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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (177207 reviews)

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4.73

Based on 177,088 reviews, last reviewed 11th Jul 2026

1233% increase in 5 star reviews

in the past 90 days

1072% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very good costumer service. Very good costumer service. Good value of money, giving 0% for four months it’s so helpful Reviewed on: 11th July 2026

Latest lowest rating:

1

Terrible could not use and nothing would authorise Terrible could not use and nothing would authorise Reviewed on: 11th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (177208)

User friendly budgeting

Use paypal credit for larger purchases it allows me to budget MY finances interest free Reviewed on: 6th July 2026

All is great , nice service , all is clear , best pr...

All is great , nice service , all is clear , best provider Reviewed on: 6th July 2026

Always a really good experiences using PayPal...

I've always had really good experiences using PayPal and I feel that my purchases are well protected and being able to pay in different ways is very helpful Reviewed on: 6th July 2026

PayPal credit has been invaluable.

PayPal credit has been invaluable. It’s been very versatile and easy to access. The repayment is quick and easy and much simpler and more efficient than using traditional high street banks. Reviewed on: 6th July 2026

Difficult to arrange payments

I find taking out the credit simple and easy enough, but arranging the payment is too complicated. Given the choice I always choose Klarna as its very straight forward. Reviewed on: 6th July 2026

safe and easy to pay with

Happy using PayPal credit amd debit, safe and easy to pay with Reviewed on: 6th July 2026

Problem-free online money services

PayPal has always been there for me. PayPal Credit being of notable convenience if I want to spread payments, interest-free - with Pay-in-3. If I was in a particularly sticky situation, the longer interest options allow me to make bigger purchases without the hassle of credit checks etc. Purchase protection (akin to a credit card), rapid problem resolution and the universal presence of PayPal as a payment option, have all contributed to keeping me for all these years. Reviewed on: 6th July 2026

Since I joined PayPal I have never had any problems...

Since I joined PayPal I have never had any problems I pay any items I purchase with PayPal so easy so quick and if something goes wrong with my order PayPal will refund your money back best thing I ever done Reviewed on: 6th July 2026

It's great to be able to make those bigger purchases...

It's great to be able to make those bigger purchases and be able to spread the cost interest free, and have the peace of mind that you have protection. I've not had to contact customer services often, but when I have, I can't fault them at all Reviewed on: 6th July 2026

Paypal has always had the best customer service, hel...

Paypal has always had the best customer service, helping me out when I need it Reviewed on: 6th July 2026

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