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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (61305 reviews)

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4.90

Based on 61,304 reviews, last reviewed 13th Apr 2026

965600% increase in 5 star reviews

in the past 90 days

3400% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Ease of use Ease of use and convenience, no issues at all Reviewed on: 13th April 2026

Latest lowest rating:

1

I am very disappointed with my experience was handled. I am very disappointed with how my case was handled. The item I received was clearly not as described, and I provided full evidence to support this. ... Read more Reviewed on: 13th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (61305)

I can pay with PayPal in many retails and I love the...

I can pay with PayPal in many retails and I love the flexibility in paying back. The downside is the direct debit payments, for some reason it didn’t go through. I had an issue in the past, and even though it was an issue on the system it still appears as a missed payment on my credit score. Reviewed on: 26th May 2025

Easy to use and handy, but if you have different typ...

Easy to use and handy, but if you have different type of PayPal credit purchases not always and you start making payments not always using for a right purchase and this reason paying extra interest fees. Reviewed on: 26th May 2025

PayPal took out a case for me to get a refund from a...

PayPal took out a case for me to get a refund from an oversees seller that was refusing to honor the eBay policy, although attempts were made through eBay I am sorry to say I was not very confident they were getting anywhere fast. I referred the situation to PayPal with all of the proof of contact with the seller, within a week or two I was pleasantly informed my case was won and was refunded accordingly by PayPal, had they not taken action I would have lost a considerable amount of money, so thank you PayPal. Reviewed on: 26th May 2025

Useful service

Easy to use and read. Great that you can use it in some of the get brand like just eat ect . Reviewed on: 26th May 2025

Simple, transparent and no hidden fees or interests

I find PP Credit simple to use, widely accepted and no hidden fees or interest and very transparent. I recommend it to anyone... Reviewed on: 26th May 2025

Easy to use and excellent customer service

Easy to use and excellent customer service Reviewed on: 26th May 2025

PayPal Credit

Really handy to have the credit available as an option with various choices including interest free over a shorter period. Reviewed on: 26th May 2025

Great Experience

Excellent Service, easy to apply, very responsive customer service...love it Reviewed on: 26th May 2025

Never had any problems with Paypal.

Never had any problems with Paypal. Reviewed on: 26th May 2025

Great deal

Every time transfers went immediately without delay. Problematic cases solved in described time. Reviewed on: 26th May 2025

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