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PayPal: PayPal Credit reviews

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4.90
Based on 60,501 reviews, last reviewed 13th Apr 2026
891200% increase in 5 star reviews
in the past 90 days
3300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

I’ve used PayPal for years, they’ve really helped me... I’ve used PayPal for years, they’ve really helped me out with payments and kept me up to date. Reviewed on: 13th April 2026
Sam b's avatar
Sam b

Latest lowest rating:

1

PayPal Direct Debit plan has been terrible. Terrible product and poor App. Direct debits are unable to offer bespoke payment dates as per the customers financial schedule. DD Payment dates are n... Read more Reviewed on: 13th April 2026
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HP
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (60501)

No issues

5
Never had any problems buying or returning products Reviewed on: 26th May 2025
Tony's avatar
Tony

At first major food supermarkets in UK accepted PayP...

5
At first major food supermarkets in UK accepted PayPal, but they don't now which is not good when you are low on food before payday! Reviewed on: 26th May 2025
Rick M's avatar
Rick M

Easy to keep track of spending!

5
I have been using PayPal for years now and have never had any problems. It's easy to use and I am regularly informed of all my transactions so I can keep track of my spending. It's great for sending payments to both businesses and personal friends and family. Reviewed on: 26th May 2025
Nadia Hitchen's avatar
Nadia Hitchen

Use it everywhere

5
I love how I can use PayPal credit nearly everywhere which keeps my credit it one place. Reviewed on: 26th May 2025
KP's avatar
KP

Clear information on pricing and policy.

5
Clear information on pricing and policy. Reviewed on: 26th May 2025
Jeremy T's avatar
Jeremy T

Owe like a boss

5
Pay on time and no problems. The credit is always there. Reviewed on: 26th May 2025
TopG's avatar
TopG

Great way to to pay

5
Great service and options on how and when to pay. Easy to contact if needed or have any queries. Reviewed on: 26th May 2025
Lizzie's avatar
Lizzie

Easy to use and PayPal credit is a huge help

5
Easy to use and PayPal credit is a huge help Reviewed on: 26th May 2025
Conor's avatar
Conor

I love that anything over £100 you get 4 months

5
I love that anything over £100 you get 4 months to pay it back in! So handy and you pay nothing straight away perfect for them last minute holidays or birthdays you’ve forgotten about Reviewed on: 26th May 2025
Amy e's avatar
Amy e

Always excellent service.

5
Always excellent service. Any issues are quickly resolved. Very easy to use. Easy to pay and transfer monies and pay for goods. Installments are easy to set up to pay for larger items. Reviewed on: 26th May 2025
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Traci R

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