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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (177201 reviews)

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4.73

Based on 177,088 reviews, last reviewed 11th Jul 2026

1233% increase in 5 star reviews

in the past 90 days

1072% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very good costumer service. Very good costumer service. Good value of money, giving 0% for four months it’s so helpful Reviewed on: 11th July 2026

Latest lowest rating:

1

Terrible could not use and nothing would authorise Terrible could not use and nothing would authorise Reviewed on: 11th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (177203)

I've used PayPal for some time now and the service t...

I've used PayPal for some time now and the service they provide is excellent either on line or phone nothing is to much for them to help the customer's Reviewed on: 6th July 2026

Very easy to use via App, use very often

Very easy to use via App, use very often Reviewed on: 6th July 2026

The customer service is fantastic

The customer service is fantastic Reviewed on: 6th July 2026

Excellent

PayPal Credit is a convenient financing option for online shoppers, especially if you already use PayPal regularly. It allows you to spread the cost of purchases over time, and many larger purchases qualify for promotional interest-free periods if the balance is paid in full within the offer period. The application process is quick, and once approved, you can use it at thousands of retailers that accept PayPal. Managing your account through the PayPal app or website is also straightforward. Reviewed on: 6th July 2026

Glad PayPal is always there.

I am glad that a company like PayPal is always offering me a way to manage my finances in a seamless, convenient way to pay for the things I need to buy. Reviewed on: 6th July 2026

User friendly budgeting

Use paypal credit for larger purchases it allows me to budget MY finances interest free Reviewed on: 6th July 2026

All is great , nice service , all is clear , best pr...

All is great , nice service , all is clear , best provider Reviewed on: 6th July 2026

Always a really good experiences using PayPal...

I've always had really good experiences using PayPal and I feel that my purchases are well protected and being able to pay in different ways is very helpful Reviewed on: 6th July 2026

PayPal credit has been invaluable.

PayPal credit has been invaluable. It’s been very versatile and easy to access. The repayment is quick and easy and much simpler and more efficient than using traditional high street banks. Reviewed on: 6th July 2026

Difficult to arrange payments

I find taking out the credit simple and easy enough, but arranging the payment is too complicated. Given the choice I always choose Klarna as its very straight forward. Reviewed on: 6th July 2026

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