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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 61,770 reviews, last reviewed 13th Apr 2026
1009200% increase in 5 star reviews
in the past 90 days
3500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very easy to use and manage my payments through the... Very easy to use and manage my payments through the app,Explained terms easy to understand Reviewed on: 13th April 2026
RF's avatar
RF

Latest lowest rating:

1

I had to do all the work you were not there for me y... I had to do all the work you were not there for me yet you could see what happened .They were a scam company and you even had review from others who h... Read more Reviewed on: 13th April 2026
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Frank B
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (61770)

Easy to navigate and get help

5
Very helpful when dealing with scam sales. Also easy to navigate across the pages. Excellent payment options Reviewed on: 26th May 2025
monnix's avatar
monnix

PayPal have it all

5
Easy access to the app more options to buy 3 months free credit without any interest all n all great Reviewed on: 26th May 2025
abdolnasser nk's avatar
abdolnasser nk

Usually good but having issues with PayPal credit

3
Usually good but having issues with PayPal credit and not being available a number of times which is frustrating. Reviewed on: 26th May 2025
David S's avatar
David S

Convenient and helpful, has helped when I’ve been st...

5
Convenient and helpful, has helped when I’ve been struggling Reviewed on: 26th May 2025
Kerry B's avatar
Kerry B

If Only All Relationships Were This Smooth

5
Fantastically easy to use, massively helpful whenever I've had problems with online purchases. Can't recommend them enough. Reviewed on: 26th May 2025
Ben D's avatar
Ben D

Great options at good rates.

5
Great options at good rates. The pay in 3 with 0% is fantastic. They once helped me out with a purchase I made and the item didn't arrive. PayPal got my money back for me. No fuss, all they asked for was the evidence that I had tried to contact the seller, which was easy. Reviewed on: 26th May 2025
Kev's avatar
Kev

Convenient

4
I’ve been using PayPal for a while now, and it’s been super convenient and reliable. I love how easy it is to send and receive money, and the buyer protection gives me extra peace of mind when shopping online. It’s definitely my go-to for secure payments. Reviewed on: 26th May 2025
David C's avatar
David C

Help in need. Pay with your own Pal

5
Help in need. So much flexibility and enough time to pay. Not just like credit card, much more. Reviewed on: 26th May 2025
Murugananthan Leelananthan 's avatar
Murugananthan Leelananthan

Always provide great service and work seamlessly wit...

5
Always provide great service and work seamlessly with most online retailers. The 4 month interest free and pay in 3 features are great to manage money. Reviewed on: 26th May 2025
Tom 's avatar
Tom

I am using PayPal for a decade now and I’m really ha...

5
I am using PayPal for a decade now and I’m really happy with as I feel more secure in shipping by PayPal and have the option pay in 3. Reviewed on: 26th May 2025
Idris's avatar
Idris

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