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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181152 reviews)

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4.73

Based on 181,152 reviews, last reviewed 19th Sep 2026

61% decrease in 5 star reviews

in the past 90 days

48% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is the best to use on line I am always ready to use PayPal as it is convenient, easy to use on the go. I have always bought my travel tickets knowing if there is a problem, the ... Read more Reviewed on: 19th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181152)

I like using PayPal, it makes buying a hustle free e...

I like using PayPal, it makes buying a hustle free experience especially when you can pay for the purchase in installments and spread the cost . Reviewed on: 6th July 2026

Was easy to borrow money when needed

Was easy to borrow money when needed Reviewed on: 6th July 2026

I use PayPal for easy secure transactions, I know th...

I use PayPal for easy secure transactions, I know they always have my back and I value that security when shopping online. Reviewed on: 6th July 2026

Must have

Always had a good experience with PayPal Reviewed on: 6th July 2026

I applied and received a PayPal credit card for the...

I applied and received a PayPal credit card for the IOW festival which gave me 20% off good and drink. It worked once and then stopped. Really disappointing. Reviewed on: 6th July 2026

I have had a positive experience using PayPal Credit.

I have had a positive experience using PayPal Credit. The application process was straightforward, and it has been a convenient way to spread the cost of larger purchases. The online account is easy to manage, payments are simple to make, and I appreciate the flexibility it offers. Reviewed on: 6th July 2026

Good easy to use.

Good easy to use. Straight forward Reviewed on: 6th July 2026

PayPal Credit Review

PayPal Credit helps those bigger purchases you need to make easier to make thanks to 0% for 4 months, this is always my preferred way to pay! Reviewed on: 6th July 2026

Excellent customer service.

Excellent customer service. I recently had a missed payment due to a mixup in my direct debit mandate. I requested for the late payment fee to be waived as the missed payment was due to an error. My request was granted, I love the empathy shown. Reviewed on: 6th July 2026

Best service

Always without problem and quick Reviewed on: 6th July 2026

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