Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181152 reviews)

View other PayPal products

4.73

Based on 181,152 reviews, last reviewed 19th Sep 2026

61% decrease in 5 star reviews

in the past 90 days

48% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is the best to use on line I am always ready to use PayPal as it is convenient, easy to use on the go. I have always bought my travel tickets knowing if there is a problem, the ... Read more Reviewed on: 19th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181152)

Reliable and user friendly

Never had a problem with PayPal and use it regularly to pay for goods online. Reviewed on: 6th July 2026

Why go to the bank when you have PayPal

Pretty straightforward and easy to use. T&C are clearly explained and easy to understand. A lot less hassle than dealing with banks. Reviewed on: 6th July 2026

Really useful utilities offered including pay in 3

Really useful utilities offered including pay in 3 which is great. Reviewed on: 6th July 2026

Super easy to use no hidden T&Cs gives you peace at...

Super easy to use no hidden T&Cs gives you peace at mind to spread the cost Reviewed on: 6th July 2026

Great service.

Great service. Easy to access and use Reviewed on: 6th July 2026

Not always available

Not always available to be used when shopping on different websites, and missing free period sometimes Reviewed on: 6th July 2026

VERY GOOD PLATFORM FOR PAYMENTS AND REFUND ALSO SEEM...

VERY GOOD PLATFORM FOR PAYMENTS AND REFUND ALSO SEEM EASY IF THERE IS A CONFLICT Reviewed on: 6th July 2026

Easy to use, never had any issues with transactions.

Easy to use, never had any issues with transactions. 5* service. Reviewed on: 6th July 2026

Safest and simplest way to pay for everything.

Safest and simplest way to pay for everything. Resolution centre are great and keep you regularly updated and do their best to reach an amiable solution. If a supplier doesnt accept paypal then l wont buy from them. I have been using paypal for quite a few years now and will continue to do so. I Recommend using paypal as with the amount of scammers online now, you know your buying with a safety belt. Reviewed on: 6th July 2026

Easy to use

Easy to use and I like the barrier between sellers and my bank details, I believe that helps security for the buyer. Reviewed on: 6th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loan
from Snap Finance 4.81 from 370 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Retail Finance
from Zebra Finance 4.08 from 6 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101307 reviews
Payments
from PayPal 4.72 from 3854 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub