Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 75,282 reviews, last reviewed 18th Apr 2026
2256300% increase in 5 star reviews
in the past 90 days
6400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent options Helpful to have this payment option, useful for bigger purchases Reviewed on: 18th April 2026
Lynnie 's avatar
Lynnie

Latest lowest rating:

2

Frustrating I don’t understand why items that have been refunded still show as an outstanding balance. I am paying for something called Zettle by PayPal but have ... Read more Reviewed on: 18th April 2026
Suzannah W's avatar
Suzannah W
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (75282)

Always available, very easy to use and accepted ever...

5
Always available, very easy to use and accepted everywhere online Reviewed on: 1st June 2025
Steven T's avatar
Steven T

I have good protection with my money and it is easy...

5
I have good protection with my money and it is easy to make payments. Reviewed on: 1st June 2025
Daphne B's avatar
Daphne B

I have been using PayPal services for almost a decad...

5
I have been using PayPal services for almost a decade and I am completely satisfied with it. Reviewed on: 1st June 2025
VO's avatar
VO

Simple and quick

5
It was easy to apply ,everything was explained fully and there wasn't any complicated jargon to navigate through ,it was very helpful Reviewed on: 1st June 2025
Andy W's avatar
Andy W

Easy to use when offer of 0% interest is available

5
Easy to use when offer of 0% interest is available Reviewed on: 1st June 2025
Ken L's avatar
Ken L

Brilliant service and easy to navigate and good cust...

5
Brilliant service and easy to navigate and good customer service Reviewed on: 1st June 2025
Wayne D's avatar
Wayne D

My longest-held credit product

5
Always a very useful product to have as part of my personal credit, allowing me to purchase high cost items that I can pay back over time at a rate that suits me. It’s my longest-held source of credit, and one that I intend to keep for years to come. Reviewed on: 1st June 2025
Joe B's avatar
Joe B

it always have being positive

5
it always have being positive, I have been with Paypal for years and it always has been a breeze and easy service Reviewed on: 1st June 2025
Laura B's avatar
Laura B

Loyal to customers, easy to reach, fast to decision

5
Loyal to customers, easy to reach, fast to decision Reviewed on: 1st June 2025
Stefan G's avatar
Stefan G

Hassle free and makes purchase costs manageable.

5
Hassle free and makes purchase costs manageable. The interest free element makes it affordable. Reviewed on: 1st June 2025
Angela 's avatar
Angela

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill