear

5
Simple and clear. Convenience exemplified. Reviewed on: 2nd June 2025
Anonymous A's avatar
Anonymous A

Very easy to use, straightforward and helpful.

5
Very easy to use and straightforward. Once had an issue with a seller and found it difficult to contact them however, once I got in touch with PayPal to try resolve the issue, it got resolved quickly. Reviewed on: 2nd June 2025
AIO's avatar
AIO

Paypsl review

4
Good exprience , clear always know what im paying Reviewed on: 2nd June 2025
Tristan's avatar
Tristan

Cannot speak highly enough

5
I’ve been using PayPal credit for over a year now, and it has been so helpful in making larger purchases, and then being able to pay them off over time. When I’ve had issues, the team at PayPal support have assisted me and gotten the issue resolved there and then. Reviewed on: 2nd June 2025
James C's avatar
James C

Easy and quick to use and apply.

5
Easy and quick to use and apply. Reviewed on: 2nd June 2025
DF's avatar
DF

The safest way to pay!!!

5
They are always fantastic and it’s the safest way to pay. In all the years of using PayPal I have only needed to contact them once, due to a company I ordered from not correcting an issue. After being advised what to do and contacting the company I purchased from again, my goods were replaced within 24 hours. Reviewed on: 2nd June 2025
Claire M's avatar
Claire M

Use it all the time, great for spreading the cost, p...

5
Use it all the time, great for spreading the cost, pay in 3 and deferred over 4 months is fantastic, really allows me the flexibility and ability to apply affordability to my shopping. Reviewed on: 2nd June 2025
Simon H's avatar
Simon H

Just works for me PayPal credit.

5
Just works for me PayPal credit. Don't need a credit card just use PayPal wisely and pay off in time no interest love it. Reviewed on: 2nd June 2025
Jason F's avatar
Jason F

Great financing solution, and easy to use.

5
Great financing solution, and easy to use. very convenient and straightforward. Reviewed on: 2nd June 2025
Albin 's avatar
Albin

Easy when purchasing items online stores all my card...

5
Easy when purchasing items online stores all my cards gives me the option to spread the cost 0% Reviewed on: 2nd June 2025
Jorgia Walliss's avatar
Jorgia Walliss

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