Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 177,088 reviews, last reviewed 11th Jul 2026
1233% increase in 5 star reviews
in the past 90 days
1072% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good costumer service. Very good costumer service. Good value of money, giving 0% for four months it’s so helpful Reviewed on: 11th July 2026
Christianne P's avatar
Christianne P

Latest lowest rating:

1

Terrible could not use and nothing would authorise Terrible could not use and nothing would authorise Reviewed on: 11th July 2026
lee b's avatar
lee b

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (177273)

PayPal evolution

5
I have been using PayPal for many years and never had any problems. The service has evolved and it has always provided me with better options and new options to make my life easier. Pay in 3 is for me one of the best options available, because you can pay your shopping in 3 easy payments, not having to request a new credit and not having to worry in monitoring credit card statements. Now the credit card is also helpful if I want to buy something that costs a bit more, and then manage my payments the best way. Reviewed on: 6th July 2026

mr ewarwoowar..

5
PayPal is my go to when buying stuff of eBay m&m direct its so easy to use with different options pay now pay in 3 pay in one month love it. Reviewed on: 6th July 2026

Good service

5
Have used several PayPal service and i am mostly satisfied. Reviewed on: 6th July 2026

I find paypal very helpful for saving a little extra...

5
I find paypal very helpful for saving a little extra cash and being able to use the debit card Reviewed on: 6th July 2026

Easy to pay online just with email.

5
Easy to use and pay just with email while paying online. With physical card, can be used to pay in store just like traditional credit card. Reviewed on: 6th July 2026

Easy-peasy

5
Love the pay over 3 months, just sign in and buy easy peasy. For someone as old as me and not brought up with tech, PayPal was easy to navigate. Reviewed on: 6th July 2026

Paypal is easy to use and the App and online access...

4
Paypal is easy to use and the App and online access is very much user friendly Reviewed on: 6th July 2026

Satisfactory and professional.

5
Satisfactory and professional. The service was excellent and very helpful for me. Reviewed on: 6th July 2026

Is competitively useful with very positive recommend...

5
Is competitively useful with very positive recommendations Reviewed on: 6th July 2026

Would reccomend

5
Easy to use and accessible, the app is also very smooth Reviewed on: 6th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 98516 reviews
    PayPal
  • Payments

    from PayPal 4.71 from 3847 reviews
    PayPal
  • Credit card

    from PayPal 4.70 from 121 reviews
    PayPal
    View all products