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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 60,875 reviews, last reviewed 13th Apr 2026
926400% increase in 5 star reviews
in the past 90 days
3300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Brilliant service. Brilliant service. Quick transactions. Always on time. Reviewed on: 13th April 2026
Gatis Zegners's avatar
Gatis Zegners

Latest lowest rating:

2

Incredible and worst Indokolatlanul levontak 2x £12-ot pedig semmilyen late payment nem volt. Pontosabban en kezdemenyeztem feltoltest es nem en hibaztam. Reviewed on: 13th April 2026
Sandor's avatar
Sandor
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (60875)

Fab 5 star experience - when I set PayPal up and got...

5
Fab 5 star experience - when I set PayPal up and got chance to apply for credit I was very anxious because of previous experiences with credit agencies, however I need not have worried. Everything was explained and I felt confident in opening PayPal & PayPal credit account, and the customer service advisor that I spoke to took the time and answered all my questions. If there was 6 stars I would have given. Reviewed on: 26th May 2025
Catherine 's avatar
Catherine

It's really easy to use

5
It's really easy to use—just shows up as an option when I check out with PayPal. I like that I can make bigger purchases and pay them off over time, especially with the 6-month no interest offer. It came in handy when I needed to buy a new laptop. As long as I stay on top of payments, it’s a great tool. Just be careful with the interest if you don’t pay it off in time. Reviewed on: 26th May 2025
Monika's avatar
Monika

Excellent correspondence and quick and efficient in...

5
Excellent correspondence and quick and efficient in operation Reviewed on: 26th May 2025
James W's avatar
James W

PayPal. Amazing.

5
I've been using PayPal for about 10years now and it's been amazing, sending and receiving money without any trouble and using their pay in 3 & PayPal credit has saved me multiple times over the years. Reviewed on: 26th May 2025
JW's avatar
JW

It's difficult to talk to a human customer represent...

4
It's difficult to talk to a human customer representative. Also sometimes the offers are advertised not transparently Reviewed on: 26th May 2025
Cede S's avatar
Cede S

Good to use

4
I can use PayPal everywhere and details are clear Reviewed on: 26th May 2025
Thom's avatar
Thom

I’ve been using PayPal for years, and I recently had...

5
I’ve been using PayPal for years, and I recently had an experience that really highlighted why I continue to trust them. I encountered a suspicious transaction from a seller that turned out to be quite dodgy. Thankfully, PayPal’s buyer protection policy kicked in. Their support team was incredibly responsive, and within a short period, they facilitated the entire dispute process and helped me recover my money. It’s reassuring to know that there’s a reliable layer of security when shopping online. PayPal not only saved me from losing money but also gave me peace of mind during a stressful situation. I highly recommend their service to anyone who values safety, efficiency, and customer support when making online transactions. Thank you, PayPal! Reviewed on: 26th May 2025
Issa Kabba's avatar
Issa Kabba

Needed to get a Christmas gift

5
Needed to get a Christmas gift, decided to try for PayPal credit as accepted now have a flexible payment option for some purchases. Reviewed on: 26th May 2025
Colwyn D's avatar
Colwyn D

Advisers always do their best to the customer

5
Advisers always do their best to the customer Reviewed on: 26th May 2025
maria moura 's avatar
maria moura

Simple to apply, easy to manage.

5
Simple to apply, easy to manage, can be used across various sites and in store, limit increases over time provided you make the repayments, access via the app makes it handy when you want to make that big purchase, i even paid for my holiday as like a credit card you have so e protectionif things go wrong, would definitely recommend. Reviewed on: 26th May 2025
James Collins 's avatar
James Collins

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