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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 62,183 reviews, last reviewed 13th Apr 2026
1048200% increase in 5 star reviews
in the past 90 days
3500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Everything made so easy. Everything made so easy. Especially good service for older people like me Reviewed on: 13th April 2026
Alan M's avatar
Alan M

Latest lowest rating:

1

I had to do all the work you were not there for me y... I had to do all the work you were not there for me yet you could see what happened .They were a scam company and you even had review from others who h... Read more Reviewed on: 13th April 2026
Frank B's avatar
Frank B
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (62183)

Always being extremely good service

5
Always being extremely good service Reviewed on: 26th May 2025
Dan A's avatar
Dan A

Very easy to use , great options for payment

5
Very easy to use , great options for payment Reviewed on: 26th May 2025
Ionela C's avatar
Ionela C

Excellent service, simple to use

5
Excellent service, simple to use Reviewed on: 26th May 2025
Linas G's avatar
Linas G

Simple but brilliant

5
I'm blind and find PayPal Credit super easy to access what with it being simple to switch to from my primary payment method. I've also had to update my details several times and it's been no problem at all. One of the most straight forward, unsecured financial services out there to use. Reviewed on: 26th May 2025
Hannah I's avatar
Hannah I

Very convenient to use, never had an issue with PayPal.

5
Very convenient to use, never had an issue with PayPal. Quick and friendly app. Have been using for long. Their PayPal credit is also an amazing facility especially booking a holiday or any other purchases. Reviewed on: 26th May 2025
Khurram's avatar
Khurram

PayPal is easy to use safe and secure

5
PayPal is easy to use safe and secure Reviewed on: 26th May 2025
N W's avatar
N W

I use PayPal as my preferred payment method as it...

5
I use PayPal as my preferred method of payment as it's so easy, especially the option to pay for items over £30in 3 interest free payments. Reviewed on: 26th May 2025
Simon W's avatar
Simon W

Very simple and very professional.

5
Very simple, no headache and very professional. I never had any issue. The customer service is excellent. I am using a lot '4 month to pay'. I can split the amount and it make it easier. Reviewed on: 26th May 2025
Amman's avatar
Amman

I have never had any issues.

5
I have never had any issues. Always use PayPal to make purchases.I can spread the cost as well, which is a great bonus. Reviewed on: 26th May 2025
Ekaterina G's avatar
Ekaterina G

PayPal credit's 4 months installments is a life saver

5
I use pay in 3 and interest free credit for 4 months for large payments. This made managing my money way easier! Reviewed on: 26th May 2025
Adnan Faradhi's avatar
Adnan Faradhi

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