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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181151 reviews)

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4.73

Based on 181,152 reviews, last reviewed 19th Sep 2026

61% decrease in 5 star reviews

in the past 90 days

48% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is the best to use on line I am always ready to use PayPal as it is convenient, easy to use on the go. I have always bought my travel tickets knowing if there is a problem, the ... Read more Reviewed on: 19th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181151)

Never had a negative experience having ysed PayPal f...

Never had a negative experience having ysed PayPal for over 30 years. Reviewed on: 6th July 2026

Easy to use website and understanding

Easy to use website and understanding Reviewed on: 6th July 2026

Great for paying large costs

Great for paying large costs, always there when I need it Reviewed on: 6th July 2026

Always friendly and helpful.

Always friendly and helpful. Whenever I have an issue or I need a help someone is always there to help me Reviewed on: 6th July 2026

Easy to use site great information

Easy to use site great information Reviewed on: 6th July 2026

Simple PayPal credit data completion

Completing the website credit application was really simple and each month I was advised the payment was due Reviewed on: 6th July 2026

Very straightforward with no faffing about

Very straightforward with no faffing about Reviewed on: 6th July 2026

PayPal always provides an excellent service.

PayPal always provides an excellent service. My money is safe and retailers are paid promptly Reviewed on: 6th July 2026

Hands-on and reliable.

PayPal is hands-on and reliable. Reviewed on: 6th July 2026

Giving credit where credit is due

I’ve used PayPal credit a few times over the years and have found it easy to access, the APR is reasonable and offers like no interest in purchases over £100 if paid off by the date offered have made buying things for my home a doddle! The app is easy to use, statements are easy to understand and the flexibility to pay extra as and when I can easily is a bonus! Reviewed on: 6th July 2026

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