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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (177213 reviews)

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4.73

Based on 177,088 reviews, last reviewed 11th Jul 2026

1233% increase in 5 star reviews

in the past 90 days

1072% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very good costumer service. Very good costumer service. Good value of money, giving 0% for four months it’s so helpful Reviewed on: 11th July 2026

Latest lowest rating:

1

Terrible could not use and nothing would authorise Terrible could not use and nothing would authorise Reviewed on: 11th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (177213)

safe and easy to pay with

Happy using PayPal credit amd debit, safe and easy to pay with Reviewed on: 6th July 2026

Problem-free online money services

PayPal has always been there for me. PayPal Credit being of notable convenience if I want to spread payments, interest-free - with Pay-in-3. If I was in a particularly sticky situation, the longer interest options allow me to make bigger purchases without the hassle of credit checks etc. Purchase protection (akin to a credit card), rapid problem resolution and the universal presence of PayPal as a payment option, have all contributed to keeping me for all these years. Reviewed on: 6th July 2026

Since I joined PayPal I have never had any problems...

Since I joined PayPal I have never had any problems I pay any items I purchase with PayPal so easy so quick and if something goes wrong with my order PayPal will refund your money back best thing I ever done Reviewed on: 6th July 2026

It's great to be able to make those bigger purchases...

It's great to be able to make those bigger purchases and be able to spread the cost interest free, and have the peace of mind that you have protection. I've not had to contact customer services often, but when I have, I can't fault them at all Reviewed on: 6th July 2026

Paypal has always had the best customer service, hel...

Paypal has always had the best customer service, helping me out when I need it Reviewed on: 6th July 2026

PayPal support are always happy to help with any iss...

PayPal support are always happy to help with any issues, no awful ai phone lines, customers care and focus is second to none. Reviewed on: 6th July 2026

Never had an issue with PayPal always feel safe and...

Never had an issue with PayPal always feel safe and know when I make purchases I am covered Reviewed on: 6th July 2026

Always a fantastic experience, everything I normally...

Always a fantastic experience, everything I normally do is always through PayPal Reviewed on: 6th July 2026

Accessing credit using PayPal Credit

Accessing credit using EBay Credit is extremely easy, it only takes around 5 minutes for the result of your request to be agreed. PayPal sets up a payment plan like Pay in three instalments. They inform you immediately of when the payments will be taken and also remind you a couple of days in advance of the payment being taken. It is a quick and easy way to spread large purchases out over 3 months and no interest is charged. Win Win for pay Pal customers. Reviewed on: 6th July 2026

Always there when I need it quick and easy to...

Always there when I need it quick and easy to use Reviewed on: 6th July 2026

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