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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181151 reviews)

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4.73

Based on 181,152 reviews, last reviewed 19th Sep 2026

61% decrease in 5 star reviews

in the past 90 days

48% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is the best to use on line I am always ready to use PayPal as it is convenient, easy to use on the go. I have always bought my travel tickets knowing if there is a problem, the ... Read more Reviewed on: 19th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181151)

PayPal 10/10

Never had an issue with PayPal on the one occasion I had a problem with a seller they dealt with it straight away. The CS advisor was great. Easy to use app. Reviewed on: 6th July 2026

Use PayPal daily, it’s great and easy

Use PayPal daily, it’s great and easy Reviewed on: 6th July 2026

Easy to use and many bonuses provided.

Easy to use and many bonuses provided. Makes spending easier and guess use it every time it’s available Reviewed on: 6th July 2026

Easy to use, convenient and simple.

Easy to use, convenient and simple. Useful for the everyday bits in life that need covering. Reviewed on: 6th July 2026

Interest free instalments

I enjoy using paypal to pay in instalments with zero interest Reviewed on: 6th July 2026

I have very bad experience as my payment is stuck in...

I have very bad experience as my payment is stuck in paypal credit nor refunded into my connected bank account so it seems to my that my amount deducted two times. I don’t rely on paypal credit service Reviewed on: 6th July 2026

Paypal credit is suprisingly easy to set up and use

Paypal credit is suprisingly easy to set up and use Reviewed on: 6th July 2026

Good value specially for buying stuff

Good value specially for buying stuff Reviewed on: 6th July 2026

It’s easy to navigate and use services.

It’s easy to navigate and use services. Also very good payment plans and not very scary interest rates Reviewed on: 6th July 2026

Very easy to use

Paypal credit is very easy to use and allows payments to be spread, like like all credit, pay it off as soon as you can! Reviewed on: 6th July 2026

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