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PayPal: PayPal Credit reviews

4.73
Based on 181,152 reviews, last reviewed 19th Sep 2026
61% decrease in 5 star reviews
in the past 90 days
48% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is the best to use on line I am always ready to use PayPal as it is convenient, easy to use on the go. I have always bought my travel tickets knowing if there is a problem, the ... Read more Reviewed on: 19th September 2026
Angela Byakwaga's avatar
Angela Byakwaga

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181152)

Excellent and prompt customer service .

5
Excellent and prompt customer service .Pay pal credit makes me to be confidence when making transactions with it Reviewed on: 6th July 2026

I have been using pay app for very long time.

5
I have been using pay app for very long time. Very convincing and better payment methods Reviewed on: 6th July 2026

PayPal never protects you if you buy from abroad.

5
PayPal never protects you if you buy from abroad. Reviewed on: 6th July 2026

High interest rate, still hard to lower amount by pa...

4
High interest rate, still hard to lower amount by paying minimum. Reviewed on: 6th July 2026

I have used PayPal for years its so easy to use and...

5
I have used PayPal for years its so easy to use and beneficial. Reviewed on: 6th July 2026

PayPal don't do enough to prevent fraudsters

2
PayPal don't do enough to prevent fraudsters using their service and sometimes side with them leading to fights through complaints just to get refunds and even then you lose postage money etc. Reviewed on: 6th July 2026

Fantastic - easy to use and set up.

5
Fantastic - easy to use and set up. They have rewards feature which is brilliant and makes it really worth your while to spend with them. Had no issues as so far, one interaction with support which went smoothly. Reviewed on: 6th July 2026

Quick and easy, professionals and kindles

5
Quick and easy, professionals and kindles Reviewed on: 6th July 2026

Fantastic service and always has been

5
Have used Paypal for many many years now for all sorts of things. Have had problems before with fraud also and the customer service team are amazing and had everything sorted within an hour. Reviewed on: 6th July 2026

Would recommend

5
So easy and quick to do very clear instructions and good rates Reviewed on: 6th July 2026

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