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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181151 reviews)

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4.73

Based on 181,152 reviews, last reviewed 19th Sep 2026

61% decrease in 5 star reviews

in the past 90 days

48% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is the best to use on line I am always ready to use PayPal as it is convenient, easy to use on the go. I have always bought my travel tickets knowing if there is a problem, the ... Read more Reviewed on: 19th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181151)

Good way to buy things online

Good way to buy things online, especially with the protection it provides for services like eBay Reviewed on: 6th July 2026

Absolutely Fabulous

Absolutely fabulous ( Ab Fab ) experience always with Paypal credit, it’s smooth and easy to use and has made many of my purchases quick easy and affordable. Reviewed on: 6th July 2026

Structure and Support

PayPal has provided structure and support for me in diverse unbelievable ways. I’ve been able to meet up financial goals; everyday spending and long term with ease. The credit facility and the ability to pay for products flexibly are just two of many services I enjoy time after time. Reviewed on: 6th July 2026

Good, flexible.

Good, flexible. Has multiple options and comes in handy when needed Reviewed on: 6th July 2026

Overall, PayPal is a good tool that I use regularly...

Overall, PayPal is a good tool that I use regularly for things like Buy Now, Pay Later, but the mobile app has really been losing its way lately. It needs to be much more simple. It feels like the app is completely going away from its core identity. A money app is supposed to be simple. You open it to check your balance and quickly send money to who you need to. It should not be complicated with separate tabs and a cluttered layout. Lately, it feels like they are cramming in too many new offers and distractions. You should have to opt into those things if you want them. They should not be forced onto the main interface and confusing the user. I also participated in the rewards program and ordered a virtual card, but it is definitely not for me. I absolutely do not like waiting a long time for money to finally come out of my bank account. When I buy something, I want the payment to go out immediately so I can track my money in real time. PayPal works well for basic shopping and splitting up payments, but they desperately need to return to a simple interface. Reviewed on: 6th July 2026

Would recommend!

Never had a problem. Convenient and easy to use. Feels like the safest way to shop online, been using it for years. Reviewed on: 6th July 2026

Great services offered

Great services offered and always a rep to help assist Reviewed on: 6th July 2026

Woooooooooooiiooa soooo good 10/10

Woooooooooooiiooa soooo good 10/10 Reviewed on: 6th July 2026

Always used PayPal, and never let me down!

Always used PayPal, and never let me down! Reviewed on: 6th July 2026

Makes my life easy.

Very good and easy to use. The option to pay over 36 months makes it a big choice for me. You also have the option to pay it quicker. Reviewed on: 6th July 2026

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